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Share your dilemmas and get honest opinions from other Mumsnetters.

To think being a tenant is an absolute misery

262 replies

nellyelloe · 29/05/2024 21:42

For reasons I won't go into, we have found ourselves having to rent for 18 months after selling our house. Luckily we are now buying again so this won't be forever.

It has been the most eye opening 18 months of my life, and I feel SO sorry for people that are stuck renting. It has a genuine negative impact on my mental health. The constant reminders that it's not your home, never feeling relaxed as you're terrified of damaging something, the constant rent increases, the inspections. It's a total misery.

Now I do understand there are some awful tenants about who destroy houses, but that's not us. We haven't even put a single picture on the wall, pay our rent early every month and keep the house beautifully.

We have to suffer inspections every 3 months as per the contract. Now I know the landlord has the right to see how the house is being kept but it feels like an absolute invasion of our privacy every time, to have some 19 year old from the estate agents come round and take photos of the house and how we live. Every inspection fills me with weeks of dread even though I know the house is spotless and exactly as we moved into it. I stupidly didn't even think about it but we got our daughter a hamster and during the last inspection were really told off for it and told they would need to seek the landlord's permission as we had broken the no pets rule. After being a home owner for 20 years, it stupidly didn't cross my mind. Luckily we got the landlord's permission and a clause in the contract to keep Nibbles 🙄 I was made to feel like an absolute criminal for it, like I was storing a body in the loft. It is awful that people are made to feel like this over a pet, something that brings families and children so much joy.

The hinge fell off the integral dishwasher as it was old and dodgy. The 19 year old estate agent came round again to see if it was our fault or if it was due to reasonable wear and tear.....it was reasonable wear and tear as the dishwasher is 10 years old but again, made to feel like some careless idiot for a faulty hinge.

We have an app where we go on and pay the (£1700😬) rent and it has a lovely countdown on it saying when our contract ends...it's really unnerving seeing it and knowing they could kick us out at this point and we would have no right to stay, even if our house purchase doesn't complete in time.
Every 6 months, the rent has gone up £100. We are totally overpaying compared to other properties but again, we can like it or lump it. We are paying £300 more a month than we did 18 months ago. Our salaries have not increased. The mortgage on our house we are buying will be half our rent.

Renting is a constant reminder that it's not your home, that you need permission to breathe and you have people round to check up on you like a child has their parent check their room is tidy.

I honestly find it hellish. The housing system in this country is fucked. The renters reform act is now abandoned. I'm so glad I will be out of this soon but genuinely so sad for others who are in it for the long haul.

OP posts:
CrowsEyeView · 30/05/2024 22:09

whatab · 30/05/2024 22:07

has been the most eye opening 18 months of my life, and I feel SO sorry for people that are stuck renting. It has a genuine negative impact on my mental health. The constant reminders that it's not your home, never feeling relaxed

You're right OP (and I'm glad for you that you no longer have to privately rent). The housing system is definitely fucked, and I agree with another poster who mentioned private renting's relevance to the increase in people suffering poor mental (and physical) health. Social housing is different as the secure tenure makes all the difference.

I was on another thread earlier about temporary accommodation for homeless women. Dire. Very unsafe conditions with violence and sexual assaults from other residents. Many of those women are homeless because they fled DV, which often leaves them penniless and unable to rent privately (few landlords accept benefits). It made me think of the posters who jump on women here when they post for help on DV. I've seen vulnerable women criticised for not LTB and insisting anything is safer when that's not always the case. I can imagine the inability to feel safe and settled in a home of their own must be especially difficult for these women.

With the GE coming up, housing especially the need for more social housing, should be one of the main issues focused on imo.

Just a note – you don’t have to tell a LL you’re a recipient of benefits.

I rented somewhere out, and lots of people asked if it was ok when first getting in touch. But it’s not something you need to disclose.

Mountainhowl · 30/05/2024 22:15

That sounds awful! We have been so lucky with our landlords, they've been round about 3 times in the last 6 years, actually had a little look around only once, are quick to repair anything, allow us to redecorate (and are very happy about it, it was in need of redecorating), and do bigger diy jobs like skimming walls, sanding and varnishing the kitchen floor, laying carpets (we haven't actually done this one but if we did replace the stair carpet I can't see them being anything but grateful)

Our rent is less than the going rate in our area and has risen £100 in 6 years. We had 3 dogs when we moved in (2 have passed away so we're down to 1, and will get another when she passes)

They're awesome landlords, and we try to be awesome tenants in return, fixing what we can without bothering them, looking after the place and always paying on time.

