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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think this is not my mistake and not my problem

68 replies

Iybwsp · 27/08/2024 12:45

This is likely to be long so I apologise, but the circumstances are slightly complicated and I don’t want to drip feed. The context is perhaps not directly relevant but goes towards my feelings on the matter so I’m including. I’ve bolded the TLDR.

I had booked to go on holiday with a friend last month. We were moving around and were meant to stay in 3 hotels and the trip involved a return flight. We have been friends for many years and are close.

Unfortunately I had to cancel the trip at the last minute due to the serious illness of an immediate family member. This was not something that could have been foreseen at the time of booking. As I would expect, she was very understanding - I’m sure she was disappointed and I apologised for the inconvenience but at the same time in the context of what was going on for me at the time, the cancelled holiday was nothing.

The flights and the first two hotels were non-refundable but the final hotel (which she had booked) was within the free cancellation period. My friend agreed that she would cancel the third hotel and therefore we would not be charged.

My portion of the cancelled trip was covered under my travel insurance. I have successfully claimed for this. However, her portion of the trip was not covered under either her or my travel insurance due to the circumstances of the cancellation (if her family member had been ill it would have been and if I had been ill it would have been but illness of my family member didn’t qualify under her policy). She spent a while deciding whether to go on the trip alone but ultimately decided not to. I understood her reasons for not wanting to go alone and I offered to make her whole for the cancellation. She didn’t ask me to do that but did accept my offer and I transferred her the money. Although I wasn’t thrilled to spend several hundred pounds on a trip I couldn’t go on, I felt reimbursing her was the right thing to do - I didn’t see why she should be out of pocket as a result of my family emergency or forced to go on a trip alone. So far, so good.

It has now emerged that she failed to cancel the third hotel when she decided that she wouldn’t go alone (we were still within the free cancellation period at that stage). We were a no show and she has been charged for the booking. Although she hasn’t yet explicitly asked me for money, I feel she is circling around it (not clear whether she feels we should split it or I should pay entirely). She also isn’t fully owning her mistake. So far I have given vague sympathetic responses.

My gut reaction is that this loss results from her entirely avoidable mistake. I’ve already spent several hundred pounds on this cancelled trip and I’m not willing to pay more. If she asks me for money, would I be unreasonable to refuse to pay?

But then part of me thinks that I should suck it up for the sake of the friendship - it won’t be that much extra money. And also that the holiday booker takes on some risk and if I got it wrong I’d appreciate people being understanding and splitting the mistake. But part of me is really quite irritated that she is bothering me with this - I think in the same circumstances I would be shielding her from as much admin as possible. And I feel I have already been generous enough in reimbursing her for a holiday she could have gone on. Also I really do feel I wouldn’t have made this mistake were the situations reversed - she is not an organised person.

OP posts:
RockyRogue1001 · 27/08/2024 14:04

I totally agree with you @Iybwsp
And I think you've been very fair.

I hope the illness resolved happily.

And I'd like to commend your very clear writing style. Many, many <sobs. Sooooo many> posters could learn from you

Silvers11 · 27/08/2024 14:05

@Iybwsp If I'm reading this correctly, apart from the 3rd hotel she has received money from you to cover ALL the expenses she had to pay out for the cancelled trip?

If that's the case and she definitely agreed to cancel the 3rd Hotel, it really is on her to pay the £500 for that 3rd Hotel. She said she would cancel and she failed to do so

I would do what you already have done and make sympathetic noises about the fact she forgot to cancel. You would be perfectly reasonable to refuse to pay for that too and to be honest, if she does ask for it she is being VERY cheeky.

Purplecatshopaholic · 27/08/2024 14:05

I think you have done enough. However, if she asks for it, it ultimately depends on whether the friendship is worth it to you. Only you can decide that.

78Summer · 27/08/2024 14:06

Depending on your own financial situation I would offer to pay half.

NyeRobey · 27/08/2024 14:08

StarCourt · 27/08/2024 13:08

@NyeRobey I think you need to re-read the OP instead of making assumptions and jumping down Op's throat.

