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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not want to work more hours? (Universal Credit)

409 replies

Abneyandteal19 · 23/01/2024 00:00

Hi
Have never claimed benefits before except child benefit as we've always earns over threshold, situation now is....
3DC ages 4 (preschool) 6 and 8.

I work part time professional job management - but job share 15hrs PW. Income £14500

DH professional job in region of £60-65k has never been out of work until now. His contracts ended in Dec. Had a job lined up for Jan- company funding issues have meant they've delayed his start indefinitely. Of course he is desperately searching.

Done all calculations and looks like we are entitled to some UC, so filled in all forms. Have to agree to commitments, DH has to look for work log jobs applied for work coach etc...all fine no problem

But my commitments have come back with I must agree to look for more hours work. I am not sure I can do this... my job is job share split 40/60 so there are no more hours. I have my preschooler everyday I don't work.

Main point is we were just looking for a bit of help for a few months until DH starts and then gets paid for a new job. Chances are he will absolutely get one in next 3 months and then of course will will cease claiming anything and then me working part time will be totally fine again.

It's not that I don't want to work more just not that easy to find something for a few hours a week that will pay more than childcare will cost? Any thoughts/experience? So AIBU not to want to work more hours?

OP posts:
Hmmmmaybe · 23/01/2024 10:46

@MistressoftheDarkSide the ops dh hasn’t been dealt an unfortunate hand - he’s had something happen that is entirely to be anticipated as a contractor

I would bet that he’s not now seeking a permanent job but is well t another contractor job - because you get paid more as a contractor. And the OP wants everyone else to pick up the risks of that.

Wishicouldthinkofagoodone · 23/01/2024 10:50

ShitChristamasPresents · 23/01/2024 10:24

And for those posters saying “you’re only part time, get more hours” etc. Three children is a lot of work and no, the OP isn’t doing more than 15 hours paid work but I bet she’s not sitting around painting her nails and flicking through Netflix. Good grief. This race to the bottom is insane.

It’s ok to ask for help temporarily. It’s not in the childrens best interests to suddenly have to do pre/school, childminder, after school clubs etc just for a month or two. Some children would be ok. Lots at that age really need a parent to be with them before and after school. The OP isn’t suggesting a new lifestyle choice based on UC. She’d be in trouble if she was - especially with a mortgage to pay.

Also, for all those “how do you not have more savings!” posters - have some grace here. Covid was tough. £80k sounds like a lot until you have three children, a mortgage and all the everyday costs of living. Again, it’s not a race to the bottom.

OP, I agree that CAB might be a helpful place to call. And if it is just an extra hour work you need, that should be pretty easy to get?

Hope your husband finds a new job really soon.

Why would the children suddenly need preschool, childminder, afterschool clubs for a month or two?

their father is sat at home, not working. Yet you seem to think that o/p will be doing all the childcare and work part time? What is he expected to do?

one of them needs to pick up extra work. It doesn’t matter who. The other takes on the childcare needs.

Brefugee · 23/01/2024 10:50

also, the agreement with UC is to look for extra work/hours. That's not too onerous, is it? I'm not sure what it's like in UK now.

NonPlayerCharacter · 23/01/2024 10:52

Abneyandteal19 · 23/01/2024 10:10

To those saying recruiters can't expect you to be constantly available... of course they can expect it but those that are are more likely to be considered.
One the the agencies just called and want him to interview for a permanent role at 11:30 tomorrow morning in London!
So he's been able to agree- not to say they wouldn't have rearranged but sometimes being immediately available gets you opportunities.

To those saying we should have saved more- I explained that we are just coming out of the baby/toddler years with crazy childcare costs. I worked for probably 2/3 years with my whole salary going to nursery in order to preserve my career and keep my hard earned benefits/annual leave/pension which is what mothers are so often advised to do. We will be able to save more in future I hope but with that plus a £300 a month mortgage rise it's been hard. Thanks for those who provided constructive feedback.

A permanent role? Would he take it? As things are it seems a better option than being a contractor.

MistressoftheDarkSide · 23/01/2024 10:52

@Hmmmmaybe

Congratulations on missing the entire point of my post. I think that having a job lined up then pulled out from under his feet on top of issues resulting from the pandemic is being dealt an unfortunate hand.

Neither the OP or her DH have stated they want to be state dependent. With the rising cost if living they are trying to work round their circumstances and keep their position stable which is what their children need and deserve.

Why does everyone not see the bigger picture which I touch on?

whenismyturn · 23/01/2024 10:54

before I got pip and LCWRA I was getting hassled constantly to work.