PattyDuckface · 30/05/2024 22:25

Oh, you should have been my tenant. I had a cheap, gorgeous house, I fixed everything all the time and just wanted a nice reliable long term tenant.

You could have had kids or pets, or even decorate as you liked. I live overseas so would never have done spot checks. My approach was it's your home but my property and together we make it work for you.

Sadly my tenants were a string of awful chancers who wrecked my house and ripped me off. I ended up losing my house and don't have a place in my home country anymore.

I wish I'd found a tenant like you 15 years ago.

LameBorzoi · 30/05/2024 23:02

caringcarer · 30/05/2024 17:37

I think the LL has every right to stipulate conditions of contract. If they don't want DC or pets they have the right to stipulate this. The tenant has the right not to rent from them if they don't like the terms on offer. The contract is an agreement of terms. Most LL's do accept DC and pictures on walls. Some pets destroy properties so I can well understand some LL's not wanting pets in their properties. I've allowed 2 tenants 1 small dog but not from the outset. Only once I know they are keeping the house nice do I agree. I do agree with tenants with cats because I like cats. If someone works but gets a UC top up I accept them as tenants. I don't accept tenants who do not work at all as they don't pass finance checks.

It's not a fair contract / negotiation because there is a very unequal balance of power. If the landlord decides to end the contract, then the tennant is forced to move house (with all the costs, and the stress of finding a new property) change the kid's schools etc, etc.

It's not fair that one person has the right to so completely control the lifestyle of another person just because the floor might get some scratches.

LameBorzoi · 30/05/2024 23:04

caringcarer · 30/05/2024 14:20

The tenant signed the contract of her own free will knowing the clauses in the contract said no pets and no painting. Same as if you sign an employment contract you only sign if you agree terms.

The tennant has no real choice, though. It is a nationwide issue, so they can't go elsewhere without moving to Germany. Once they are in, the tennant had no real power to re negotiate how they live, as the downside/ cost of "walking away" is so large.

caringcarer · 30/05/2024 23:11

LameBorzoi · 30/05/2024 23:02

It's not a fair contract / negotiation because there is a very unequal balance of power. If the landlord decides to end the contract, then the tennant is forced to move house (with all the costs, and the stress of finding a new property) change the kid's schools etc, etc.

It's not fair that one person has the right to so completely control the lifestyle of another person just because the floor might get some scratches.

The tenant can also end the contract and they only have to give one months notice meaning LL has to pay to resdvertise and do a whole bunch of credit checks on a new tenant. It cost me £700 if a tenant leaves to get my EA to advertise my property, show around prospective new tenants, do all credit checks, and to sort through the applications. That's on top of a deep clean cost. It works both ways, whereas LL's have to give 2 months notice. Also many LL's including myself give a 1 year fixed term contract so tenants have longer term security than 2 months, then I renew the contract at the end of each year. Hence I've got one tenant that has been with me for 8 years and 2 other tenants for 6 years each. The government were planning on taking away tenants 1 year security. My tenants tell me they prefer it.

caringcarer · 30/05/2024 23:15

midnights0 · 30/05/2024 21:34

The only thing I hate is that they could just tell us they are selling and we have to find somewhere else 😩

And yet some posters are demanding all LL sell their homes. 🤷 Others say they fear their LZl selling their home. It's clear that LL can never do right by everyone.

LameBorzoi · 30/05/2024 23:19

caringcarer · 30/05/2024 23:11

The tenant can also end the contract and they only have to give one months notice meaning LL has to pay to resdvertise and do a whole bunch of credit checks on a new tenant. It cost me £700 if a tenant leaves to get my EA to advertise my property, show around prospective new tenants, do all credit checks, and to sort through the applications. That's on top of a deep clean cost. It works both ways, whereas LL's have to give 2 months notice. Also many LL's including myself give a 1 year fixed term contract so tenants have longer term security than 2 months, then I renew the contract at the end of each year. Hence I've got one tenant that has been with me for 8 years and 2 other tenants for 6 years each. The government were planning on taking away tenants 1 year security. My tenants tell me they prefer it.

Only 700? Do you have any idea how much it costs to move, especially if you don't happen to have a bunch of burly friends who can help you lift furniture?

You have to do background checks! Do you have any idea how much admin and disruption happens when you move house?

A whole year's security? Do you know how long the wait lists are at some schools?

You are really very clearly demonstrating how unbalanced the power balance is.

