Face, body, heels?
My favourite for hands, knees, elbows and heels is O'Keefe Working Hands. Neutrogena Unfragranced is excellent, very concentrated so a drop goes a long way, but I prefer the texture and spreadability of O'Keefe. Palmers do an unfragranced Intensive Relief Hand Cream which is also good, but the O'Keefe is easier to find.
Palmers do another which doesn't seem to have a name (see photo) really nice body cream. When I want to do an intensive overnight treatment I slather loads on and cover with cotton gloves or socks or sleeves.
For face, Simple or Boots Ingredients serums seem to be very good value for money. I slop them all over, not just on my face, and each bottle lasts several months. Current favourite is Hyaluronic Acid.
Waitrose do a fragrance free range called Pure, and I can use pretty much any of them. They are pleasant and good value for money, but it's a bit hit and miss which are available at any time.
One of the best and cheapest moisturisers I use, particularly if my skin is sore, is food grade, cold pressed, virgin coconut oil. Tiniest of dabs, rubbed between my hands and then transferred to my face. Not even enough to make my face shiny. If it is shiny then I just run my forearms over my face to transfer the oil to them, or blot with tissue. Really soothing. I don't wear makeup, so I don't know whether it affects application, though I don't see why it should as my face isn't greasy from it.
Simple moisturisers are OK, and I used them for years, but I splashed out on a bottle of Clinique a couple of years ago, and have never looked back. Heart attack prices - one bottle costs £20+, never spent so much on any cosmetic before! - but it lasts me well over a year and my skin feels fantastic. Also the water-based gel one does not sting when my skin is sore.