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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Two kids benefit cap

145 replies

Youllhatethis · 17/07/2024 02:27

Good or bad? On the one hand, yes, of course we need children to fund the future or on the other, don’t have more kids than you can afford.

OP posts:
Juyjuly32 · 17/07/2024 09:47

I'm all for it. It's a deterrent at the end of the day children are lovely but extremely costly! It's parents themselves who are plunging their own kids into poverty the GOV has stepped in and rightly so.

ageratum1 · 17/07/2024 09:49

Benefit cap is good.people need yo learn personal responsibility!

DumbassHamsterSitterPerson · 17/07/2024 09:50

Chrsytalchondalier · 17/07/2024 08:57

Yes I agree with you, education is vital. Money shouldn't just be handed out, and sadly the parents in these situations aren't ever putting their children first

Ever? Ever Ever? So no parent on benefits is putting their children first. What a crock of shit.

I don't know about the cap. I can see both sides of the argument. For unemployed parents lifting the 2 child limit will be useless without also raising/removing the benefit cap.

On the point of parents who don't claim not being able to afford a 3rd/4th child, would removing the 2 child limit also raise the the max income you could earn and claim. For eg, let's say you need £5k per person per year. (Picked because it's a round figure only).
So a family of 4 needs £20k. If you earn less than that you'd get topped up to it.
If you earn that much and want a 3rd child you'd then need an extra £5k which would be given as UC.

I'm not saying that solution is affordable just pondering if that's how it would work.

Juyjuly32 · 17/07/2024 09:50

Tumbleweed101 · 17/07/2024 08:53

I had my children before the cap. I also had them in a two income household that could afford them. A few years later I was left a single parent. If that cap had applied I would have been really in trouble as my wage wasn't high enough to manage without tax credits.

I don't agree on any restrictions when it comes to society supporting children and I think everyone should still get child benefit. We should be ensuring they are a primary concern as they are the generation that will be looking after us one day.

I can't understand this thought process. In life there are rules and as much as people ad saying my DH buggered off.... there's not going to be a rule that suits everyone's personal circumstances.

Housing is a huge issue for a start! I'm a single parent myself and honestly I wonder how anybody affords 3 plus kids!

Cryingatthegym · 17/07/2024 09:52

OlgaBracley · 17/07/2024 08:32

A bag of extra groceries delivered a week-just enough to feed the third child.
There you go, the child won't starve and the parents can provide anything else it may need or is it actual cash money they want.

And what about the circa 1k per month it costs to put my youngest child into nursery so I can go to work?

Or would it be better if I quit my job, stayed at home with the children I've been forced into raising by myself, and relied on the benefits system even more?

A vast proportion of those on Universal Credit are working parents and single parents who are in that position through no fault of their own. Should they have no opportunities to better their circumstances for the sake of their children, simply because they've been forced into relying on a safety net whilst their children are young?

LostTheMarble · 17/07/2024 09:53

LadyCrumpet · 17/07/2024 07:41

They also have a choice on where they spend the money they DO get. Too often it goes on drugs, alcohol and cigarettes rather than the children.

You missed out ‘50 inch tv with Sky’ from your Benefits Bingo list…

Anyway those things are old news now. If you want to go more modern stereotypes, say ‘only buy North Face clothing and vapes’. No one smokes anymore, get with the times…

Killingoffmyflowersonebyone · 17/07/2024 09:54

Don't have more kids than you can afford.

I know plenty of people who stopped at one because if they had more they couldn't give both children the best possible life. The tax payer should not be paying for people who want things they cannot afford - maybe if people lived within their means (children, pets, housing etc) our economy might be in a better place.

Emmanuelll · 17/07/2024 09:54

Bad because the only people who suffer are the children. The children become adults with health problems who can't actually work.

I'm not sure if anyone saw the Panorama programme recently about the decline in children's health but it's because more children are in poverty.

www.bbc.co.uk/iplayer/episode/m00215yf/panorama-britains-child-health-crisis

Labour has said that it would be an aim to get rid of it.

LadyWhistled0wn · 17/07/2024 09:56

Good, I don't think they should ever lift the 2 child cap.
If you can't afford more than two children don't have them. To many big families with no means to support themselves. Not to mention the lack of bigger bedroom housing to house them!

cupcaske123 · 17/07/2024 09:57

Killingoffmyflowersonebyone · 17/07/2024 09:54

Don't have more kids than you can afford.

I know plenty of people who stopped at one because if they had more they couldn't give both children the best possible life. The tax payer should not be paying for people who want things they cannot afford - maybe if people lived within their means (children, pets, housing etc) our economy might be in a better place.

What about those who have children they can afford and their circumstances change? Job loss, disability, bereavement, divorce or abandonment, mental health conditions, caring responsibilities etc

Leah5678 · 17/07/2024 09:57

No because why are the taxpayers paying for a man's kids because he refuses to pay maintenance. That shit is his responsibility we need to start going after dead beats and making them pay a reasonable amount towards their children.
I know someone who only pays SEVEN POUND A WEEK to his kids. The taxpayer literally pays more than that with child benefit *(about £20 a week). This country is notoriously shitty when it comes to making dead beats pay maintenance.

*Oh and child benefit is separate from universal credit child element which is more and the one that is capped

Leah5678 · 17/07/2024 09:58

Leah5678 · 17/07/2024 09:57

No because why are the taxpayers paying for a man's kids because he refuses to pay maintenance. That shit is his responsibility we need to start going after dead beats and making them pay a reasonable amount towards their children.
I know someone who only pays SEVEN POUND A WEEK to his kids. The taxpayer literally pays more than that with child benefit *(about £20 a week). This country is notoriously shitty when it comes to making dead beats pay maintenance.

