My feed

to access all these features


Takehome or Gross - which is your salary?

25 replies

6andCloudy · 05/01/2024 20:06

I was looking at another thread and there was a post on how the person in question earned £xx (amount not relevant) on further discussion it turned out it was 'take home'

I've never thought of my salary as a 'take home amount' I could work it out (its around £35k pa with NI tax pension savings removed) - if asked what my salary is, its always £55k

What do you think? do you think total or takehome

Posting in AIBU so I can do a poll - buuuuut I cannot seem to change the options so

YABU - Its take home
YANBU - Its gross

OP posts:

Am I being unreasonable?

188 votes. Final results.

You are being unreasonable
You are NOT being unreasonable
Turnthelightoff · 05/01/2024 20:07

It’s gross

Wowzel · 05/01/2024 20:07

It's the gross.

Kittythecutest · 05/01/2024 20:09

Gross, I’ve never heard anyone talk about their salary in terms of take home. It could be different in other countries.

Wakeywake · 05/01/2024 20:09


Pripsen · 05/01/2024 20:11

I saw that thread and stating the salary as the net figure rather suited the OP’s argument.

clearly wrong

angelikacpickles · 05/01/2024 20:11


JoanThursday · 05/01/2024 20:12

My sister always talked in 'take home' terms when she was a nanny. That seemed to be the norm within her group of nanny colleagues.

PseudonymousPachyderm · 05/01/2024 20:13

Gross if you’re talking about annual salary.

People will have different tax codes / deductions depending on personal circumstances anyway.

I’d say my takehome if I wanted to talk about monthly budgeting etc.

FuckinghellthatsUnbelievable · 05/01/2024 20:14

I think in terms of my take home pay. It’s more straightforward if you have one job. My income is made out of full time job, part time job a bit of self employed stuff.

Even just with two jobs you take home a bit more than someone on a comparable salary as you get multiple NI allowances.

Thedogscollar · 05/01/2024 20:15

Annual salary is always gross.

quarrelmerchant · 05/01/2024 20:15

I’d say my takehome if I wanted to talk about monthly budgeting etc


Zampa · 05/01/2024 20:16

It has to be gross as take home is subject to other stuff like student loans, tax codes, childcare vouchers etc.

gormin · 05/01/2024 20:17

Gross. Employers couldn't advertise jobs on the basis of take home salary because they wouldn't know individuals' specific tax and pension arrangements.

The only time I've ever been asked about (monthly) take home pay is for a mortgage application.

Rewis · 05/01/2024 20:17

Gross when talking generally. Take home when I'm thinking about money myself. Maybe I have talked about takehome when I've made a point of how low my income used to be

maddening · 05/01/2024 20:19

I would refer to gross - but in the right context for using take home (eg for budgeting) I would use take home - but would specify that it was take home.

If someone said their salary amount I would assume gross unless they specified that they were referring to take home.

HappiestSleeping · 05/01/2024 20:20

And my salary really is gross 😞

Kwasi · 05/01/2024 20:31

It's contextual.

If it's about what I can/cannot afford to do or buy, or what I 'take home' each month in relation to my monthly outgoings, I would always talk and think in terms of 'take-home' pay.

For example, I wouldn't base the affordability of monthly car finance on my annual salary, I would be paying for the car on a monthly basis out of my monthly 'take-home'.

If I were applying for a job, I would expect the salary to be stated as gross annual, but the first thing I would do is work out the monthly take-home.

Clarinet1 · 05/01/2024 20:39

I think gross is right. In terms of earnings, you do earn the gross salary, it’s just that you have to pay tax etc out of it!

missmollygreen · 05/01/2024 20:42

Annually is gross, monthly is take home

Ohnotyoutoo · 05/01/2024 20:43

Annual salary is always gross, monthly/by the hour is net

Starseeking · 05/01/2024 20:49

Gross is the appropriate reference point as two people could have the exact same headline figure, but take home different amounts due to tax code, pensions deductions (and whether via salary sacrifice), student loans etc.

Legendairy · 05/01/2024 20:53

It would be gross for any salary, if a job is advertised its shown as gross salary whether that is hourly, monthly or annually. Take home would only be referred to for budgeting purposes. I saw that post and thought it was really weird.

Rufffles · 05/01/2024 21:06

In the UK it's more common for people to think and talk about their base salary in gross terms.

In some other jurisdictions net is more common.

Mum2jenny · 05/01/2024 21:08

Depends if you have any other income, but if not, gross income is what most ppl discuss

SeatonCarew · 05/01/2024 21:13

Gross is what is usually meant.

Interestingly, just starting to enter retirement and drawing income from various sources including savings , nowadays I'm learning to think in net income terms. How much do we have, how much do we want/ need?

Please create an account

To comment on this thread you need to create a Mumsnet account.