What to do about this incident on the road

[Happyy]

Last night a car coming the opposite direction and was over the middle line hit my wing mirror. He was driving fast too. I pulled over and parked up as it pushed my wing mirror in and cracked the glass.

30 seconds later, the car is pulled behind me. He got out shouting and swearing at me. He shouted to his mate ‘take this reg down’. He was basically blaming me and being very irate and aggressive whilst I had my toddler in the back. He said I need to pay him for a new wing mirror as his was damaged. I was scared for my safety because of how angry he was.

He ended up getting back in his car after he demanded my contact number and that He will be in touch so I can pay for his New wing mirror and shouting that he was taking my reg and that he will find out where I live if I don’t contact him. He was definitely over the line and on my side of the road

im not sure if he’s taking it to insurance or he is expecting me to send money for his wing mirror. I’m not sure what he is planning to do but not sure what to do and now I’m worried

Did you report the incident to the police? It sounds horrendous! You poor thing 😮

Contact your insurance and give them his phone number; they should then deal with him on your behalf.
I had a situation where someone hit me and then demanded money. I never heard from him after my insurance contacted him.

Why didn't you phone the police?

You were in an accident, it wasn't your fault, he was intimidating and aggressive.

He's not going to do anything because I would bet a pound to a penny that he doesn't have insurance and he wanted you to just get in your car and go which is why he was so aggressive.

Report it now

You report it now to your insurer with a full statement of what happened and his registration number (and name and phone number if you have them) and let them handle it. If he contacts you tell him it’s in the hands of your insurers and they will be in touch with his insurers. Then leave it all to them.

Something similar happened to my son. The other guy was aggressive and intimidating, but it was 50/50 in a narrow lane. They swopped details, but he never heard another thing.

Please invest in a camera, mine was c.£25 from ebay. Easy to plug in to the socket.

You contact police non emergency and log it, then you contact your insurance and log it.

With no other proof they will go 50/50 I'd imagine.

Although you could just do the report to police non emergency and then leave it with the insurance unless you hear from them....ie don't inflate your premiums if he doesn't pursue it.

You should have reported to police immediately because you were being threatened and made to feel unsafe while your toddler was in your car . He was on the wrong side of the road and driving at speed, there may have been a chance he was under the influence and that was why he upped the intimidation. You owe him nothing but use your insurance so you don't have to deal with him again. Goodness knows they charge enough, this is your chance to justify giving them your business