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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Council tax very unfair to single people

508 replies

Lettuceandtomatoes · 02/04/2024 19:08

The council tax for my area is £1800 full whack, a single person 25% off. I pay £140 a month which is ok until I realised the three adults next door are paying £60 pounds each and a couple paying £90 each. So why this inequality aimed at single people, picking up the tab?

OP posts:
cadburyegg · 03/04/2024 00:27

YANBU. It should go on household income

DdraigGoch · 03/04/2024 00:30

WildBear · 02/04/2024 22:01

Not sure if it's been mentioned but in Ireland we pay Local Property Tax (LPT). It doesn't include the collection of waste disposal mind. I pay €25 a month LPT on a €300k house and €30 a month for bins (in GBP, £45 total). You guys are fleeced. Oh, and no water bills - we took to the streets over that and they rescinded bringing them in!

Edited

How does Ireland fund social care? My grandfather and his second wife (she was Irish and they retired to her hometown) did end up using social care. There was certainly some of their own money involved, but I don't know what the Irish state covered.

Prawncow · 03/04/2024 00:33

If you’re living in a 4 bed detached house in a leafy suburb you should pay more than someone living in a one bed flat in a high rise.

sunights · 03/04/2024 00:40

It's because they have to share a home and you have your own home to yourself.

If you want to pay less per person in council tax you could either get a lodger in, or alternatively move into a houseshare?

sunights · 03/04/2024 00:52

Spectre8 · 02/04/2024 23:17

Problem is you have posters here who it wouldn't benefit then to have a fairer system but hey god forbid they actually recognise the unfairness and acknowledge and agree that single people.have zero security and help if it all goes tits up. I mean its not like those those single people are paying towards their kids education,.uni fees, childcare and so on and still demand more help from the government 🙄

People who don't have children still expect a person younger than them, that someone else has raised, to feed and wash them in their dotage... so unless childfree people plan to head to Digitas as soon as their faculties start to go, the least they can do is contribute to childcare with their taxes.

HotChocolateNotCocoa · 03/04/2024 01:03

sunights · 03/04/2024 00:52

People who don't have children still expect a person younger than them, that someone else has raised, to feed and wash them in their dotage... so unless childfree people plan to head to Digitas as soon as their faculties start to go, the least they can do is contribute to childcare with their taxes.

So parents won’t need care workers?

HotChocolateNotCocoa · 03/04/2024 01:04

sunights · 03/04/2024 00:40

It's because they have to share a home and you have your own home to yourself.

If you want to pay less per person in council tax you could either get a lodger in, or alternatively move into a houseshare?

“They have to share a home” 😆😆😆

therealcookiemonster · 03/04/2024 01:26

ScroogeMcDuckling · 02/04/2024 19:15

A lad at work today was saying that he is band c in a one bedroom flat and it’s over £175 a month now.

its a beautiful one bedroom ground floor flat with garden and parking, but certainly no room for a pony!

there is always room for a pony. you just have to get a small one

LaCouleurDeMonCiel · 03/04/2024 01:30

Lettuceandtomatoes · 02/04/2024 19:38

Obviously not but there’s 3 times the risk with 4 adults

You don’t pay based on the risk though, otherwise should smokers pay more? Or people cooking with gas?

Spectre8 · 03/04/2024 01:37

sunights · 03/04/2024 00:52

People who don't have children still expect a person younger than them, that someone else has raised, to feed and wash them in their dotage... so unless childfree people plan to head to Digitas as soon as their faculties start to go, the least they can do is contribute to childcare with their taxes.

I'd very much love to have a dignitas option available here in the UK as i have no desire to ve kept alive bed ridden and needing 24hr care for yrs ...that is not a life for me. Since I won't have any to potentially rely on for help I'm saving away to ensure I can afford the best care for myself and as per the new rules my assets like my house will pay for my care too. It will be quite some time before thay money runs out and your children will be paying for me.

But as I said I don't begrudge my taxes helping families I do when there is a lack of understanding that it's tough for single people and we don't get alot of help and yes it would be fairer for it to be 50% off council tax. Yes it would be much fairer that your bot bottom of the list for help if you lost your job and your home. That families and other groups have always consistently been prioritised and it's time some priority and fairness was given to single people.

Deathbyfluffy · 03/04/2024 01:40

Vroomfondleswaistcoat · 02/04/2024 19:11

I sometimes get wound up about this. Why is the discount 25%? I seem to remember someone somewhere on here explaining why it wasn't 50%.