GordonBlue · 30/05/2024 23:29

I know right. It costs way more than £700 to move house! That's before you get into the cost of two lots of rent, two lots of council tax (because there's always an overlap) and all the incidental costs that pile up - eg one place I lived didn't have a fridge, so I bought one. The next place the landlord provided one (yay) but refused to move it (boo), so I got fifty quid for it after entertaining a succession of chancers on facebook marketplace (while co ordinating a move that suited jobs, schools, packing up mine and my kids' entire lives, cleaning the entire house etc etc) ... two months in the fridge in the new place broke and the chancy fucker had the cheek to ask if I still had my old fridge. Yeah I wish pal. Fucking clown.

thirtyseven37 · 30/05/2024 23:30

rwalker · 29/05/2024 21:49

I don’t understand the relevance of the estate agent being 19

Because it's humiliating

whatab · 30/05/2024 23:31

caringcarer · 30/05/2024 23:15

And yet some posters are demanding all LL sell their homes. 🤷 Others say they fear their LZl selling their home. It's clear that LL can never do right by everyone.

I think the issue is a housing system gone wrong rather than individual landlords. You're right, there is a place for private landlords. The problem is, unlike when I was younger and rented, it's no longer primarily young less settled down people. It's also increasingly inaccessible to the lowest waged (and someone has to do those jobs so it's not an answer to tell everyone to get higher paid jobs). It suited me when I did it. As I got older, married and had kids, I needed something more settled. There's no guarantee of security with private renting. Like the OP says, tenants can never relax never knowing if and when they might have to move. Disruptive, stressful, and expensive.

It's also not the answer for the lowest waged or disabled people. Few private landlords accept benefits.

When I was young and renting, most people moved on when they got to a settled stage of life. Either they bought or for those who couldn't afford it there was social housing.

I agree the answer isn't to make all landlords sell up. What is needed though is more social housing.

thirtyseven37 · 30/05/2024 23:32

Beezknees · 29/05/2024 21:58

I rent but I have a housing association property so it's a different scenario, it's not "my" flat but I can decorate it how I want and have a lifelong tenancy.

I'd hate to have to private rent. It's £750pm absolute minimum for a 2 bedroom house in my area nowadays, and it's not even a nice area. If you're on minimum wage that's half your wage gone.

In my area (Surrey) it's £800 for just a room in a house!!

RubyBee · 30/05/2024 23:40

OP, I agree with you that renting is rubbish. I rented for twenty years before I was thankfully able to buy a place. I would have bought much sooner, but my ability to save was reduced by the massive amount I was paying out in London rents. I had a mixture of landlords over that time, but even the ‘good’ landlords were still funding their pensions using money that I earned working, just because they were in a position to own more than one home. I would ever, ever become a landlord after my experience, even if I could afford to.

There needs to be massive rental reforms in this country including long term tenancies, rent control and, of course, wider provision of social housing. Living with a clock ticking that you could be evicted after a year, have to change your kids school, struggle to find another place within budget - it’s so stressful.

caringcarer · 30/05/2024 23:46

LL's rarely ask a good tenant to move out unless they need to sell up.

RubyBee · 30/05/2024 23:50

caringcarer · 30/05/2024 23:46

LL's rarely ask a good tenant to move out unless they need to sell up.

Or they want to massively raise the rent.

CrowsEyeView · 30/05/2024 23:50

caringcarer · 30/05/2024 23:46

LL's rarely ask a good tenant to move out unless they need to sell up.

Know every landlord in the country do you?

CrowsEyeView · 30/05/2024 23:51

RubyBee · 30/05/2024 23:50

Or they want to massively raise the rent.

Or can’t afford required repairs

XenoBitch · 30/05/2024 23:55

Surely it depends on the landlord?

I used to live alone happily on NMW, with money left over for a life afterwards. I was in a rented property for 2 years... low rent that was dropped when I viewed the place. It was never increased and I never had an inspection. Lucky..... but I had a leaky bathroom roof, a boiler with constant low pressure, a damp problem that wrecked a lot of my belongings, and no heating in the main living area as there was an actual rusty hole in the radiator. I reported all of the above. Someone even came out to measure up the radiator, and said I needed a new one. It never happened.
Also, the landlord's son and a surveyor let themselves into my flat when I was home... no notice whatsoever.

I am shocked at the several PP saying the agents looked through cupboards, and even underwear drawers during inspections. I thought the point of inspections was to check there were no issues that had not been reported... not how you are living.

BurntBroccoli · 30/05/2024 23:59

RubyBee · 30/05/2024 23:40

OP, I agree with you that renting is rubbish. I rented for twenty years before I was thankfully able to buy a place. I would have bought much sooner, but my ability to save was reduced by the massive amount I was paying out in London rents. I had a mixture of landlords over that time, but even the ‘good’ landlords were still funding their pensions using money that I earned working, just because they were in a position to own more than one home. I would ever, ever become a landlord after my experience, even if I could afford to.

