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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To get a motability car ( and also what’s allowed ?! )

276 replies

Justnavigating · 05/05/2024 14:33

Hi

My 18 year old is in receipt of enhanced mobility PIP. We can get a motability car with it.

I never considered it before as I already have a car. My husband did too , until recently . Now he needs my car ( he earns more and works longer hours , not possible with public transport ) . I take my child everywhere - social groups , days out , meeting friends etc . This has been impacted slightly but not massively with me not having the car all the time .

However , my husband has a new job . 6 days per week and longer hours. This means that the things I take my child to that they rely on are not going to be possible . Nor will the days out ( related to a specific hobby that means a lot to them ) . She also hates being in the house and when I had the car was always with me everywhere - shopping , drives out etc . Now that we can’t do that it is really having an affect and will be worse with the new job . Adding up what I spend on taxis for work, alongside the taxis now for social groups and any days out , I feel that getting a car through motability might be a good option.

However - I will be using it for work too . Is this allowed ? Obviously my work benefits my child and I only work when they are at college ( I do work less in the holidays and I guess would be happy to still get a taxi there if I wasn’t allowed to use the car as it’s not when she is in college ) but realistically me working and using it would be benefitting her due to income and it’s not like she would be getting the bus to places because I have the car and she can’t use it - she can’t drive !!

Am I allowed to use it for work ? It’s not a job that I need my car for ( as in I’m not using the car for a business like deliveries etc ) it’s just going to and from work .

What about if I have a day off for example - am I allowed to use it to take my other children to school ( I don’t do school runs as I work but just if I did happen to have a day off / I may be moving jobs to one where I work from home sometimes so if I was able to do school runs could I ? ) or if I was off and I wanted to get the shopping done or go to see someone could I if my child wasn’t with me ? ) - this really is hypothetical as at the moment I work every day my child is in college .

aside from work there is no other time I would really use it Without her - she’s with me all the time and if , for eg , me and my husband went away or went out for a date night we would have the other car so use that .

I just don’t want to get it and then be worrying and assessing every time I get in it as to whether this particular journey benefits them. Do they expect it to be used as the main car, so in that sense not every single journey is for the disabled child but on the whole it is ?

I know of someone in the same situation who uses it as their general car - but they don’t work so day to day they use it when their 19 year old disabled child is at work but they take them to work and collect them .

OP posts:
x2boys · 05/05/2024 14:35

My 14.year old gets HRM we use his car as the family car ,most families do ,

MatildaTheCat · 05/05/2024 14:37

Yes that’s fine. It must benefit the person it is claimed for. Nobody follows you around logging your trips anyway but what you suggest is fine.

Start browsing.

x2boys · 05/05/2024 14:37

And yes of course you can use it for work ,well assuming you mean driving there and back, you can't use it as a pizza delivery driver for example.

yomellamoHelly · 05/05/2024 14:42

You have to pay a chunk of cash upfront. (The last one of ours was £3000 ish - adapted vehicle). Then you hand over the mobility part of your DLA. They pay insurance, repairs etc.

Then you repeat this after a chunk of time - 3 years on the unadapted ones we had, 4 on the adapted,

Justnavigating · 05/05/2024 14:42

x2boys · 05/05/2024 14:37

And yes of course you can use it for work ,well assuming you mean driving there and back, you can't use it as a pizza delivery driver for example.

Yes that’s what i mean x

OP posts:
Justnavigating · 05/05/2024 14:44

yomellamoHelly · 05/05/2024 14:42

You have to pay a chunk of cash upfront. (The last one of ours was £3000 ish - adapted vehicle). Then you hand over the mobility part of your DLA. They pay insurance, repairs etc.

Then you repeat this after a chunk of time - 3 years on the unadapted ones we had, 4 on the adapted,

I have seen that there are ones with no advance payment ? No adaptions are needed ( not a physical disability) . Do they all have upfront payments like that ?

OP posts:
Justnavigating · 05/05/2024 14:44

MatildaTheCat · 05/05/2024 14:37

Yes that’s fine. It must benefit the person it is claimed for. Nobody follows you around logging your trips anyway but what you suggest is fine.

Start browsing.

That’s a relief ! Thank you ☺️ I don’t want to tell her yet as I know there can be a wait but she will be so happy if I have a car again !

OP posts:
ARichtGoodDram · 05/05/2024 14:47

Justnavigating · 05/05/2024 14:44

I have seen that there are ones with no advance payment ? No adaptions are needed ( not a physical disability) . Do they all have upfront payments like that ?

They don’t all have upfront payments. It depends on the car.

Potentialmadcatlady · 05/05/2024 14:52

Justnavigating · 05/05/2024 14:44

I have seen that there are ones with no advance payment ? No adaptions are needed ( not a physical disability) . Do they all have upfront payments like that ?

