Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Are people really this bored?

34 replies

ABCDear · 11/02/2024 13:49

It's a Facebook Marketplace one!

Trying to sell an unused refurbished phone (as inherited my late husband's one).

Apart from the usual scammers and ridiculous low ball offers got contacted by a lady who seemed very nice and keen. Old Facebook account etc. Asked all usual questions, didn't argue price and wanted to know where collection is from.

Gave her a neutral location (as never know if the Italian mob will turn up or who is on the other end), she gave a time and off we go.

About 10 min before agreed time she messages she's busy at work and her partner will come instead. At this point red flags start going off so I enquire about payment and mention if bank transfer will have to wait for money to land before handing over the item. She says not a problem, should be instant anyway. Mentions he's really close.

Couple of min later a young guy turns up (by foot) very polite, checks the phone, takes a picture to check camera says all looks great and happy to buy it. I give him a piece of paper with my name and sort code and account number as don't know if he might snatch my card/wallet or whatever, (is it obvious I'm very suspicious yet?), he takes his phone out puts the info in then shows me the amount and then a green tick shows up. All done...supposedly.

Now I don't know much about banking apps but this green tick set alarms off as mine has nothing of the sort. Anyway we stand around waiting for 5 min while I refresh my banking app, he checks his phone and says will take 2 hours to process. Red flag number 2!

At this point I expect him to want to take the phone etc. but instead he says he'll give me his number and I can message when money has landed and his girlfriend will collect. We exchange numbers. Great! No pressure, no threatening behaviour nothing! He walks back the way he came.

I get home and notice the lady has left the Messenger chat. Red flag number 3! Two hours pass, still nothing, I message him saying "nothing landed yet, may have been late in the day, will check tomorrow and let you know". No reply.

Next day comes, still nothing. I fire off another message saying "still nothing, would you or your missus like to rearrange and bring cash this time instead?" Again no reply.

Haven't heard anything since. Obviously I always had it in the back of my mind that nothing would come of it anyway but why go through all this if you never had the intention of buying it in the first place? He said he took a taxi from next town over with his mate, but I didn't see a car or anyone else, just him walking there. And there was never any whiff of threatening behaviour or pressure to hand the phone over.

The only time he wasted was his own, the neutral location was 2 min from my house on the same estate as didn't want him/them to know where I lived so didn't put me out one bit. So why?

I would love to hear some theories as everyone else I have told this to end up speechless!

OP posts:
PilgorTheGoat · 11/02/2024 13:51

He was trying to scam you and you were wise to it. Well done.

CharmedCult · 11/02/2024 13:55

You wouldn’t believe how many people would have handed over the phone at the point where he said it’ll take 2 hours to process the money.

You didn’t, he knew you were onto the scam.

And because there was no pressure, threats, aggression, the police won’t be arsed about becoming involved and he knows it.

For every person like you, there’ll be at least 2 or 3 people who will hand the phone over and lose it.

Blondeshavemorefun · 11/02/2024 14:07

CharmedCult · 11/02/2024 13:55

You wouldn’t believe how many people would have handed over the phone at the point where he said it’ll take 2 hours to process the money.

You didn’t, he knew you were onto the scam.

And because there was no pressure, threats, aggression, the police won’t be arsed about becoming involved and he knows it.

For every person like you, there’ll be at least 2 or 3 people who will hand the phone over and lose it.

This 100%

Was what I was going to type

winewinewine23 · 11/02/2024 14:09

Thanks for posting this OP and to the people who've replied. I've never heard of this, so low pressure that it would be easy to be taken in!!

Typecast · 11/02/2024 14:12

He now has your bank details therefore he can set up any purchase and have it delivered to any address. Actually getting a phone would have been a bonus part of the scam.

StrawberrySquash · 11/02/2024 14:15

He can't use just your bank details to buy something.

But agree with the others. Scam is that you believe the money has been transferred and hand over the phone.

BetsyBobbins · 11/02/2024 14:17

Typecast · 11/02/2024 14:12

He now has your bank details therefore he can set up any purchase and have it delivered to any address. Actually getting a phone would have been a bonus part of the scam.

Yes, he can use your bank details. Contact your bank directly and ask them to put an alert to your account for unusual purchases or amounts.

LivingDeadGirlUK · 11/02/2024 14:19

How can you buy things with account number and sort code outside of logging into a banking app?

PonyPatter44 · 11/02/2024 14:19

This is exactly what happened to someone on my local FB, only she unfortunately fell for the "2 hours" nonsense. The scammer took her for a PS5, there is precisely nothing she could do after the event.

theGooHasGone · 11/02/2024 14:22

You can set up direct debits for donations to charity and so forth with banking details, but it's not easy to buy anything tangible with them.