Steady on!
I am not jumping down anyone's throat! I just offered a difference of opinion. Clearly I am not the only one making assumptions!

The OP doesn't say she paid the full cost of the holiday. It says she offered to "make her whole for the cancellation" which is not a phrase I have ever heard before.

If OP paid the full cost (as she seems to say in her third post, posted after mine) then that changes things and I don't think she need pay anything more.

CuriousGeorge80 · 27/08/2024 14:09

Just checked out of interest and HSBC’s insurance explicitly covers this situation - I.e. you are fully covered if you have to cancel because your travel companion has a sick relative (I assume this is what’s happened). She should definitely double check.

burnoutbabe · 27/08/2024 14:10

The travel insurance-if you take out a joint policy (coyple or friends) then the whole thing is covered if either have to cancel.

But if you both take out a separate policy you may not be covered.

(But always check the small print)

Bournetilly · 27/08/2024 14:12

I don’t think you were being generous reimbursing her for the money she lost, I think this should of been done without question.

I don’t think you owe her the money for the accommodation she forgot to cancel, that isn’t your fault. If you can afford to pay half then I would for the sake of the friendship, but definitely not all of it.

NyeRobey · 27/08/2024 14:12

CuriousGeorge80 · 27/08/2024 14:01

@NyeRobey can’t read.

I have actually had the exact thing happen in the past and the insurance did cover it. My friend’s dad was ill so we didn’t go and my insurance covered me. Is she totally sure it doesn’t? If so, her insurance isn’t great…

That said, I think you did the right thing morally to cover her part although she should learn to get better insurance. For the one that could have been cancelled it is completely her fault but if I could afford it without too much trouble I would offer to pay my half of it for the sake of the friendship.

Thanks, @CuriousGeorge80 for tagging me in order to insult me. I may have misunderstood a phrase I have never heard before ("make whole for the cancellation") but that doesn't mean I can't read.

At least I am not gratuitously rude to people online.

jay55 · 27/08/2024 14:19

It would have taken your friend two minutes to cancel the hotel. Given the circumstances you probably didn't have the time or headspace to chase her to make sure she did it.
If cancelling a hotel is beyond her she should have spoken up and you'd have had the chance to do it.

MissPeachyKeen · 27/08/2024 14:20

Appreciate the bold short headline sentences 👍👏🏻

Augustisnearlydonesogoodbyesun · 27/08/2024 14:21

Imo you should not have paid her anything..

hopefulnothelpful · 27/08/2024 14:24

I would simply say sorry but I’ve covered as much as I can, it’s a shame you forgot to cancel.

This one’s on her!

itsgettingweird · 27/08/2024 14:30

So you've covered all the costs she incurred because you couldn't go - whilst you affectively paid to go on a trip you couldn't go on.

But the bit of the trip you could get a refund on - that she was meant to cancel - didn't get cancelled. And now she wants you to cover all or at least half that cost?

Yeah - no way!!!!!

You did the right thing by not making your problem hers.

So she needs to not make her problem - yours!

WhatsitWiggle · 27/08/2024 14:34

So far, she is not out of pocket at all. You've covered her portion of the cancellation charges, and your insurance has covered yours.

The current charges are down to her failure to cancel the booking. You can't claim for that from your insurance, as if the booking had been cancelled when you said you couldn't go, there'd be no charges.

I certainly wouldn't offer to cover costs. At best, I'd cover half but only to maintain a decent friendship. Otherwise, it's the price she pays for being disorganised. (Before anyone jumps down my throat about any ND she may have, I have myself incurred additional costs by missing returns windows. That's life. If it's important to me to get the money back, I use my calendar or Alexa to set reminders.)

BastardsWant2PutUpMyPremiums · 27/08/2024 14:35
  1. She should have cancelled the 3rd hotel - that's on her
  2. She could still have gone on holiday - that's what most people would choose to do - I can't understand that decision tbh
  3. You've already given her money you didn't have to
IWouldRatherBeOnHoliday · 27/08/2024 14:37

I really don't agree when people say things are worth the price for the sake of a friendship. Why does the other person in the equation never see it that way? Your friend should be sympathetic to your circumstances.

