Just the above really. Get that it is really subjective but I am finding that lots of people seem to SHOUT their conversations at each other. It’s really draining. And the shrieking of kids constantly. AIBU? It’s like the shouty ones think everyone needs to hear their business. 🙉
On holiday in Spain right now so it is particularly bad but find the same in UK too. Don’t remember feeling ambient noise was so loud when I was in early 20s (about 20 years ago).