Merryoldgoat · 11/02/2024 14:22

Typecast · 11/02/2024 14:12

He now has your bank details therefore he can set up any purchase and have it delivered to any address. Actually getting a phone would have been a bonus part of the scam.

How? Please stop with scaremongering nonsense.

CharmedCult · 11/02/2024 14:24

Typecast · 11/02/2024 14:12

He now has your bank details therefore he can set up any purchase and have it delivered to any address. Actually getting a phone would have been a bonus part of the scam.

Rubbish.

Nobody can buy anything with only your account number and sort code.

Magnastorm · 11/02/2024 14:27

It's true that nobody can do very much with just a bank account and sort number, but these people also know OP's name/ phone number and from her FB profile probably some other personal information too.

This is how identify theft can happen. I'd be straight onto my bank if I was the op.

ABCDear · 11/02/2024 14:30

CharmedCult · 11/02/2024 13:55

You wouldn’t believe how many people would have handed over the phone at the point where he said it’ll take 2 hours to process the money.

You didn’t, he knew you were onto the scam.

And because there was no pressure, threats, aggression, the police won’t be arsed about becoming involved and he knows it.

For every person like you, there’ll be at least 2 or 3 people who will hand the phone over and lose it.

This actually makes a whole lot of sense. I have been over and over this and couldn't figure out what the scam part was. I Googled 2 hours and seems pretty standard for domestic transfers. As it was a couple hundred quid seemed plausible.

The bank details did freak me out a bit but I thought that you can only put money IN with that information not take it out!?

For reference people give me the exact same details to pay for my DCs clubs etc.

OP posts:
spookehtooth · 11/02/2024 14:34

Well played.

I've sold a laptop on the doorstep, with money paid into bank in legit circumstances. It shouldn't take more than a few minutes, and it helps now that bank apps confirm the account details match the name to avoid genuine accidents.

IMO it's better than cash, which can be fake and not always easy to spot whereas once the money is in your account, it's 100% real and yours. You're also fairly well protected from it being stolen back. Stick to traditional banks & building societies tho, companies like PayPal are at risk of being too naive and trusting, which scammers exploit

Blarn · 11/02/2024 14:35

I set up a direct debit recently that asked for my name, bank account and sort code. They could, in theory, set up payments from your account to something which benefits them. Unlikely, yes but possible.

NannyGythaOgg · 11/02/2024 15:47

ABCDear · 11/02/2024 14:30

This actually makes a whole lot of sense. I have been over and over this and couldn't figure out what the scam part was. I Googled 2 hours and seems pretty standard for domestic transfers. As it was a couple hundred quid seemed plausible.

The bank details did freak me out a bit but I thought that you can only put money IN with that information not take it out!?

For reference people give me the exact same details to pay for my DCs clubs etc.

Don't worry about the 'bank details'. In the 'olden days' when we still used cheques, account number and sort code were (still are for those that still use cheques) printed on every cheque. On their own, they are useless.

Bubble2024 · 11/02/2024 15:56

The obvious scam is that you fall for it but you’ve also just handed over your bank details. So that wasn’t smart.

Circumferences · 11/02/2024 16:02

They can't do anything with your bank details.
There was probably no "girlfriend' either, scammers like him know people like you are more trusting of women.

ShinyAppleDreamingOfTheSea · 11/02/2024 16:03

Typecast · 11/02/2024 14:12

He now has your bank details therefore he can set up any purchase and have it delivered to any address. Actually getting a phone would have been a bonus part of the scam.

How can he do that without the security numbers ?

doilooklikeicare · 11/02/2024 16:03

Typecast · 11/02/2024 14:12

He now has your bank details therefore he can set up any purchase and have it delivered to any address. Actually getting a phone would have been a bonus part of the scam.

So every single cheque that had been processed gave that information (I know cheques are used now) so how did that work then?

Circumferences · 11/02/2024 16:04

You were wise not to hand it over, seeing as he'd used pretend bank transfer visuals that seemed convincing.

doilooklikeicare · 11/02/2024 16:04

Blarn · 11/02/2024 14:35

I set up a direct debit recently that asked for my name, bank account and sort code. They could, in theory, set up payments from your account to something which benefits them. Unlikely, yes but possible.

But you'd see the direct debit and reclaim via the DD guarantee?

Merryoldgoat · 11/02/2024 16:12

Blarn · 11/02/2024 14:35

I set up a direct debit recently that asked for my name, bank account and sort code. They could, in theory, set up payments from your account to something which benefits them. Unlikely, yes but possible.

Which would be stopped and instantly refunded when you called the bank.

Blarn · 11/02/2024 16:22

It would, be spotted quickly and sorted, but still another thing to have to keep looking out for and sort out. Won't help OP but just something to be aware of.