To ask how much is in your pension pot if your mid 30s?

[Kanfuzed123]

I started working in a proper PAYE job at 28. Didn’t know the foggiest about pensions and the place I worked in did the bare minimum which at that point was like 1%/2%.

ive moved around a bit work wise so got 3 separate pots and did some life admin today and saw I’ve got 30k. I’m 33.

my husband has around the same. His pension provider has a calc that shows if you continue at this rate you’ll have X amount by state retirement age and can expect X amount per month and what sort of lifestyle it correlates to. DH’s calc said it would be 3k a month which correlates to a moderate lifestyle. That whole thing seems baffling, since when is 3k a month (no mortgage) moderate and not comfortable but whatever.

maybe that should fill me with confidence that it will be enough in retirement but it doesn’t really. 30k at my age seems low? Any one?

I'm 35 and I've got about 40k. It hadn't done well the last few years, so last year I got a financial advisor to take a look and it's been flying since! I would really recommend that and increasing the level of risk in your pensions if you're in your 30s. You've got the time to weather the fluctuations. I'm not too worried, it will be what it will be!

39, have just over £190K. I started paying in when I started work at 19. My parents never saved and never had money and it made me want to do things differently. My first salary was only £6k so not much went in for quite a few years but it builds up.