To not declare for child benefit

[Lauren0000]

I just don't really understand what they are asking me to declare
My wage has just gone up and will be very little under or possible very little over £50k. It's different every month due to shift work so when they are asking what I will earn actually I don't know.
I've just stuck my head in the sand but I know that's probs my foolish.
My husband earns not much so it's quite frustrating to think I will lose the child benefit, considering how much I contribute tax and NI as one person.
What is they want to know? Gross pay before anything comes out?
I get expenses for fuel paid.
I have a work lease car as need it to do my job
I don't know what payments in count?
What about pension payments?
Anyone have a better idea than me please?

If max you’ll be just over 50k it’s still worth claiming

You just need to submit a tax return for the years after you start claiming

I was going to suggest do a tax return

Give them a ring and ask them. You don't want to have to repay it

Your PAYE wage is sent to HMRC in real time and if you earn over £50k it’ll automatically trigger contact to say you owe some/all the money back.

please just read the guidance on it. Feigning ignorance won’t wash with HMRC.

It is your P60 figure that counts, so look at your gross to date figure on your payslip.

You don't lose out entirely until you reach 60k, so still worth claiming. If you earn just over 50k the amount that you pay back will be minimal.

If your DH works as well you will definitely be over 50k. I wouldn't want to have to pay it all back either OP.

Husbands income is not relevant for her limit

That doesn't have anything to do with it, its not household income

Fill in a tax return OP and it will all be work d out automatically for you

You won't know how much if any you need to pay back untilt the end of the tax year, may be nothing this tax year

You can contribute more to a pension to bring you under the 50k limit. Although it isn't money in your pocket now it will help in the future.

Your husband should claim it instead of you

No it doesn’t the onus is on the person to advise hard that their total income is over £50k, relying to hmrc to tell you is not a valid excuse

After the end of the tax year you will receive a P60 and P11D from your employer.

There's a calculator on the HMRC website that you can use to work out how much you have to pay back.

If you do need to pay some back, and you do it in time (think before end October) you can opt to repay by PAYE.

I don't know if you have to do it every year or if it will carry on automatically but once it's set up its a 10 minute job once a year so hardly any bother.

Not sure the effect of a company car, but pension contributions mean that people keep some CB even if they earn over £60k so you should keep most of yours.

That makes no difference, assuming they are living together as a household then the person earning over £50k has to pay back regarding of whether it was them who actually paid the claim and received the money in the first place or their partner received it

I have worked for HMRC. If you are PAYE it will trigger a letter. The taxpayer has an obligation.

It is based on one persons pages you don’t have to add the two wages toghether

I have been wondering about this as well. What I don't understand is is it once you're earning over 50k net or 50k gross?

It's gross, that's why if you contribute more to a pension before tax to take you under the threshold you can still claim fb

Op, you need to add together all of your income in working out if you are over £50k, so that will include your paye income and the benefit in kind from your company car plus any other income you might have, you can then deduct pension contributions. You can make an additional pension contribution to bring yourself under £50k and keep child benefit. I did this myself last year as I was over £50k for first time, you also get higher rate tax relief on the pension contribution so you end up getting some money back from hmrc

If either partner earns over 50,000 Then you start paying it back. It's a sliding d and up to 60,000
Although child benefit was in my name we've I've recently stopped claiming as my husband is now over the upper limit. The person earning over the 50,000 needs to submit a self assessment.
If either need it for your tax credits for pensions you can claim it but tick to not receive the money. Or claim it and pay it back.

If you are over 50k you complete a tax self assessment.

If you pay into a pension this will bring your gross below 50k and you will owe nothing.

It's worth continuing to claim for quite a bit over 50k. It's only once your net pay is 60k or over that you don't get any financial benefit to claiming.

It's not worth risking it and getting caught, fined or worse for tax fraud.

Self assessment takes me about 45 minutes once a year to do.

So can anybody confirm as there are two different stories in this post - is it based on household income or individual? For example I'm married, DH will soon earn a bit over 50k but I'm on 18k. I claim child benefit, do we need to fill in a tax return once he goes over?

Well I went over last year and I didn’t a letter, I work as an accountant doing tax and none of my clients have got a letter when they went over £50k that I know of so they must be very hit and miss with when they get sent. that’s why I say don’t rely on hmrc sending a letter to tell you you are over £50k you have to look yourself. The only letters I have seen from hmrc regarding high income child benefit charge are after the event where they query why someone hasn’t included high income child benefit charge on their tax return and most of the time the person is correct and it’s because the child benefit has been included on their partners tax return who is a higher earner

It is individual I’m 100% on this. It’s very unfair to single parentt actually as you can get two people earning £49k each that keep all the child benefit whereas a single parent earning over £50k has to pay some back.

however if he goes over £50k he still needs to pay some back even if you are claimant

so basically the £50k is based on individual but you look at the household to see if anyone over £50k regardless who claims

That makes no difference. If one earns over 50k then tat person must complete a set assessment if they continue to claim child benefit.

This doesn't help as it's based on the highest earner. I was claiming child benefit but as soon as DH's salary went over £50k last year we were asked to start paying it back.