Would you report this to police - car bump

[plantapalm]

I was driving along a very narrow road today and a big lorry came barrelling down towards me. I went right into the bushes as far away from the lorry as I could and remained stationary while the lorry passed me.

The lorry scraped my car and just drove off. I did manage to get the registration.

I've called my insurance company, but should I also inform the police ?

I've never been in this situation before.

That's his defence if he didn't know but for insurance - it needs reporting. It's a fail to stop rtc.

Police will take action . I've done it a zillion times. If you have registration no they can pnc the vehicle - find it who keeper is and compel the company to name the driver . He can be interviewed contemporaneously for a fail to
Stop rtc- but their insurance will be liable not yours so worth it. Yu will get a crash ref no - not a crime number but still valid for insurance purposes.

Hope that helps !

Surely if he “wasn’t aware” he’s driving incredibly dangerously?

If you've ever been in the cab of a hgv you'd know it is possible not to register you've hit something- but it's not an excuse.

Then you shouldn’t canon past people at speed in a tight lane and then ignore them beeping. Shamefully careless. What if it had been someone walking their dog ffs.

Hence my advice to the op

Thanks everyone. I did report the incident.

Wagons don't feel/see things that cat drivers do.
Someone near me years ago was knocked off push bike and killed on roundabout. Wagon driver had no idea at the time

The "your insurance company will want a crime number" stuff is balls, like a lot of 'advice' on MN with regard to motoring law.

The "crime" is not a crime against the OP, it's an offence against the crown: failure to report... it's not like when your home is burgled and the crime is against 'you'.

You can inform the police but for a 'damage only', no injuries incident they will do little and certainly won't get involved in debating who's to blame, which is the only thing that would benefit you personally.

Report the details of the accident to your insurer with the details of the other vehicle and let them take it up.

Or... you can go to MID (google it) and pay a few pounds to get the insurance details of the other vehicle and go straight to them instead. Personally I would probably do that as you're less likely to end up in the clutches of an accident management company (AMC) who will try to make some money out of the insurer and potentially get you involved in a credit hire car rental mess while yours gets fixed.

Good luck!

Yes, today they drove off after damaging your car, who knows what they could do tomorrow.

Wow, I hadn't realised that MID would provide information to individuals. That's kind of scary, but good to know, thanks.

It's to allow you to check that the other vehicle is actually insured, and who with, if you're involved in an accident and you're not sure the other party is being honest.

MID won't provide the other party's full details to an individual but it will let you know who the insurer is so that you can make contact without having to believe what you're being told by someone at the side of the road.

I would. They might be aware of other incidents with the same vehicle or it might help if they do something similar in the future, with a more serious outcome.