Long story short
a friend of mine was over in mid December and was drinking with a few others . She told me she had no car insurance as she couldn’t afford it I was flabbergasted an told her how awful it was ( in great detail)
later in the night we was leaving for a taxi she insisted on moving her car to her house and getting a cab from there . I disagreed strongly as did everyone else but she got into her car anyway .
next thing you know BANG she’s reversed into a car … my car !
it took over two months to get the money for her to fix the bumper however since then due to her taking so long other issues have occurred . The light was knocked out of place so water got into it and now it’s fried all my lights I don’t have any proper lights or indicators.
I have got a quote to repair of £1600 which she is saying she cannot afford . She said her local garage might do a payment plan but had no response .
i have said I can lend the money to be paid over three instalments but she’s said she cannot afford that .
I just don’t know what to do … she has said she can afford £150 a month which is just ridiculous
what shall I do ? Shall I get the money to repair it myself and hope she pays me back . I have asked her to call her garage tomorrow but tbh it’s quite ropey and really far away . they took days and days longer than they said they would to fix her car and I cannot be without it for long . The garage I got the quote from is mine very reputable and have used them for a long time .
she cannot take out any credit for it she has said she has bad credit and cannot lend off family.
any suggestions ?