Retirement

[Tevion1213]

To expect to be working until the day I die.
Just that really not sure I'll ever buy my own place at 53 years of age so stuck paying rent and my private pensions only have value as a lump sum and state pension not enough to live on.
I personally think if I ever reach state pension age I will still work part time to have enough money anybody relate to this

Yes

Many elderly people just don't realise that they can claim Attendance Allowance, and they don't bother.

There are billions of pounds of unclaimed benefits which elderly people don't bother to claim

But you talking about pip ect …I work do not pay into ant pension when I retire I will only get full state pension that’s all I will be entitled too

What is attendance allowance who is entitled to that what is it for

It is for someone of the OPs age, yes. Not for most pensioners - anyone over 70 is on the old state pension of about £150 a week.

https://www.gov.uk/attendance-allowance

Attendance allowance is a non means-tested benefit for someone with a disability meaning they need help with basic living. It's not intended simply for old age. You'll need to demonstrate you have difficulty feeding yourself, washing, taking medication etc.

Ok …not really sure about that just know my own situation as you don’t really look into this stuff until you have too I’ve still got qu yrs left yet see what happens then

But you can only claim attendance allowance if you have significant needs

You get attendance allowance if you have care needs and are over 65. If you are under 65 you can get PIP. Omelet the other

Full pension means no pension credit but you can claim housing benefit and council tax benefit.

@Nicetobenice67 Attendance Allowance is for people of State Pension age who are not already on any other disability benefits like PIP or DLA which they were claiming when they were working age and would still be entitled to, it is for care needs only and has no mobility component, you don't need to have a carer to claim it its not means tested and is tax free, there are two award levels and it is fairly difficult to get and I would strongly advise people to get help from CAB or AgeUk, I advise on benefits and have helped people claim pension credit and even I found the form very difficult to complete, luckily when my husband came to claim we were helped by our neighbour who is a housing officer for a housing association he helps his tenants claim as part of his job, DH got an indefinite award at the higher rate.

I wouldn’t be entitled I work then I retire then I get state pension that’s it

@Nicetobenice67 Like working age people on PIP a working age pensioner can still claim AA is long as working does not contradict the reason for claiming it, A pensioner may not be able to claim it as soon as they reach state pension age but as they get older their needs might change my DH was 74 when he claimed so you cant say you will never get it

The majority of pensioners get the old State Pension which is going up to £169.50 this week. These people paid full NI for many years. They can get Pension Credit to bring this up to £218.15 if they have no private pension.
It does not seem to be well known that most pensioners get a fair bit less than the £203 regularly quoted.

I would much rather get £169.50 from age 60 than £203 from age 68!

@Horsewhisperers The old scheme was a platform that you could build on by whatever earnings related second state pensions were active during your working life, graduated retirement benefit, SERPS, S2P could all increase the state pension paid by the state, also many people only get the old basic due to contracting out of SERPS but get a work/company pension that replaces it, therefore the only people who get just the old basic would be those who did not earn enough to get the second state pensions or who contracted out of them, many many pensioners on the old system get far more than people on the NSP that is because the NSP is a ceiling and for most people is the highest amount they can get (unless like me they have a protected payment due to paying into the second state pensions prior to 6th April 2016) and only about 1/2 of people on the NSP get the full amount.