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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Business imploding

10 replies

reekoij · 27/09/2024 20:59

Posting for traffic really.

My business I've put blood,sweat and tears into us imploding. Not sure how it's going to financially pan out but I'm beyond exhausted. Tried my absolute hardest, plowed money into it. Worked round the clock. And it's slipping away.

Hasn't helped that an aggressive competitor has bid on us on google and totally destroyed traffic to our website.

How do you mentally deal with this. Any insight or advice would be greatly appreciated.

OP posts:
Doggymummar · 27/09/2024 21:01

Remember the business is separate from you as a person. Don't put personal money into it and don't use your house etc as guarantor for any loans etc. I closed mine earlier this year, you can always start afresh

reekoij · 27/09/2024 21:31

Thank you @Doggymummar. Sadly sunk £65k of personal money in and have 70k of debt with personal guarantees attached. So spiralling about what to do.

OP posts:
reekoij · 28/09/2024 07:53

Anyone else?

OP posts:
MistressoftheDarkSide · 28/09/2024 08:47

Sending solidarity. I had to wind up my bricks and mortar shop this year after 7 years following being widowed and everything going to shit.

I have few words of wisdom but I truly empathise. It's hard to be detached and business like when you've invested as you say blood sweat and tears into your passion. It's definitely not just the money.

I had to try really hard not to take it personally. Unfortunately the current economic climate makes it difficult to keep up and adapt at the speed required to survive if you are a small concern.

While embracing positivity and being hopeful is always the expectation from those on the outside looking in, sometimes it's almost delusional. My customers were "shocked and saddened" but in my case the lure of Temu etc trumped their loyalty and I absolutely ran out of resources and innovation. I'm currently facing a DRO and have decided that the selling of widgets is no longer viable on a small scale and my future is now in the lap of the Gods I don't even believe in.

I think my only advice would be that if you truly can't see a way forward that doesn't increase your debts etc, then making the decision to wind up does give one a small sense of relief before outside forces make it for you. It may be an illusion of control, but it beats continually battling the storm without an umbrella. So truly think about your well being now. If a miracle occurs so be it, that would be amazing but if your instincts are telling you it's unlikely listen to them.

People don't realise I think how entwined our emotions are with the things we birth and pour our passion into. You will experience a form of grief. You see competitors apparently thriving all over the social media platforms and wonder what you're doing wrong. Often it's nothing, it's just economics and forces beyond our control. And scratching the surface sometimes reveals that those other businesses are also struggling.

It is a form of bravery to accept and draw a line under the whole thing and it's a struggle to realise that while one's feelings are real and valid, the "market" doesn't care about them. So be kind to yourself and give yourself the recognition you are absolutely due for trying - that is a success in itself.

However things go for you, I wish you heartfelt love and hope that whatever happens next is bearable. I truly, truly understand what you're going through, and trite though it may sound, be as kind to yourself as you can xxx

Windthebloodybobbinup · 28/09/2024 09:13

Having seen someone else in this situation- it's better to
Invite the liquidators in rather than be forced into liquidation- so if you are ready to call it I'd do that. Can you get a second opinion on your financial health/business as a fresh pair of eyes helps make the decision.
If you do have a personal guarantee against a loan, get a solicitor and for a fixed fee they will negotiate a percentage to pay back- could be around 40% or f the total owed.
Talk to someone, there is so much shame around this but businesses go under every day.

MistressoftheDarkSide · 28/09/2024 09:18

OP just to let you know my very supportive comment above has a reference to a company in it relevant to my experience and it has probably been flagged by AI as potential spam. I hope it gets okayed as it was a long empathetic one but if it doesn't just wanted to send solidarity and unMumsnetty hugs.

MistressoftheDarkSide · 28/09/2024 09:40

Bumping for @reekoij xxx

reekoij · 29/09/2024 07:29

Thank you for all your kind words. My body is just filled with cortisol and adrenaline 24/7. It is the worst feeling. I wish I had never started a business. Everything I have done in good faith and worked to the bone is going to be gone. I just can't believe it's happening.

OP posts:
HealthyMindChange · 29/09/2024 07:45

I think you should be proud of all you have achieved. I am in awe of anyone who sets up their own business. The risk, the 24/7 work, the vision etc. I don’t have it. I am destined to be an employee. The fact you crated a viable for business for some time is amazing.

Loads of businesses don’t work out. Not because of the idea being bad or the owner being rubbish. It’s just really hard work and needs luck too.

Sorry this has happened. But end it with your head held high.

Holidaysrule · 29/09/2024 08:01

Have a chat with an insolvency practitioner to get an expert opinion on how bad things are. They will usually do a half hour consultation for free. I was you 8 years ago and it was awful, I know what you are going through. I saw an insolvency practitioner who didn’t think things were irredeemable. If any of what you owe is VAT/Tax you can make a payment plan with HMRC. I hung on (it was a grim couple of years I must admit) but it came good in the end and the business is now thriving.
So, speak to a professional. If you have to liquidate, so be it. So many people never even try, be bloody proud of yourself for giving it a go. Rooting for you op xxx

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