to think my friend should pay back the money she owes me instead of going on holiday?

[rainbowcloud]

My friend is a single mum and a couple of years ago we lent her some money. To start with she paid back small amounts but she hasn't mentioned it for months.

Now I find out she's going on holiday for a week in May with another friend. I don't know how to bring up the subject with her but am starting to feel resentful that she is going to spend money she could be paying me back with on a 'luxury', even though it's only a caravan holiday in Wales somewhere.

Why do I find it so difficult to ask her for it back? I suppose I would hate to see her girls go without.

I just feel so embarrassed. I wouldn't mind even if it was £10 a week as long as she was making an effort.

Why didn't you mention it to her when she stopped paying months ago?

Maybe she's forgotten about it.

Remind her tomorrow, and set up a payment plan.

She should pay you back.

Make it a formal arrangement, and then you won't feel used, and she won't forget again.

i'd text her or something and just say "hey, we could really do with the cash right now, do you think we could go back to a repayment scheme of some sort, unless you have the full amount"

don't feel embarassed to ask for it

any chance she thinks she's paid it back?

Is it a lot?

keep the holiday out of it, ask her for a proper repayment agreement then you won't feel resentful.

ive done sim.
leant to someone i love and have no inclination to chase for it back.
have learned to kiss the money goodbye, but i know i wont lend again. sadly, as im sure she could do with it now and then. and i am v lucky enough to be able to write off the debt/lend again if i really wanted to.
she goes on lots of fab holidays. and every time i hear of one i do think 'hmm, really?' (but less and less, since, like i say, ive mentally written it off)
but hey, we shoudl have the cohones to ask for it back.
then again, we shouldnt really have to, should we?

How much does she owe you?

well, the first time was years back... and i gave her a chunk of a payout i received for being attacked... but she was always stuggling and i made it clear that she should only pay me when she could. it was then years before i was in dire straights of my owna nd i asked for it (about the same amount as you) and bugger me if she didnt pay it straight up.
was v welcome at the time.
and then the latest lot was a few years ago... and a fair bit more, but the actual amount i cant even remember since i dont ever intend to chase for it back (since i am lucky enough that my dp provides v well for us and i am able to write it off)
but still, its a shame there isnt some sort of payback plan, like even a fiver a month... since then id be able to lend again.
but if she asked now? boy would that be awkward... since shed only ask if really needing... and id be in a tough position there.

Never a borrower nor a lender be....