I don’t want to pay less National Insurance, I’d like a better funded NHS

[CormorantStrikesBack]

🤷‍♀️

obviously I appreciate I’m in a position to think that, but I’m not on a huge wage. I’m glad if it helps people who are struggling but I’m also worried about the nhs, school funding, etc.

They don’t seem to be managing now, I can only imagine it will get worse. There are councils going bankrupt and cutting services, respite care, libraries, etc.

id rather carry on paying what I’m paying than risk such services been funded even less.

From gov website

We also have things like the personal allowance withdrawal. You’re also missing out that 30% is roughly the average taxation figure and then don’t have a 54.2% net rate of people taking. I agree with higher taxes but everyone else needs to pull their finger out.

How did you inherit your mum's house when the rest of your post looks like she's still living? I'm confused

This is another problem that needs addressing.
I also think free prescriptions for certain illnesses need to be scrapped unless it's connected with the lifelong illness. Someone with hypothyroidism should still pay for antibiotics for say a tooth abscess

Did you manage to decipher the rest of it? Because I didn’t.

Only child.

She gave it to me.over a decade ago

As one of the rare few self employed people who whacked everything into my pension that I could while I worked, which ceased when I was about 52, my pension fund income still has me paying 45% tax rates. For public services I may or may not require in advanced old age. But I am not there yet, and we are not sure we want to retire in the UK at all. There are a plethora of alternative scenarios, because shock horror there are countries where sufficient income to support yourself and pay for health insurance on top is going to pay someone's wages. We have savings, and a house to sell, and pensions still accumulating funds. So if any government makes decisions we don't like, we can opt out. Not plutocrats, just small town business people able to read. With a plan for another micro business post retirement to keep DH happily occupied.

No

That's not an inheritance

@Dentalpainsucks you might want to read this
Deprivation of assets

The NHS has enough money, they just waste alot on bureaucracy, reorganisations and projects that don't deliver.

I always assumed the logic was that if it get ill from anything then my lifelong condition means I am at high risk of an expensive and long ICU stay so it makes sense to ensure I get rapid treatment for anything (hence why GPs always see me rapidly too ) .

Anyway, I pay high taxes and earn far less than I could if I chose to work in the private sector, so I figure my free prescriptions are a pretty sensible investment all round.

Health expenditure is pretty low in the UK in comparison to other European countries. That indicates to me that the NHS doesn’t have enough money.

https://www.health.org.uk/news-and-comment/charts-and-infographics/how-does-uk-health-spending-compare-across-europe-over-the-past-decade#:~:text=Figure%201%20shows%20that%20across,18%25%20below%20the%20EU14%20average.

What is it then? Once she dies I can do what I want with it. It's just protected from the state in the mean time.

Health expenditure is NOT low in the UK. It's badly managed. France and Germany spend fractionally more and have better outcomes. Because the hospitals and doctors are not managed centrally. So they respond more actively. Put brutally, they compete to be good at what they do, so patients needing treatment chose to use them.

The issue is, if politicians even started to discuss mandatory private health insurance (like they have in France), they would be accused of privatising the NHS. The reason the health care is so much better is because of the way it is run. Out of pocket expenses are also a thing.

I'm all for it, our health care system is dreadful with poor outcomes.

Health expenditure is NOT low in the UK.

It’s way below the EU average.

Me neither..articulation isn't a strong point of this poster

How is it protected from the state?

Look up 2023 figures @Blossomtoes. I think you might find that the UK is spending about 90-95% as much as France and Germany. But differently. And more to the point without the same results.

@AboutYouTalk this is really not correct.

There are lots of posts upthread that explain it more eloquently than me, but this is a cut that will benefit working people. Particularly whilst more and more people are being pushed into higher tax bracket- remember, the mean salary in the uk is about 35k, so higher tax payers are only earning 15k more.

If she needs care it's not her asset and I've owned it for over 10 years sp can't be taken.

I suspect the issue isn't not having enough money but gross money mismanagement.

Can you post a link to that?
Did you read the link i posted that says otherwise?

Oh, we've got to personal insults and boring. I'm only here for the big discussions.