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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think very few carers will benefit from the “ increase “ in carers

134 replies

Ionlytrymybest · 30/10/2024 13:27

reading the budget and I can see some carers may benefit
those who can work along side up to the maximum amount allowed of earnings or those with partners who work full time with a wage good enough to not be on UC.

but many full time carers are on universal credit, so the increase in these cases is surely pointless they won’t see an increase in their monthly money at all as it is deducted 1.00 for 1.00 from Universal credit ?

so unless they change the 1.00 for 1.00 deductions it’s not really that big of a change ?

OP posts:
Ionlytrymybest · 30/10/2024 14:04

Fraudornot · 30/10/2024 14:04

I think it is the amount you are allowed to earn has gone up not the allowance itself.

Yeh so the article I read was wrong 🤣🤣

OP posts:
DadJoke · 30/10/2024 14:04

Carer's allowance should be additional, and tapered, not have a hard cut off. At the very least, it's a disincentive to work more hours.

TigerRag · 30/10/2024 14:04

Ionlytrymybest · 30/10/2024 14:03

Wait now I think the article I read was wrong 🤣🤣🤣🤣 so it’s not increasing? Just the amount you can earn ?

It's increasing by 1.7%. The amount you can earn will increase to 16 x NMW.

JayEffSee · 30/10/2024 14:05

Fraudornot · 30/10/2024 14:04

I think it is the amount you are allowed to earn has gone up not the allowance itself.

Yes, the actual rate of Carers Allowance is only going up by whatever pitiful rate all benefits will rise by in April. 1.7% or something this time?

Completely pointless virtue signalling bollocks for most carers.

Ionlytrymybest · 30/10/2024 14:06

Well it will stands they have not done much for those who can’t work as they care 24/7 🤣

OP posts:
JayEffSee · 30/10/2024 14:07

Ionlytrymybest · 30/10/2024 14:04

Yeh so the article I read was wrong 🤣🤣

Yeah you've totally misunderstood.

Carers Allowance claimants who also work will be allowed to earn more money before they lose their Carers Allowance.

Ionlytrymybest · 30/10/2024 14:08

It was bbc and the reason I read it wrong is because their wording haha
81.90 is what carers get a week so the first paragraph sounded like that’s what’s what was changing and that the 10,000 limit was additional side to it as well.

To think very few carers will benefit from the “ increase “ in carers
OP posts:
Lwrenn · 30/10/2024 14:08

@TomatoSandwiches solidarity friend ❤️

OrangeGreens · 30/10/2024 14:11

JayEffSee · 30/10/2024 14:07

Yeah you've totally misunderstood.

Carers Allowance claimants who also work will be allowed to earn more money before they lose their Carers Allowance.

This is absolutely ridiculous. It’s an insult. Just looked at how much the earnings allowance is going up by and it’s a pittance.

There shouldn’t even be an earnings limit for carers allowance IMO. If you are doing the eligible hours of caring you should be paid for it even if you earn well elsewhere too. That work should be recognised and the massive savings for the government should be recognised.

Whom does it serve to keep carers in poverty? In many cases to make them give up good careers that would put them over the earnings limit if they work more than a few hours?

It’s outrageous.

JayEffSee · 30/10/2024 14:15

OrangeGreens · 30/10/2024 14:11

This is absolutely ridiculous. It’s an insult. Just looked at how much the earnings allowance is going up by and it’s a pittance.

There shouldn’t even be an earnings limit for carers allowance IMO. If you are doing the eligible hours of caring you should be paid for it even if you earn well elsewhere too. That work should be recognised and the massive savings for the government should be recognised.

Whom does it serve to keep carers in poverty? In many cases to make them give up good careers that would put them over the earnings limit if they work more than a few hours?

It’s outrageous.

The whole thing is ridiculous.

I'm self employed and a carer and claim UC.

My earnings are below the current Carers Allowance threshold but there's no point me claiming and having the extra admin of reporting my earnings to Carers Allowance when I'd lose it off my UC anyway. So I don't claim. The rise in threshold makes no difference!

This will benefit one small group of carers - those who work between 12 and 16 hours a week but also have a partner who earns too much for them to claim UC. Other than that, nearly all carers are also claiming UC!

TheWorminLabyrinth · 30/10/2024 14:16

Ionlytrymybest · 30/10/2024 14:03

Wait now I think the article I read was wrong 🤣🤣🤣🤣 so it’s not increasing? Just the amount you can earn ?

This is what I am confused about. I can't find anything to confirm that CA itself is increasing.

JayEffSee · 30/10/2024 14:16

TheWorminLabyrinth · 30/10/2024 14:16

This is what I am confused about. I can't find anything to confirm that CA itself is increasing.

It's not.

The BBC are wrong.

The earnings threshold is increasing to 16 hours at NMW.

Ionlytrymybest · 30/10/2024 14:17

JayEffSee · 30/10/2024 14:15

The whole thing is ridiculous.

I'm self employed and a carer and claim UC.

My earnings are below the current Carers Allowance threshold but there's no point me claiming and having the extra admin of reporting my earnings to Carers Allowance when I'd lose it off my UC anyway. So I don't claim. The rise in threshold makes no difference!

