Thank you for asking.
We do not earn a lot as we, my OH and I both left work in our early 50's. We do care re our kids, two of whom are easily in the top 5% of earners and the third one is not far behind,
Work should be rewarded, IE an incentive to work and keep a fair share of your money. Going to work costs big bucks, just look at the weekly travel tickets for train/tube and buses plus the time one spends away from home.
Through work I'd met a clients at least 3/4 dozen family's when no one had every been employed doing an honest days work. At times there were 3 generations of them as most of them had kids by the time they were 18. In those days I believe that all of the rent was paid as well as council tax but things have changed slight;y The people I refer to were playing the system, no ifs, no buts. NB, I'm not referring to the many genuine people that cant work, (I knew the people were playing the system as I was aware of their medicals and abilities as advised by them. However, if I saw them in the street as i drove past or town, etc, they could do a lot more than they let on. Anyone that believes that some people dont play the system need to have their brain cell reality check.
Even the Tories banged on about "work should be rewarded" - do they F
Sadly, people earning up to 160k I think it is that are spending and investing wisely have been shafted by the Tories and will be truly F'd by the Labour lot.
If you are young and working and aspiring to buy your own place or have your own place and savings - spend it systematically as when/if the time comes for a care home or IHT - you wont really have to pay if your have your property mortgaged to the hilt and less than xxx thousands in savings. Give it away, buy flash cars, bigger and better hols, get the latest mobiles, work less hours as those that work hard and spend wisely will be shafted hard by any government as most govs will look after those who dont work and the big boys but two fingers to you if you are in the middle like most people with their own property and savings.