Please help as I’m at a crossroads.
I’m due to start a new teaching job in the private sector next week. One of the main reasons for choosing this job is I will get a discount and will be able to send my own DC in a few years’ time. We can afford this (even with VAT and yearly increases).
However, it feels like it comes at a huge cost, as it were. I’ll be working 50-60 hours a week in a stressful role, while looking after 3 young children (two primary aged, one pre-schooler)
Another option, though, is to sacrifice a decent salary and spend more time with them. I wouldn’t be able to give them a private education if I did this. We could not afford to send them without a discount. If I go PT, I wouldn’t afford it either as it is pro rata discount.
If I came out of teaching, I could do much more with them, like take them to museums and support their learning more, but they’d have to go to their local comp (which is absolutely terrible- I know as I’ve worked there!)
What on earth should I do?
I’ve got a smaller passive income which means we could still get by OK and I could still contribute to my pension.
So YABU - stay in private teaching and send DC there too.
YANBU - spend more time with them but send to local comp