Pension credit getter than state pension

[Asosbabe]

£218.50 pension credit a week plus £300 winter fuel payment works out more than full state pension £221.20. AIBU to think it should be means tested properly if they're going to do it. Someone who has paid national insuance for 35 years will be worse off than someone who hasn't paid in at all

What an ugly mental world you inhabit. Absolute hate for anyone who might be getting anything you personally don't think they should be entitled to. I can just imagine you reading about workhouses with an approving nod...

You are forgetting access to local government hardship funds and free NHS dentistry. These perks all add up and if over 75 free TV licence.

Perks? They could not afford those things otherwise, hence why they get those "perks".
Being jealous of people in poverty... ridiculous.

No, you made a sweeping generalisation about how it's just not worth making any financial provision for retirement and I pointed out how silly it was .

There are some whose particular circumstances mean they could not be on pension credit and still do with the wfp. (personally I hope they get some help from fuel cos or other sources) The idea that they are all going to be wise savers and the pension credit recipients are likeky wasters is sheer DM nonsense.
I used to get folk like you moaning about all the " free social care" that " people who never worked in their lives" got. Neither were true.

But no-one should get anything I don't get. It's not FAIIIIR.🙄

No @MereDintofPandiculation

By virtue of the fact that I am just under 70 and spent my precious savings buying extra years to fill gaps in my NI contributions, I have a full state pension.

I get £3 per week more than the upper Pension Credit limit.

Hence will not be eligible for winter fuel allowance.

The op was not having a pop at the undeserving poor. I think if they feel pension aged on £218 a week need winter fuel allowance etc then people on £221 need it too

Z@AllPrincessAnneshorses the truth always hurts. Too many spongers in this country.

@AllPrincessAnneshorses
Ok

OP may not have been but poster I replied to and several others definitely were.
Look, as I've said, I get that some on the cusp of pension credit may need the money. But the posters jumping in to make sweeping generalisations about "people who never worked/saved being favoured" are just singing from a very familiar and hackneyed song book.
As are the " all boomers are filthy rich" brigade.

You replied to me and I agreed with the op

It's a problem with all means testing. The line goes somewhere. Some people are unfortunately on the wrong side.
People may hate this idea, but it's worth mentioning that many local charities [ some of them very old, pre welfare state] have funds, may be worth investigating. I used them a lot to get things for people when the State fell short.

Most of them very rich.

Only because you replied to me.
There are multiple posts going WAY beyond ' what about people on state pension only', just RTFT.

No I hadn’t your reply to me at 18.07 was first

I hadn’t responded to you before that

Only if 75+ and on pension credit.

Although my FIL was in his 80s and on pension credit and had to pay from 2020 until he died

Actually full state pension is 11502.92 according to my quote. Your point is still correct though

I watched a programme on pensions.

Ex pats living abroad in hot countries get the winter fuel allowance! If they claim a UK pension they get it. The attitude from the golf course in Portugal was, “We don’t need it but we’re entitled to it so why shouldn’t we get it?”

It’s not even given to those specifically with a UK address. Just given to every pensioner which makes no sense as there are lots who don’t need it as they are living in a hot country and those who live in the UK and it’s not enough to keep warm in the winter.

Peter Stringfellow and Rod Stewart both said they get it and tried to give it back along with their state pension as they didn’t need it. They were told give it to charity.

Both said we do give a lot to charity but wouldn’t our pensions and winter fuel allowance be better going to those pensioners that need it? They were told pension credit department don’t know how to do that.

@pinkstripeycat Peter Stringfellow and Rod Stewart are lying. You have to apply for your state pension. If they receive it, they applied.

Pension credit isn't a tiny amount if you have extra premiums added like severe disability premium and carers premium. You do realize that a disabled couple both on Attendance Allowance ( which has a very low threshold for being awarded) and both claiming to be carers for each other can get £200 plus extra a week?

@DamnUserName21

Winter fuel allowance is not means tested.

It is now, isn't it? In effect, since you have to be receiving a means-tested benefit?

My thoughts are, instead of the Government giving some people X amount for winter fuel & some other people Y amount for something else, yardage, yadda

It would be easier to just increase the state pension to 12k per year for everyone, job done !

All these discussions about some people get X & some people get Y is ridiculous !

Just make it simple !

However, nothing is ever as simple as that !

I am correcting this inaccuracy because you have posted this on more than one occasion on this thread.

It is perfectly possible to be entitled to too much state pension to be eligible for pension credit just by virtue of working and accruing additional state pension by payment of full NICs throughout your working life, yet not being a member of an occupational pension scheme. This is not something extra that the individual tried to earn, it just happened naturally through paying full NICs through employment.

Many women are in this position as they were denied access to pension schemes.

@MrsClatterbuck
Free TV licence only if you are over 75 and in receipt of pension credit

Yet you seem to think people who get state pension so just £3 more per week can afford the perks?