Your friend was in the wrong here - it was her mistake to not cancel the hotel.

You don't owe her anything, and I think if you pay her the money you will just resent her for it afterwards.

Maria1979 · 27/08/2024 14:42

Iybwsp · 27/08/2024 12:45

This is likely to be long so I apologise, but the circumstances are slightly complicated and I don’t want to drip feed. The context is perhaps not directly relevant but goes towards my feelings on the matter so I’m including. I’ve bolded the TLDR.

I had booked to go on holiday with a friend last month. We were moving around and were meant to stay in 3 hotels and the trip involved a return flight. We have been friends for many years and are close.

Unfortunately I had to cancel the trip at the last minute due to the serious illness of an immediate family member. This was not something that could have been foreseen at the time of booking. As I would expect, she was very understanding - I’m sure she was disappointed and I apologised for the inconvenience but at the same time in the context of what was going on for me at the time, the cancelled holiday was nothing.

The flights and the first two hotels were non-refundable but the final hotel (which she had booked) was within the free cancellation period. My friend agreed that she would cancel the third hotel and therefore we would not be charged.

My portion of the cancelled trip was covered under my travel insurance. I have successfully claimed for this. However, her portion of the trip was not covered under either her or my travel insurance due to the circumstances of the cancellation (if her family member had been ill it would have been and if I had been ill it would have been but illness of my family member didn’t qualify under her policy). She spent a while deciding whether to go on the trip alone but ultimately decided not to. I understood her reasons for not wanting to go alone and I offered to make her whole for the cancellation. She didn’t ask me to do that but did accept my offer and I transferred her the money. Although I wasn’t thrilled to spend several hundred pounds on a trip I couldn’t go on, I felt reimbursing her was the right thing to do - I didn’t see why she should be out of pocket as a result of my family emergency or forced to go on a trip alone. So far, so good.

It has now emerged that she failed to cancel the third hotel when she decided that she wouldn’t go alone (we were still within the free cancellation period at that stage). We were a no show and she has been charged for the booking. Although she hasn’t yet explicitly asked me for money, I feel she is circling around it (not clear whether she feels we should split it or I should pay entirely). She also isn’t fully owning her mistake. So far I have given vague sympathetic responses.

My gut reaction is that this loss results from her entirely avoidable mistake. I’ve already spent several hundred pounds on this cancelled trip and I’m not willing to pay more. If she asks me for money, would I be unreasonable to refuse to pay?

But then part of me thinks that I should suck it up for the sake of the friendship - it won’t be that much extra money. And also that the holiday booker takes on some risk and if I got it wrong I’d appreciate people being understanding and splitting the mistake. But part of me is really quite irritated that she is bothering me with this - I think in the same circumstances I would be shielding her from as much admin as possible. And I feel I have already been generous enough in reimbursing her for a holiday she could have gone on. Also I really do feel I wouldn’t have made this mistake were the situations reversed - she is not an organised person.

I would split it 50/50. Even if you could argue she's responsable she was understanding for you cancelling the trip (with good reasons). You say it's not a lot of money so it's worth paying half for friendship's sake imo.

SummerHouse · 27/08/2024 14:45

I think you were generous to cover her costs and
I think she was actually wrong to accept this money or she should have offered to at least split the loss.

Had she done either of the above, you would probably unquestioningly split the loss on the third hotel.

You are out of pocket at every turn and clearly dealing with other stuff right now. Through no fault of your own. A good friend would see this.

LyingWitchInTheWardrobe · 27/08/2024 14:46

You already 'made her whole' - at your cost. Making herself whole for the third hotel was her responsibility and entirely within her gift to do it. Why didn't she?

I wouldn't pay any more. If you do then you're tipping your friendship out of balance. It's currently in balance - paying her again for her stupid lack of action is acting like her mum/lady bountiful and one or both of you will be resentful.