I decided to just make a very honest cv which meant i was never even offered any interviews

Hmmmmaybe · 23/01/2024 10:56

@MistressoftheDarkSide the bigger context of the sysTel the OP wants is for the state to subsidize contractors who benefit from the higher pay of contracting from the risks of doing so. Ie to subsidize higher earners to maintain higher earnings - that is not the point of the welfare state.

contractors should have savings in place for this eventuality

and the op or her husband could work outside of job hunting interview hours - but they don’t want to do this because they consiser
yhis below their higher income lifestyle

lookwhatyoudidthere · 23/01/2024 10:57

Why on earth would anyone choose to have three children in such precarious circumstances. We stuck with one because of childcare costs (after our first we were aware these were the same as a mortgage payment). People are constantly beefing about immigrants being on benefits, it’s not them you’ve got to worry about, it’s the entitled attitude of modern parents.

SweetBirdsong · 23/01/2024 11:01

YANBU at ALL to not want to work more hours @Abneyandteal19 who the F wants to spend more time at work? I heard someone say the other day, that people who choose to work much more hours, and are workaholics, are people who have nothing else going on in their lives, or have nothing to go home to, OR they are trying to get away from something at home. (I don't mean someone going from 18 to 26 hours, I mean like 50+ hours a week.) Just why?!

I wish you luck ;Flowers Hope it all works out and you don't have to do more hours!

Schleep · 23/01/2024 11:02

Can someone please explain why two perfectly able bodied adults, one of whom is not working at all and the other is working just 15 hours a week, shouldn't find temporary part time work to supplement their household income?

whatkatydid2014 · 23/01/2024 11:02

Why on earth is the answer of majority of posters here that a professional worker that would be on £45k full time should go and look for bar work or shop work on minimum wage as their first stop to fill a gap in family finances?

OP were I in your shoes I’d start by looking for roles in my industry on similar FT salaries that were FT or 50% plus and apply to them. If you are right and OH gets a job soon then you can stop looking. If not you’ve hopefully lined up something that will get you back to far closer your original family earnings and OH can look for a part time role (or if all kids are in school and you can make it work he could look for a full time one). It isn’t a requirement that you apply for every job in existence to claim universal credit (particularly when you’ve just started claiming and you already earn equivalent of something like 24 or 25 hours a week on minimum wage).

Hyacinth1000 · 23/01/2024 11:02

From reading the thread I think these are the best suggestions. Obviously the OP can’t give up the job she has as its ideal for the long term.

  1. apply for a mortgage payment holiday, it’s exactly what they are designed for.

  2. check with work to see if they have any extra hours available temporarily

  3. look for an extra job on evenings or weekends, one that you could keep for a few months after your DH returns to work to recoup any savings you use during this period. This would negate your feelings about only doing a job a short while.

Bromptotoo · 23/01/2024 11:03

lookwhatyoudidthere · 23/01/2024 10:57

Why on earth would anyone choose to have three children in such precarious circumstances. We stuck with one because of childcare costs (after our first we were aware these were the same as a mortgage payment). People are constantly beefing about immigrants being on benefits, it’s not them you’ve got to worry about, it’s the entitled attitude of modern parents.

What on earth are you on about?

The OP's DH was in well paid work continuously until December. The rug was pulled from under him with further work. OP works around her kids - as one does.

This family are a classic example of where the 2 child rule punishes and impoverishes people who never intended to be in this situation. As advisers you see this regularly whether through this sort of misfortune, sudden disabling illness or where the bloke has scarpered with another woman.

NonPlayerCharacter · 23/01/2024 11:04

OP, if your job is so flexible, surely you could take the kids for half a day or so if your husband gets a last minute call or interview, and work your hours around it? Even if it does mean parking them in front of the TV for a bit, as a one off that won't do any harm.

Abneyandteal19 · 23/01/2024 11:07

I think it may have been misleading to say contractor.
End of 2022 DH took a job which was 12 months with possibility to extend. This was billed as a longer probation period and what they offer all new starters to see how things go, all the way through he passed all assessment got good appraisals etc and they intimated the contract would be extended/made permanent. Then with a month to go they pulled the plug and said it wasn't financially viable to keep him on.

To me this is very different to a 'contractor' working a few months here and a few months there.

I am now talking about him looking for contract jobs as they are more likely to come up quickly and want an immediate start etc. so he will be earning money quicker whilst continuing to look for permanent. And also seeing if his job offer he had in Jan comes through.

To say why we had kids in this 'precarious' position. Nothing about our position was precarious. When we had kids I was teaching and DH was civil service. He then took a leap to try to further his career which ultimately did work for a year and then it didnt...

Thanks for all your constructive advice. I'll leave it there for now.

OP posts:
Hmmmmaybe · 23/01/2024 11:12

12 months is clearly a contract position and involved risks

he took a risk - fair play - but it’s beyond entitled to expect the welfare state to cushion you from that risk.

but even beyond that - your position is that you think the welfare state should subsidize your husband not working so he can interview for high paying jobs.