No they don’t. You basically choose a car with the advance payment you are happy with. Quite often I don’t have any advance payment, this time around I will have £199 advance payment.
My Advice- go around some garages and get a feel of what you like, bare in mind that if the 18 is even thinking of learning to drive it limits what cars you can choose from for insurance reasons ( under 25) , narrow it down to 3 or 4 you are happy with then take your son with you and let him choose.
Things to think about

  1. availability of car- some have long delays at min
  2. up front payment
  3. insurance if your son wants to learn
  4. petrol/electric ( they are pushing electric ones at min)
  5. boot size ( if that is important to you)
  6. location of garage- it will be serviced by them once a year
  7. Nearest kwikfit- they check/change tyres as needed
  8. Milage restrictions

Hope that helps
ps sorry daughter

Jux · 05/05/2024 14:52

You said "... I already have a car. My husband did too , until recently . Now he needs my car..."

So what happened to his car?

Oatsdates · 05/05/2024 14:53

Motability pay £750 I think of the upfront cost and if it’s a lower upfront payment you get the difference back

Potentialmadcatlady · 05/05/2024 14:54

Oatsdates · 05/05/2024 14:53

Motability pay £750 I think of the upfront cost and if it’s a lower upfront payment you get the difference back

That £750 is a ‘good behaviour’ payment for people handing cars already on lease back in good condition

WalkingonWheels · 05/05/2024 14:56

Yes you can use it. My husband uses my Motability car to go back and fore to work. I work from home, so I don't need it during the day and it would be pointless having two cars. His income benefits me, so him being able to get to work is essential for my wellbeing.

I didn't have to pay anything up front for mine, but decided I wanted to add heated seats and steering wheel, which was £300 up front.

ARichtGoodDram · 05/05/2024 14:56

Potentialmadcatlady · 05/05/2024 14:54

That £750 is a ‘good behaviour’ payment for people handing cars already on lease back in good condition

That’s not the £750

The good condition payment is either £250 or £350 depending on lease length

The £750 is an advance payment covered by the scheme for the first time a customer gets a car.

WalkingonWheels · 05/05/2024 14:57

ARichtGoodDram · 05/05/2024 14:56

That’s not the £750

The good condition payment is either £250 or £350 depending on lease length

The £750 is an advance payment covered by the scheme for the first time a customer gets a car.

I didn't get that and had my first car in November.

Potentialmadcatlady · 05/05/2024 14:59

ARichtGoodDram · 05/05/2024 14:56

That’s not the £750

The good condition payment is either £250 or £350 depending on lease length

The £750 is an advance payment covered by the scheme for the first time a customer gets a car.

Nope it’s the updated good behaviour that you can choose to take or the garage rakes it directly for your up front payment on next car. I’m getting new one in next month and have chosen to use good behaviour payment direct to garage

PotatoFan · 05/05/2024 15:00

You need to sign to say the car will only be used for the benefit of the disabled person

https://www.motability.co.uk/-/media/downloads/checklists-and-questionnaires/statement-of-responsibilities-and-suitability-confirmation-form.pdf

To get a motability car ( and also what’s allowed ?! )
Potentialmadcatlady · 05/05/2024 15:00

Work is for benefit of daughter as it keeps her

PotatoFan · 05/05/2024 15:02

You driving to work doesn’t benefit your daughter. Can you get the bus to work?

Oatsdates · 05/05/2024 15:03

PotatoFan · 05/05/2024 15:02

You driving to work doesn’t benefit your daughter. Can you get the bus to work?

🤦‍♀️ I would assume that OPs wages go a long way to supporting her daughter.

What next ? Will the ‘you’ve got a free car’ brigade be here demanding that OP crawls to work at 4 am and saying how unfair it is that taxpayers fund this and they have to pay for their own cars

Boomer55 · 05/05/2024 15:04

DH and I paid varying amounts of deposits, over the years, depending on cars.

The £750 is for keeping them in good condition for when the lease expired.

You need to abide by the rules though.

We always found the scheme to be a good one.🙂

Oatsdates · 05/05/2024 15:05

Look up the ‘new vehicle payment’ for motability @OP it might help you a lot

Oatsdates · 05/05/2024 15:05

Oatsdates · 05/05/2024 15:05

Look up the ‘new vehicle payment’ for motability @OP it might help you a lot

@Justnavigating

Oatsdates · 05/05/2024 15:06

Boomer55 · 05/05/2024 15:04

DH and I paid varying amounts of deposits, over the years, depending on cars.

The £750 is for keeping them in good condition for when the lease expired.

You need to abide by the rules though.

We always found the scheme to be a good one.🙂

Edited

Ours was used for the advance payment (I think it was £700 which went to the car place and we got £50 in our account)

BashfulClam · 05/05/2024 15:08

yomellamoHelly · 05/05/2024 14:42

You have to pay a chunk of cash upfront. (The last one of ours was £3000 ish - adapted vehicle). Then you hand over the mobility part of your DLA. They pay insurance, repairs etc.

Then you repeat this after a chunk of time - 3 years on the unadapted ones we had, 4 on the adapted,

I’ve never paid anything upfront, used to get the cheapest model I could.

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