They've stated the automated process will not only check the account you have your benefit paid into, but also any other accounts you have. If for example you have a joint account, this will then mean they'll check all that person's accounts. Anyone you receive payments from, even if small will have their accounts checked. Any payments you make to other individuals, rather than companies, will have their accounts checked.
So it will not only be trawling through all your own finances, but also those of anyone financially linked to you in any way.
When you sign up for UC for example, you accept these terms. But other people clearly do not!
It's obscene, and absolutely everyone should be complaining to the Information Commissioner before this even gets the chance to get off the ground, as it must clearly breach GDPR for innocent people connected to the claimant. They are already able to check accounts of claimants, so there is absolutely zero need for this.
We've all been told not to worry, as the AI used will only flag the possibility of fraud, and would always be double checked by a human. But those of us that have to deal with them know that will just not be the case. Entirely innocent claimants will be having their money stopped on a whim at a moment's notice.
As someone who can quickly die without my disability payment, this terrifies me.
This is absolutely nothing to do with fraud; it's about power and control.