Posting here for traffic
WWYD?
I know Landlords aren't well thought of on here so I am honestly wondering what people would do if they were in this situation.
I became a landlord after being widowed in my early 40's, with one primary (SEND) & one secondary age child. I needed monthly income to support my children & I had a capital sum, good credit score & interest rates were low so saving would not have generated enough income to support my family. I also work.
Tenant lost job in Covid & only made part payments to rent, started working again after a period of time). During this period landlords could not inspect, no notifications received from tenant - property was trashed/filthy, tiles knocked off in bathroom now misding so i couldn't put back, leak through ceiling to room below as continued to shower, removed cupboards, drilled holes in windows..... (lots more). Had pets without permission which caused damage other alterations which are terrible without permission which will need fixing.
No payments have been received towards the arrears (3/4 months in value), didn't increase rent as they were struggling. Loaned them money, purchased essentials including bedding after child burnt bed/duvet. (1 child lives in the property)
Rent increased in 2023 as now way off market rate (still way below market % but to get to market rate would not have been reasonable) arrears is still outstanding. Now saying that they didn't agree to the rent increase & disputing receiving notifications even though responded.
Would you Section 8 evict as enough is enough - accept it will cost £7k to bring the property back to the standard but you could rent the property to someone who respects it & pays - Not Being Unreasonable
OR reissue rent increase notifications deduct the payments received from the arrears & leave them in there, living in their own squalor as the property is already trashed - Unreasonable