Oliotya · 23/01/2024 11:14

So he's not worked for nearly 2 months now? Sorry but 15 hours a week between 2 of you isn't enough. Universal credit should be a safety net for when people can't work, not for when they'd rather not. It's nonsense that he needs to be available 24/7 for recruitment, most people aren't unemployed when finding a new job. Between the two of you, you can absolutely manage to work more hours. Why couldn't he work evenings and weekends for example?

WithACatLikeTread · 23/01/2024 11:17

People talking about getting jobs as if it is that easy. It really isn't at the moment.

LegoDeathTrap · 23/01/2024 11:21

ShitChristamasPresents · 23/01/2024 10:24

And for those posters saying “you’re only part time, get more hours” etc. Three children is a lot of work and no, the OP isn’t doing more than 15 hours paid work but I bet she’s not sitting around painting her nails and flicking through Netflix. Good grief. This race to the bottom is insane.

It’s ok to ask for help temporarily. It’s not in the childrens best interests to suddenly have to do pre/school, childminder, after school clubs etc just for a month or two. Some children would be ok. Lots at that age really need a parent to be with them before and after school. The OP isn’t suggesting a new lifestyle choice based on UC. She’d be in trouble if she was - especially with a mortgage to pay.

Also, for all those “how do you not have more savings!” posters - have some grace here. Covid was tough. £80k sounds like a lot until you have three children, a mortgage and all the everyday costs of living. Again, it’s not a race to the bottom.

OP, I agree that CAB might be a helpful place to call. And if it is just an extra hour work you need, that should be pretty easy to get?

Hope your husband finds a new job really soon.

Many of us have children in addition to a job, and without a husband sitting at home, without the £60K salary for the past few years, and without state help. So please.

Oliotya · 23/01/2024 11:24

WithACatLikeTread · 23/01/2024 11:17

People talking about getting jobs as if it is that easy. It really isn't at the moment.

It is that easy, especially with only 15 hours a week accounted for between two of them, they can be flexible. Might not be the sort of work he'd like, but it's there.

OCDmama · 23/01/2024 11:25

@Redruby2020 that's not the case here though is it? What's the point in bringing that scenario up? How about looking at this specific situation? Why should OP disadvantage herself because of other people's problems?

I say this as someone who grew up with a single mum. It was really hard but she didn't sit their wishing the hard stuff on everyone else just because things were difficult for us.

AnneValentine · 23/01/2024 11:26

Abneyandteal19 · 23/01/2024 00:42

Hi all and thanks for replying,
@ButWhatAboutTheBees thank you for getting what I am saying...just need help for a couple of months to get back on our feet and in my mind that is exactly what benefits were designed for. I would say we would be on this for a max of 4 months potentially out of our whole working lives.
I've worked for 18years 12 of which were full time and Dh has worked for 20years entirely full time.

I accept I could get a zero hours job in retail etc but surely by the time I'd applied interviewed, onboarded, completed training etc it would be pointless and a waste of everyone's time?
Of course if for some reason DH was still unsuccessful in a few months I'd rethink but in that event it would be much better for me to look for a FT job in my field which would pay so much better!

No @YireosDodeAver my husband is not useless at all he couldn't have predicted what happened and is trying really hard. If he had to look after our 4 year old while I did extra work at the moment he would miss out on job hunting time. Eg today a recruiter called him at 11 to set up a call with a company at 12:30- so if I was doing a 4hr retail shift he would have had to turn this down which seems madness!

I absolutely do not want to fleece the system I just can't get why benefits are not a stop gap for a bad situation- I thought that's exactly what they were for?! I think I'll just be honest with them if they call and go from there.

The idea is you should both be looking. If he gets a job great but if you not you should be working as he can do childcare.

OCDmama · 23/01/2024 11:26

@LegoDeathTrap

Aye but we're not talking about othe people's situation are we?

We're talking about this one and what's best for this family.

BarbieDangerous · 23/01/2024 11:31

I’m confused. Instead of getting an extra PT job, why doesn’t your husband get a PT job alongisde applying for roles that fit in with his career? Would that not make more sense?

WithACatLikeTread · 23/01/2024 11:33

Oliotya · 23/01/2024 11:24

It is that easy, especially with only 15 hours a week accounted for between two of them, they can be flexible. Might not be the sort of work he'd like, but it's there.

They can't be that flexible if they have children to pick up etc. Plus they might say this job is 16 hours but give you seven or none. I don't really get this "I had it difficult so therefore you should have the same problems" attitude. It takes time also to find these jobs. UC can help them feed the children in the meanwhile.

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