How much of this would you keep back for savings?

[Palmollive]

I owe 250k on my mortgage. I have 70k to pay off, with no early repayment charge. Would you pay it all down and begin saving again? Or keep some back? And if so how much?

We are in a similarish position. We can easily afford our mortgage repayments and if we used the saving to pay off the mortgage we would end up frittering the money away each month that would usually be used for the mortgage. For now we've put it in a savings account & will bring speaking to an FA to invest it. We want to be able to access it if need to but keep it a little out of reach so we dont waste it.