You have the same amount of bin collections and other public services as a house with 2 or more people, yet still get a discount.

garlictwist · 03/04/2024 01:46

EmmaEmerald · 02/04/2024 19:25

I think it should be per person.

I am one person in a tiny one bed using one person's worth of resources.

though if I was in a bigger property, would I being using more resources? I don't think so.

I also think a small flat should be band B but apparently it's 300sq ft bedsits that are band B, so the type where you put the bed away.

We live in a tiny two bed back to back terrace and when we bought it they hiked it up from band b to band d! It was advertised as b as that's what it has always been but the sale triggered a refresh.

Thepeppapigfanclub · 03/04/2024 01:59

Deathbyfluffy · 03/04/2024 01:40

You have the same amount of bin collections and other public services as a house with 2 or more people, yet still get a discount.

You don't have the same amount of rubbish or use the same amount of services. In my case, I am (as a single person) paying 50% more than the family living next to me.

TheFireflies · 03/04/2024 04:12

Don’t ask me how the banding works, I’m in a 3 bed house which is band B (still pay over £200/month though) after moving from a 2 bed flat which was band D. No, it wasn’t a fancy penthouse either.

Watchthewindow · 03/04/2024 06:07

Caravaggiouch · 02/04/2024 20:05

There’s basically no link between amount paid and services received for CT because so much of it goes on very small populations of people (children’s social care for e.g. which thankfully most people never need to use). The amount spent on stuff we all use like bin collections and road maintenance is minuscule. And there’s no link between how deprived an area is and the amount you pay - e.g. average band D in London much less than in north east of England.

So virtually any system will feel wildly unfair to many people.

Some of the most deprived areas in the country are in London. Plus the population density is greater, so the overall costs are split amongst more people, hence CT can be lower. I think there is also a link to business rates - so in somewhere like Westminster with plenty of bars, restaurants and shops, the domestic CT is relatively low.

I don’t see how reevaluating the bands based on today’s house prices would make any difference. You’d still have bands of properties in each area and some people would pay more. It’s not like all band A would be in London and all band E in rural NE.

MrsMurphyIWish · 03/04/2024 06:45

Thepeppapigfanclub · 03/04/2024 01:59

You don't have the same amount of rubbish or use the same amount of services. In my case, I am (as a single person) paying 50% more than the family living next to me.

If we’re arguing about services tied to council tax, I could argue that as DH and I work outside of the home for the majority of the day, we don’t accumulate as much waste as a single person who WFH. Any argument could be made up as most people believe they pay too much for anything!

Kalevala · 03/04/2024 06:58

Thepeppapigfanclub · 03/04/2024 01:59

You don't have the same amount of rubbish or use the same amount of services. In my case, I am (as a single person) paying 50% more than the family living next to me.

Even if we paid per household for things like rubbish (no discount) and per adult for things like social care, then single occupants would still be better off.

Better still to pay for social care from progressive individual taxation.

Watchthewindow · 03/04/2024 06:59

Spectre8 · 03/04/2024 01:37

I'd very much love to have a dignitas option available here in the UK as i have no desire to ve kept alive bed ridden and needing 24hr care for yrs ...that is not a life for me. Since I won't have any to potentially rely on for help I'm saving away to ensure I can afford the best care for myself and as per the new rules my assets like my house will pay for my care too. It will be quite some time before thay money runs out and your children will be paying for me.

But as I said I don't begrudge my taxes helping families I do when there is a lack of understanding that it's tough for single people and we don't get alot of help and yes it would be fairer for it to be 50% off council tax. Yes it would be much fairer that your bot bottom of the list for help if you lost your job and your home. That families and other groups have always consistently been prioritised and it's time some priority and fairness was given to single people.

Well, the money for pensions comes from the next generation of workers, so it’s not quite as simple as ‘I’ve saved so I’m not using your kids’.

That’s the real reason we have policies designed to encourage people to procreate - we need another generation to come after us. The kids become the workforce and wealth generators that make companies more profitable to make the pension pots grow and pay the various taxes that keep our country functioning.

There’s a huge worry at the moment that we are not having enough babies, and will end up in big trouble (or importing our young).

People love to whine about people with kids without realising that they are, quite literally, everyone’s future.

OddBoots · 03/04/2024 07:03

HotChocolateNotCocoa · 03/04/2024 01:03

So parents won’t need care workers?

