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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Universal credit

13 replies

Lucky2shoes · 03/01/2024 09:20

This may seem odd and not sure if I'm.making sense but dp not his own fault can sometimes be in a unstable job position whether he's on agency or sometimes unreliable self employment when no job available
We have put in previous claims for universal credit then had to drop the claim due to him getting work. Aibu to wish you could quickly jump in and out of universal quickly when your hit with hard times I'm really fed up of job instability and the minefield of long winded claims.

OP posts:
NiftyBiiknhui · 03/01/2024 09:31

Payslips go through the hmrc that are linked to uc and when your in employment they adjust your claim in accordance to what you earn in each assessment period running 4 weekly.

open a claim up, and UC will let you know what your entitled to each month based on what you earn. You don’t need to keep opening and closing claims.

Lucky2shoes · 03/01/2024 12:56

NiftyBiiknhui · 03/01/2024 09:31

Payslips go through the hmrc that are linked to uc and when your in employment they adjust your claim in accordance to what you earn in each assessment period running 4 weekly.

open a claim up, and UC will let you know what your entitled to each month based on what you earn. You don’t need to keep opening and closing claims.

Oh right I was worrying in case they think I'm fraudulently claiming

OP posts:
NiftyBiiknhui · 03/01/2024 13:06

No the payslips get reported back to universal credit and they work out your monthly payment based on that.

depending on what your partner earns depends on what you get back in UC. If he earns too much then your entitlement would be 0. If the next month he only earns a little then your entitlement will be different and you’ll have a payment.

go onto entitled to and it explains the UC rules on there and you can work out your entitlement with their calculator.

Lucky2shoes · 03/01/2024 13:19

NiftyBiiknhui · 03/01/2024 13:06

No the payslips get reported back to universal credit and they work out your monthly payment based on that.

depending on what your partner earns depends on what you get back in UC. If he earns too much then your entitlement would be 0. If the next month he only earns a little then your entitlement will be different and you’ll have a payment.

go onto entitled to and it explains the UC rules on there and you can work out your entitlement with their calculator.

If I do the calculator it will currently say we are not entitled to anything however my hours are up and down and he may lose his job anytime

OP posts:
Lucky2shoes · 03/01/2024 13:20

If they see our earnings they won't proceed and put the claim in will they even though we could suddenly end up in dire straits

OP posts:
BorrowersAreVermin · 03/01/2024 13:22

This is something that puts a lot of people off temporary work or jobs with short probation periods. I know it would cause all kinds of problems for my Mam if she took a short term job then had to reapply for housing benefit and jobseekers at the end of it.

fatandhappy47 · 03/01/2024 13:39

BorrowersAreVermin · 03/01/2024 13:22

This is something that puts a lot of people off temporary work or jobs with short probation periods. I know it would cause all kinds of problems for my Mam if she took a short term job then had to reapply for housing benefit and jobseekers at the end of it.

They are moving it all to UC now anyway

Momaof2 · 04/01/2024 20:11

Hi

I currently work 4 days a week and am on universal credit to top my salary up. I really want to come off benefits and want to start my own business. Does anyone know how this will work with universal credit during the start up process? As I can't imagine I will be earning money straight away

FuckinghellthatsUnbelievable · 04/01/2024 20:49

Momaof2 · 04/01/2024 20:11

Hi

I currently work 4 days a week and am on universal credit to top my salary up. I really want to come off benefits and want to start my own business. Does anyone know how this will work with universal credit during the start up process? As I can't imagine I will be earning money straight away

What are your circumstances, do you have young children or are a carer for example?

There are various rules to self employment such as minimum income floor so you will be assumed to have earned your required working hours x minimum wage. Working hours required are dependant on your circumstances. From 0-35.

I think if you were to leave a job you might be sanctioned. Could you launch a business whilst working? I have a self employed income alongside working I just report my earnings and expenses monthly. They deduct it from my UC at 55% Same as regular earnings. I earn over the minimum in my employed job so it doesn’t matter if I don’t make money from self employment to UC.

Momaof2 · 04/01/2024 20:52

Thank you for your reply

Yes I would like to initially start it around my current work, I have never been self employed so I am still figuring everything out and where to even start.

How do you report your earnings to them every month?
thank you for your advice it is greatly appreciated X

Momaof2 · 04/01/2024 20:53

Yes I so have 2 young children x

Babyroobs · 04/01/2024 20:54

If you have six months of zero payments then they will likely close your claim.

malok1 · 07/02/2024 09:21

Hi, can someone please know the answer for this :

My husband is working and since we have a joint claim, jobcentre confirmed that i am not required to commit working due to my husband having enough earnings but they also said that i can still apply for LCWRA due to the health issues i have.

I am wondering if after the health assessment incase they decide that i am not eligible to LCWRA or i am able to work with some support or limited hours, will that mean i have to take or look for work and will void my exemption from work commitments which i have at the moment due to my husband earning enough ? If yes, then i am thinking not to apply for assessment because scared that if it fails then i will be required to look for work etc which i know is not possible for me with all my health issues.

Or, it will be that i will just not get any extra amount for LCWRA but there will still be no work search requirement provided my husband's earnings enough and just applying for an assessment regardless of whatever the result is will not change anything with regards to my commitments which is at the moment.

Also, as i understand the LCWRA is £354 a month but will there still be deductions from £354 depending on income of my husband, every month ?

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