I'm knackered, we've got two DCs, 4 and 1. I'm working .8FTE as a nurse and DH is a teacher. We're fortunate to have bought a house last year but have a high interest rate and the house needs quite a bit of work. It's nothing structural really but it's quite dated (from the early 80s). I don't think the refurb will happen for another decade if I'm honest. We haven't any debt (besides the mortgage!), don't run a car, don't have a telly, and have GiffGaff mobiles, but money just doesn't stretch as far these days, especially with DD1 in nursery. I never planned on becoming wealthy (nor did I think nursing would lead me to money!) but I'm worked to the bone and every month it feels we're holding our breath until we're paid again. I could work more hours but then we're paying more for childcare so it's not worth it. I've already done a top-up and have my prescribing so I'm on a Band 7 but I wish I could stop worrying about money. DH and I love each other and have a strong marriage, we are quite happy together, and our DC are healthy and gorgeous. Loads to be thankful for, I know, but goodness I would love to have a bit more breathing room financially, but I just don't know where it will come from.
Not sure if there is an AIBU as much as wondering if I'm alone in this. I feel like most of my colleagues either have family who help them, or have married wealthy partners, I dont' know how everyone manages.