Hi
I think I know the answer to this but I wanted to get a sense of whether my course of action is reasonable or not. I won’t give too much detail in case anyone in my immediate circle reads this. Someone in my family (an adult) has a history of being financially irresponsible and in the past, I have lent them money when they’ve had crises. I should point out that I’m not well-off - I have my own financial commitments - but this family member refuses to take no for an answer. It’s not unknown for them to turn up at my door in such crises (and me eventually relenting and handing over money). They’ve asked me for a loan recently (we’re talking almost £1000). I have said no outright but they’re now guilt-tripping me. They refuse to ask anyone else in the family for help because they know the grief they’ll give them if they do ask.
I’m not being a hard unreasonable monster in saying no, am I? It’s stressing me out a lot.
Thanks.