To ask if you have a will?

[oneskip]

And does it say anything interesting and usual?

If you don't have one, why???

Mine is a mirror one with DH but says our house must go to our DS on death of us both (incase I go first and DH gets infatuated with someone new and significantly younger)

I have one but it is very straightforward. I just think it makes everything easier for other people at a difficult time

Yes, nothing unusual.

I did ask about it being read by the Family Solicitor (don't have one) on a remote island at midnight, but apparently you can't request that these days.That's the Law Society for you, I suppose.(sigh).

Oh and DH has that his record collection goes to DS (as if anyone else wants it)

Yes, we did ours when dd was born and we used same method as you but also what wanted if all three of us were to die. Also we appointed two guardians for our daughter in case something happened to myself and DH. She is nearly 18 now!

No but they're not really common in my culture. The son/s just inherit everything.

Yes, we've a trust will in place so that it's protected for dd if one of us goes first.

Remember the film where everyone had to watch a film of the deceased who commanded them do something against their ethics to receive a share. I'd love that.

No, but I have no kids or anything.

Yes, made one when I started to buy a house. A relative died without one, whose wishes were never in dispute (had said them verbally and death was not unexpected) but it still was time consuming because of the lack of a will.

So who gets your assets etc?

I wont have any.

"Mine is a mirror one with DH but says our house must go to our DS on death of us both (in case I go first and DH gets infatuated with someone new and significantly younger"
If you go first, DH could change his will the next day. If he were to marry again any existing will is immediately invalidated. He would have to make a new one. Hopefully new wife would not persuade him to leave everything to her. If he doesn't make a new one and then dies intestate, everything will go to new wife.
The only way you can ensure that your house can go to your child/children is if you put it into trust. Perhaps you have done that, but you didn't say that in your OP.

But a lack of will makes everything more complicated and time consuming for those left behind to deal with your assets.

I live in my overdraft. No assets to argue over, and no one to argue over them.

Yes. My husband or my nephews might bump me off because I am worth more dead than alive at the mo! (Lighhthearted, I hope)

Yes but it's very outdated so need to write a new one. Nothing unusual.

We need to do ours as keep saying we need to and never getting around to it. We have 2 older teens that live with us and DH has an older DC from an earlier relationship so it’s slightly more complex

Of course. I'm a lone parent.
Going to do my power of attorney this year as DS hits 18.

We were advised to become tenants in common rather than joint owners of our house. That way, my half of the house will always go my children if I die first. If I'd die first under joint ownership, my husband would get the house and if he married again his new wife would inherit everything. There are a lot of "ifs" but both my husband and I have seen it happen too often to friends' parents!

Not yet, I haven't anything to leave.

Yes we both have a will. Minor differences with gifts to friends. Everything else to DS (adult). He also has a house and he has written a will (after extensive encouragement) because otherwise it will go to a random cousin/s that he doesn't know.
When he was younger we had guardians for him included in the will.

Ours is quite straight forward. We both own a house each, so if I die, it all goes to him, if he dies, it all goes to me.

If we both die, my mum is named as guardian of the kids, or my best friend if mum happens to be with us and dies. If we've both passed, mum has access to the funds to raise the children and the remainder is protected until the kids are 21.

No, but it weighs on me and I intend to do it very soon. A friend of a friend collapsed and died aged 42 for no apparent reason. Puts everything into perspective.

If you live in the UK .. that is just not a thing !

Yes I've had one since I was 35...I'm 30 years older now. I review it every 5 years