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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To think 45p isn’t enough even to cover fuel

84 replies

Carryoultheway · 06/05/2024 18:22

Never mind the extra costs of taking clients places

OP posts:
DrCoconut · 07/05/2024 12:40

It works out at 20p per mile if you're on universal credit as they count mileage as income and deduct UC for it. I don't think unavoidable work related costs paid by an employer should be classed as household income.

Sososoletdown · 07/05/2024 13:11

BarcardiWithGadaffia · 07/05/2024 10:59

How much do you pay for insurance altogether? That seems a really high additional amount just for adding business use

Are you a tradesperson?

Edited
Show quote history

Regional sales manager. Because of the amount of miles I do and the times I travel, it bumps my insurance up. I do between 22-28k miles a year. Otherwise my annual mileage would probably be around 6k.

HappiestSleeping · 07/05/2024 13:17

DrCoconut · 07/05/2024 12:40

It works out at 20p per mile if you're on universal credit as they count mileage as income and deduct UC for it. I don't think unavoidable work related costs paid by an employer should be classed as household income.

It shouldn't affect universal credit as it is a reimbursement of an expense. Payroll should be able to declare it as such, and if they don't, a payslip will show it as a reimbursement.

NewName24 · 07/05/2024 22:29

Your insurance is significantly higher if you properly notify your insurance company because you need to indemnify for business use, equipment, carrying passengers at work and extra mileage you drive. Using a car for business is different than domestic use.

It really isn't.
I remember it was £3.40 more when I first added it on. (across the whole year, not per month).
With some companies it doesn't change the cost at all, with others it might be £20, but generally I doubt many policies have more than £5 - £10 extra cost .

The thing is Sososoletdown - your situation isn't what the OP is talking about, and isn't typical of people claiming car mileage. Is there a reason your company aren't providing you with a company car if they are expecting you to cover 25K+ miles a year ?

Cerealkiller4U · 07/05/2024 22:31

Yellowaveo59 · 06/05/2024 19:48

If you are transporting a colleague you can claim upto 5p per Mike extra.

Passenger paymentsIf your employee carries another employee in their own car or van on a business journey, you can pay them passenger payments of up to 5p per mile tax-free.
You will not have to report this to HM Revenue and Customs (HMRC) or deduct and pay National Insurance on them either.
There’s no equivalent to Mileage Allowance Relief (MAR) for passenger payments.

I’m sorry. But when I read your post I was like

but who is Mike?!?!

just made me almost wet myself. 😂😂😂. That was amazing. Thank you ♥️♥️♥️

Rutlandwater · 07/05/2024 22:33

Looneytune253 · 06/05/2024 19:44

This accounts for all of that. 45p per mile is the generally accepted amount for taxes etc. fuel is no where near that. The rest goes for wear and tear. Insurance you would be paying anyway

Show quote history

Insurance increases with mileage

Rutlandwater · 07/05/2024 22:35

NewName24 · 07/05/2024 22:29

Your insurance is significantly higher if you properly notify your insurance company because you need to indemnify for business use, equipment, carrying passengers at work and extra mileage you drive. Using a car for business is different than domestic use.

It really isn't.
I remember it was £3.40 more when I first added it on. (across the whole year, not per month).
With some companies it doesn't change the cost at all, with others it might be £20, but generally I doubt many policies have more than £5 - £10 extra cost .

The thing is Sososoletdown - your situation isn't what the OP is talking about, and isn't typical of people claiming car mileage. Is there a reason your company aren't providing you with a company car if they are expecting you to cover 25K+ miles a year ?

Admiral were an extra £200 for a 100mile journey - plus admin fees.

DrCoconut · 07/05/2024 22:36

@HappiestSleeping I haven't had an expenses payment yet but when I asked on my journal the advisor said the will definitely deduct. My employer says they shouldn't. I guess pursuing this will be another thing on my to do list.

HappiestSleeping · 07/05/2024 23:06

DrCoconut · 07/05/2024 22:36

@HappiestSleeping I haven't had an expenses payment yet but when I asked on my journal the advisor said the will definitely deduct. My employer says they shouldn't. I guess pursuing this will be another thing on my to do list.

Definitely. Your UC shouldn't change because you are being reimbursed for something you've paid out. I would guess there is a process to contest, but the first port of call will be your payroll people. Good luck 👍

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