Well people in couples use less state funded care as they often care for each other and older people with children do often need less state funded care as their children pitch in to do at least some of it.

If council tax was renamed 'dwelling tax' or something and was only based on the property one lived in, with no discount for single occupancy, I wonder if it would be contested by people living alone in the same way. It would be a cost like rent or mortgage payments or buying/leasing a car.

Watchthewindow · 03/04/2024 07:03

Watchthewindow · 03/04/2024 06:07

Some of the most deprived areas in the country are in London. Plus the population density is greater, so the overall costs are split amongst more people, hence CT can be lower. I think there is also a link to business rates - so in somewhere like Westminster with plenty of bars, restaurants and shops, the domestic CT is relatively low.

I don’t see how reevaluating the bands based on today’s house prices would make any difference. You’d still have bands of properties in each area and some people would pay more. It’s not like all band A would be in London and all band E in rural NE.

Sorry, got band A & band E the wrong way round and the edit button is only active for 5 minutes.

DdraigGoch · 03/04/2024 07:10

Deathbyfluffy · 03/04/2024 01:40

You have the same amount of bin collections and other public services as a house with 2 or more people, yet still get a discount.

The general waste only gets collected every four weeks here anyway, I barely fill a quarter of the bin (and that's after I got the council to swap a standard one for a small one). I don't put my recycling bin out every week. Or even every other week.

Personally I'd prefer it if we were charged by weight, like in Ireland, though I realise that morons would just use it as an excuse to fly tip so it wouldn't work. In fact it would be even better if we had communal bins like in Amsterdam.

Kalevala · 03/04/2024 07:13

OddBoots · 03/04/2024 07:03

Well people in couples use less state funded care as they often care for each other and older people with children do often need less state funded care as their children pitch in to do at least some of it.

If council tax was renamed 'dwelling tax' or something and was only based on the property one lived in, with no discount for single occupancy, I wonder if it would be contested by people living alone in the same way. It would be a cost like rent or mortgage payments or buying/leasing a car.

I don't think it would be contested in the same way if it didn't include social care. Maybe the occasional complaint about less rubbish or fewer people using the library.

People's housemates aren't going to be caring for them in their old age yet they pay less towards social care.

Brefugee · 03/04/2024 07:13

HotChocolateNotCocoa · 02/04/2024 23:33

But three times as many people are using them, which means three times the financial and logistical pressure on said services.

there are economies of scale though. The bin truck still only needs to come once to that property, street lighting is the same, etc.

I am going to assume that 50% is on the property and then the other 50% is because at the time it was introduced the tax is based on 2 adult households. CMOs (aside of student housing) weren't really as much of a thing (I think) as they are now and as the council tax calculations haven't been revised for yonks (ever?) they are still working on that assumption. So based on that, a 25% discount for a single person household seems fair. Based on that same family who moved in in 1991 and having kids, as they grew up - fair. If they are (as so many are) adults still living at home but earning money, then to keep up the fairness they should probably be paying 150% of the council tax. Because the discount for single people calculates that one person is 25% of the tax.

thanks to pp for pointing out the difference between CAPEX and OPEX - unless you work with those terms a lot i think most people don't know about that so it does seem daft not to invest income into repairs.

I think everyone is mad at the wrong people, though. vote for better government. Although I'm not sure who that might be in the uk. Ask your local MP what they are doing about council budget allocations. Keep pressing for an answer, what their party will do to restore council funding.

DdraigGoch · 03/04/2024 07:15

OddBoots · 03/04/2024 07:03

Well people in couples use less state funded care as they often care for each other and older people with children do often need less state funded care as their children pitch in to do at least some of it.

If council tax was renamed 'dwelling tax' or something and was only based on the property one lived in, with no discount for single occupancy, I wonder if it would be contested by people living alone in the same way. It would be a cost like rent or mortgage payments or buying/leasing a car.

Just as long as big properties pay more and small ones pay less then that's fine by me. Better to base it on land use rather than the current arbitrary system.

RandomButtons · 03/04/2024 07:17

Lettuceandtomatoes · 02/04/2024 19:08

The council tax for my area is £1800 full whack, a single person 25% off. I pay £140 a month which is ok until I realised the three adults next door are paying £60 pounds each and a couple paying £90 each. So why this inequality aimed at single people, picking up the tab?

Why as a single person do you need the same size house as 3 adults?

As mentioned above it’s 50% property tax 50% people.