I would be clear that my insurance covered my part and I wanted to pay what I did because it was my circumstances that led to cancellation - but that I can't be expected to pay for something that should have been cancelled but wasn't.

JC03745 · 27/08/2024 14:50

Allinadayswork80 · 27/08/2024 12:55

I thought you were going to say that you weren’t going to split the loss of the holiday with her, however you have done this which is very fair of you. The rest could have been avoided. It doesn’t take long to make a cancellation and I think she should foot the bill as it is her fuck up.

This ^

CovertPiggery · 27/08/2024 14:54

IWouldRatherBeOnHoliday · 27/08/2024 14:37

I really don't agree when people say things are worth the price for the sake of a friendship. Why does the other person in the equation never see it that way? Your friend should be sympathetic to your circumstances.

Your friend was in the wrong here - it was her mistake to not cancel the hotel.

You don't owe her anything, and I think if you pay her the money you will just resent her for it afterwards.

I agree with this.

If she doesn't care enough about the friendship to pay for her own mistake, why should OP?

Iybwsp · 27/08/2024 14:54

Thanks for the responses all. In response to some points raised:

  • yes, I reimbursed her totally for all costs she incurred in connection with the trip. Had she cancelled the hotel as she promised to do she would have paid 0% for the cancelled trip, my insurance would have paid 50% of the costs and I would have paid the remaining 50%. Now we are in a circumstance where there is an extra cost that there didn’t need to be!
  • she told me that her travel insurance didn’t cover the circumstances of our cancellation. I trusted her to have checked and didn’t ask to see the precise wording of her policy. But she also assured me she would cancel the hotel so now hearing from others that this circumstance has been covered makes me wonder if maybe she actually didn’t have travel insurance (she could easily be a buy at the airport type) and was embarrassed and fudged it.

I take the point that I shouldn’t think of myself as being generous in reimbursing her for the non refundable costs. I guess I kind of share the view of a PP that she could (and I think I probably would) have gone alone but it is fair enough that she didn’t want to - I was changing the deal.

I also agree that cancelling a hotel room is extremely easy and I just cannot understand how she failed to do so! It’s a couple of clicks. It feels careless of her at a time when I had a lot going on and trusted her to be on top of this one thing. I of course don’t think she did it intentionally but wonder if she might not have been so cavalier had I not offered to reimburse her for her losses if she no longer wanted to travel and seen it as her money.

I also feel that she expected me to bear the risk entirely - the nonrefundable cancellation was my “fault” so I had to pay. So it feels fair to apply the same logic now that this cost is her fault.

OP posts:
Hucklemuckle · 27/08/2024 14:57

NyeRobey · 27/08/2024 13:01

I disagree.
She missed out on a holiday because of your family emergency. Your costs were covered. Hers were not, and not because she did not have insurance but because it was your problem, not hers.
I assume you didn't pay the full cost of the holiday that she had to cancel because of an issue that you had?

From her pov let's say the holiday cost each of you1000. She has missed out on the holiday because of your family member's illness. It can't be helped. But you were the cause of the cancellation, your 1000 was covered by insurance, and I assume she was only reimbursed 500 pounds by you. So she has still lost 500 pounds through no fault of her own, and has not been mean about it or unsupportive. Yes it's a bit annoying that she forgot to cancel the last hotel but if you want to remain friends, given that your family problem has already cost her a lot more financially and in terms of missing a holiday, I would certainly pay half.

No. The OP reimbursed the friend completely for the first two hotels as they were non refundable. She didn't for the 3rd hotel as that one was refundable and friend was going to cancel so it would be refunded.

Friend failed to do so. Why? Who knows. But the fault at this point is with friend who said they would cancel and then failed to do so.

TinkerTiger · 27/08/2024 14:58

I think the last bit is on her for being a flake and not cancelling.

I don't think you reimbursing her for the rest of it was anything other than necessary. You couldn't go and she couldn't claim on insurance for it, so you were right to pay for it.