There needs to be massive rental reforms in this country including long term tenancies, rent control and, of course, wider provision of social housing. Living with a clock ticking that you could be evicted after a year, have to change your kids school, struggle to find another place within budget - it’s so stressful.

Edited

Absolutely - if more social housing was built, then rents would have to come down. There should also be a register of private landlords so you can check before you sign a lease. The register should be linked to homes fit for occupation and a type of 'MOT' should be issued.
There should be a limit on the number of houses a landlord can have so more first time buyers can get a chance to buy. No overseas registered landlords either.

Right to Buy was a criminal policy.

UsernameFail · 31/05/2024 00:11

I haven't read the full thread but as a landlord, my mortgage insists on quarterly inspections to ensure there are no issues.

I would also like to add that these inspections do not always work in favour of landlords. Whilst I ensure for everything reported to be dealt with or replaced immediately (I hate inconveniencing my tenants who are paying good money to stay in the property) for example we recently redecorated the property, installed new radiators throughout only for the 3 month inspection to come back and say interiors we're 'fine'. When I queried that with the person inspecting, they said I shouldn't worry it was their opinion at the time 🤷🏼‍♀️

LameBorzoi · 31/05/2024 00:13

XenoBitch · 30/05/2024 23:55

Surely it depends on the landlord?

I used to live alone happily on NMW, with money left over for a life afterwards. I was in a rented property for 2 years... low rent that was dropped when I viewed the place. It was never increased and I never had an inspection. Lucky..... but I had a leaky bathroom roof, a boiler with constant low pressure, a damp problem that wrecked a lot of my belongings, and no heating in the main living area as there was an actual rusty hole in the radiator. I reported all of the above. Someone even came out to measure up the radiator, and said I needed a new one. It never happened.
Also, the landlord's son and a surveyor let themselves into my flat when I was home... no notice whatsoever.

I am shocked at the several PP saying the agents looked through cupboards, and even underwear drawers during inspections. I thought the point of inspections was to check there were no issues that had not been reported... not how you are living.

But it shouldn't have to depend on the landlord. Housing is a basic need.

GordonBlue · 31/05/2024 00:18

@XenoBitch yes theoretically the inspections are to ensure that any problems are addressed in a timely manner.

However letting is a largely unregulated activity, and one that involves sometimes eye watering amounts of money. It therefore creates the opportunity for some twat in a shiny suit to completely overstep their remit safe in the knowledge that there is no comeback.

LameBorzoi · 31/05/2024 00:19

NattyTurtle · 30/05/2024 21:57

What is wrong with you? The LL owns the house, why shouldn't they have the power to make choices about what the tenant is allowed to do. Do you really think a tenant should be allowed to do whatever they like with someone else's house??? Would you really buy a property then tell a tenant they can do whatever they want with it, treat it however they wish - why not let them trash it?

If people are so against renting then they should find a way to buy their own house.

Also for all you people who think LL = bad, tenant = good, my landlord also owns another property in town, which the tenant absolutely trashed. My poor landlord is still upset about it over a year later.

"Just buy a house"; Ha! Let them eat cake!

No. Just because you choose to make an investment should not give you such complete power over another person.

Of course a tennant should be held accountable for "trashing" a house. That's not the issue. The issue is the lack of stability and real estate agents going through underwear drawers.

FWIW, I own my own house, and I'm very glad of it. Outside of that, I would never choose to invest in domestic real estate.

LameBorzoi · 31/05/2024 00:21

ALovelyCupOfNameChange · 30/05/2024 13:35

We shouldn’t. But in the scheme of things these are first world problems which I think is how they’ve been allowed to fester. The mental health impact on me and my children is huge.

I once had it described as living like your waiting for the earthquake. You know it’s coming, you don’t know when someone else is going to set it off.

I don't think it's a "first world problem " though. Housing is a basic need, and the stress of housing instability is vastly underestimated.

LameBorzoi · 31/05/2024 00:26

NattyTurtle · 30/05/2024 21:42

The usual MN hyperbole. They are not judging your lifestyle, they are merely checking that you are keeping the property - which does not belong to you - in good condition. What on earth does the amount of "life experience" the person doing the inspection has have to do with anything???

Would you prefer that there were no landlords and everyone was living on the streets?

Written by someone with 19 years of three monthly inspections behind them.

I've had it happen. A 19 year old with no experience of parenting scolding me over children's toys being out.

If someone is going to have that much power over me, I would like them to have a little training and experience!

And if there were fewer landlords, property would be more affordable, and people could buy their own house.

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