*Oh and child benefit is separate from universal credit child element which is more and the one that is capped

Also I get that there are different circumstances and he might of died or left the country and exceptions should be made. Just to clarify before y'all jump down my throat

Emmanuelll · 17/07/2024 10:00

MrsBrightsidde · 17/07/2024 02:42

Good.

We would like another child. We earn over the benefits threshold so receive no benefits. We have made a decision to stop at 2 children as 3 will stretch us too much financially. It is absolutely bonkers that those entitled to child and other benefits can rely on the state to fund their growing families whereas those of us who can’t have to limit our families.

But you would have a better standard of living than anyone who relies on benefits.

LostTheMarble · 17/07/2024 10:01

Chrsytalchondalier · 17/07/2024 08:57

Yes I agree with you, education is vital. Money shouldn't just be handed out, and sadly the parents in these situations aren't ever putting their children first

I get benefits because my children come first. Actually a lot of the benefit money coming into my account is in their name because of their needs, and gets spent appropriately. That includes things that on paper seems ‘for me’, but unfortunately due their needs I have to run a car on finance (and because I’m on UC I have shit credit so costs more). I have to live in a shit area because people don’t like renting to single mums on benefits, not my choice again but it’s not like I’ll ever live in a mortgaged/outright owned house again.

Im not sure lifting the benefit cap is a priority over having more social housing that’s with more than 2 beds. I’d sooner see the latter sorted asap over the former if it is a case of one or the other. At the moment neither seems to be on the agenda.

ichifanny · 17/07/2024 10:01

The load of rubbish on this thread , are people aware that normal working people sometimes end up needing benefits ? I have 3 and both me and my husband work but what if he died or became disabled why would they punish us for having had 3 children ? Benefits are meant to support people in need .

BIossomtoes · 17/07/2024 10:01

Bad. It’s outrageous that 4 million children are living in poverty in one of the world’s wealthiest countries.

BarHumbugs · 17/07/2024 10:02

LadyCrumpet · 17/07/2024 07:41

They also have a choice on where they spend the money they DO get. Too often it goes on drugs, alcohol and cigarettes rather than the children.

Actually, people in higher socioeconomic areas are FAR more likely to be regular drug users. The biggest drinkers are men in the highest income households but you are right about smoking, those in the poorest areas are more likely to smoke. Maybe we should increase the taxes for the highest earners to discourage all the drinking and drugs, it's for their own good.

Emmanuelll · 17/07/2024 10:03

BIossomtoes · 17/07/2024 10:01

Bad. It’s outrageous that 4 million children are living in poverty in one of the world’s wealthiest countries.

I agree. Especially when it was ideological. At the same time as giving tax revenue to the most rich.

LadyCrumpet · 17/07/2024 10:03

ageratum1 · 17/07/2024 09:49

Benefit cap is good.people need yo learn personal responsibility!

Jesus, don't say that, you'll create an anxiety epidemic!

ichifanny · 17/07/2024 10:04

‘ only have as many children as you can afford ‘ I can afford my 3 children just now . I couldn’t if I became unemployed . Are people suggesting only the rich with family money have children now ?

SootspriteSearcher · 17/07/2024 10:04

Before the cap I saw plenty of families where the extra children were seen as more money and bigger house. Unfortunately there are a number of very selfish people who will find any way to beat/scam the system. If it wasn't for people like that we wouldn't have a cap on children you could claim for. So yes there is a stereotype, it isn't true for all claimants but there are a number of people who do put themselves before the wellbeing of their children.

So whilst I do understand the benefit cap is very unfair to some families where circumstances change outside their control, it is necessary due to a small subset of the benefit claimants who believe its their right to have what they want and someone else will pay for it.

Child poverty is horrible, I see it firsthand in my job but in many cases more money won't help, it won't get spent on essentials in many cases. We need more support and things like easier access to food banks/community kitchens. Budetting or cooking classes to help families cook nutritional food on lower budgets. Provide the necessities rather than the cash payments.

Help facilitate more jobs that can be done from home and within school hours so parents can get back into the workplace.

Gingerdancedbackwards · 17/07/2024 10:04

How on earth did parents cope before child benefit was introduced in 1997? I mean, poor sods, apart from a bit of tax allowance, no-one was paying them to have children
The horror!

Emmanuelll · 17/07/2024 10:05

ichifanny · 17/07/2024 10:01

The load of rubbish on this thread , are people aware that normal working people sometimes end up needing benefits ? I have 3 and both me and my husband work but what if he died or became disabled why would they punish us for having had 3 children ? Benefits are meant to support people in need .

Exactly. Especially is this age of zero hour contracts.

I think people can't think outside their own bubble, so it's 'I can't afford any more children so why should anyone else have them'.

Emmanuelll · 17/07/2024 10:05

Gingerdancedbackwards · 17/07/2024 10:04

How on earth did parents cope before child benefit was introduced in 1997? I mean, poor sods, apart from a bit of tax allowance, no-one was paying them to have children
The horror!

Child benefit was not introduced in 1997 🤣

BIossomtoes · 17/07/2024 10:06

Gingerdancedbackwards · 17/07/2024 10:04

How on earth did parents cope before child benefit was introduced in 1997? I mean, poor sods, apart from a bit of tax allowance, no-one was paying them to have children
The horror!

Child benefit and its predecessor family allowance have existed for decades. My mum got it and I’m 70. We’re not discussing child benefit anyway.