is it wise to apply for a new job at 58?

[Crumpetdisappointment]

thinking about life issues that might be thrown at me,?
family
my own health.
starting again, is it risky?

If you’re currently employed the only concern I’d have is the length of time you’ve worked regarding redundancy.

it is NHS so i hadnt thought of redundancy, but there a chance i spose

Of course it is . I'm now in my mid 60s and have had three new jobs since my late 50s. Indeed I applied for and got a new job before Christmas. At 58 you've got a good number of years ahead before you can get your pension so why not enjoy the challenge of a new job. I have found it refreshing. You get to meet new people, make new friends and learn new skills. It's invigorating.

thank you @oldestmumaintheworld i was just reading the sickness thread. which got me thinking.
otoh where i work now absolutely follows the rules, i was just concerned in case something happened and i needed sick leave.
but who knows

I did. After 30 years in a corporate role I took redundancy due to Covid reasons. Six months later I had a job in a completely different industry which I loved.

No harm in applying. If you're offered the job, you can consider whether to take it

There's a big difference between a sideways move in your dept with similar hours v relocating to the other end of UK to a completely different role

On here, people will say you're a spring chicken at 58. IRL, most people are winding down their careers at that age

What type of job are you going to? My family friend worked in the same place for 30 years, was really senior and had a great pension and benefits. He was 62 and changed jobs 2 years ago as he was tempted by a better wage. He has been made redundant and can't find work. Just be careful.

not more money
just different place

I think at your age you need to think about your retirement plan as part of your decision making. For example, do you need to wait until state pension age to retire? In which case you've got 10ish years ahead of you so why not. If you have other pension pots, how big are they? You're at an age when you could be drawing down on a pension so is this an option for you while you continue to work?

I'm 55 and recently got a very big promotion in a new industry - £20k pay rise and a company car. I love the challenge. The first few weeks were hard, but I don't think it would have been any easier in my 40s in fact it was probably easier in my 50s as the kids are older and lots more self sufficient.

I was bored where I was with only one role I could progress into which was a role I didn't really want.

As a previous poster said, you still have some years before retirement and you might as well make the most of them.

no i have no other pension pots
thanks so much, good food for thought

Is it the same banding?
How long have you been in the NHS pension scheme?
Do not go to a lower band at this age -you'd be mad, your 1995 pension is calculated on your highest year of the 3 years -57->60.
Carefully consider the retirement /pension ramifications here. Have you been on a Trust retirement workshop ?

same band yes
i need to go to a retirement workshop, it confuses me though

Get on the nhs pension Facebook group. Read the FAQs. It's a brilliant group, run by other healthcare staff voluntarily. The 3 NHS pension schemes are bloody complicated, but try and get your head around it now while you're still only 58; it'll be worth it 👍