This will benefit one small group of carers - those who work between 12 and 16 hours a week but also have a partner who earns too much for them to claim UC. Other than that, nearly all carers are also claiming UC!

BBC had it wrong anyway

it’s not carers that’s increasing just the amount someone can works so you can now earn 10,000 a year which is still balls because carers is taxable income and so 10,000 plus carers would then take you in to tax threshold and you would lose in taxes anyway.

OP posts:
TheWorminLabyrinth · 30/10/2024 14:17

Whom does it serve to keep carers in poverty? In many cases to make them give up good careers that would put them over the earnings limit if they work more than a few hours?

Well exactly. I didn't have a 'career' but I had a good job, paying me decently for the area I live in, and I had been doing it 12 years. I had to give it up to become a carer and now we live in poverty.

Ionlytrymybest · 30/10/2024 14:18

Ok so I can confirm it’s wrong, bbc has it wrong though not me🤣🤣🤣🤣

so tbf the thread still stands
full time carers get nothing 🙈

OP posts:
Paganpentacle · 30/10/2024 14:18

TomatoSandwiches · 30/10/2024 13:41

My son is 8, he is cognitively 0-3 and is extremely high needs, doubly incontinent, no language at all and other health/social communication issues.

I get paid in my own right £81.90pw (taxable) to care for him, which includes night waking every 1.45-2hrs for an hour at least, the only rest and sleep I can get is when he is at school, he has to be supervised 24/7 and we despite being awarded PA hours there is no one willing to take the job so holidays is even more full on.

If my son was to be looked after by the state entirely his costs would be in the multiple of thousands per week.

£81.90pw.

Its disgusting.
It grinds my gears that taxpayers are subsiding businesses to pay shite wages when the money spent on UC should be heading your way...

OrangeGreens · 30/10/2024 14:19

Carer’s allowance and the earnings limit being so low is also just really stupid practically as well as being morally abhorrent.

We are in a terrible social care crisis. Many people would be more willing to care for elderly parents, for example, if they were properly paid for it and they didn’t have to sacrifice their entire lives, including career, to do it. Rewarding people (mostly women, let’s be realistic) for taking on caring roles in their own families could be one small part of the solution to the pressure on social care services.

OrangeGreens · 30/10/2024 14:21

TheWorminLabyrinth · 30/10/2024 14:17

Whom does it serve to keep carers in poverty? In many cases to make them give up good careers that would put them over the earnings limit if they work more than a few hours?

Well exactly. I didn't have a 'career' but I had a good job, paying me decently for the area I live in, and I had been doing it 12 years. I had to give it up to become a carer and now we live in poverty.

I’m so sorry.

The govt never shuts up about “getting people into work,” and yet…

Ionlytrymybest · 30/10/2024 14:21

It’s all backwards to be honest.
so in our case, my DC needs nursing care.
I was on carers allowance and UC in London and we just couldn’t survive. When I went back to work it now costs them 4.6k a month in personal budget card for me to cover the care of nurses for her so I could go to work- that’s 35 hours a week they cover I do the rest.

OP posts:
OriginalUsername2 · 30/10/2024 14:23

I can earn about £400 before Carers and UC are touched. After that it’s 55p per pound last time I looked.

I wish people would stop saying they just take your money, it puts people off even trying. I had my own family telling me this. Luckily I learned to look into things for myself.

Ionlytrymybest · 30/10/2024 14:24

OriginalUsername2 · 30/10/2024 14:23

I can earn about £400 before Carers and UC are touched. After that it’s 55p per pound last time I looked.

I wish people would stop saying they just take your money, it puts people off even trying. I had my own family telling me this. Luckily I learned to look into things for myself.

Edited

Yes your wage… carers is taken 1.00 for 1.00 of UC :)

you can get a carers element on UC which is less than carers allowance.

OP posts:
mitogoshigg · 30/10/2024 14:25

It would have helped me as I worked along with caring. I'm sure I'm not alone

Ionlytrymybest · 30/10/2024 14:26

mitogoshigg · 30/10/2024 14:25

It would have helped me as I worked along with caring. I'm sure I'm not alone

I didn’t say All :) those who are unable to work because of caring duties see no benefit.

OP posts:
mitogoshigg · 30/10/2024 14:32

I lost my carers allowance when I increased to 15 hours a week. For me it would have been amazing! Thankfully my dc got offered specialist holiday care back then (siblings could go too) free of charge otherwise I wouldn't have been able to work, but councils are so broke now all those programmes have stopped.

Many, mostly women, in couples are carers plus would like to work a few hours. Remember if you aren't on uc you don't benefit from other discounts or benefits so you can actually be no better off

LovelyCinnamon · 30/10/2024 14:34

Ionlytrymybest · 30/10/2024 13:48

No so the current system means
that. Every 1.00 they “ earn from the start is taking from UC.

so current system if a single person was working and UC top up they could earn 400 ish pound before UC is decreased then after that 55p is deducted per pound.

a single person “ earning “ carers and unable to work because it’s full time gets 80 something pound a week carers and the whole 80 is deducted straight away from UC. In this case the new rise in carers means they will be better off by 0. Because every penny with be deducted straight away.

So not better off but not worse off as an individual. And better off as a citizen as the state needs to pay less in benefits.