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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Budgeting or spending

7 replies

wurlycurly · 15/10/2023 21:08

My dh quit his job a few months back. We won't suffer financially in the short term because we have money in a pension pot. We rent and our Ds is in year 10. I work but don't earn much money. I'm now working full time. Dh quit without telling me. I want to economise but dh says there is no need. He spends what he wants and I am scraping around trying to save money and growing more resentful as he spends as I work. I feel uneasy spending if we are running on a deficit
Yabu: spend away
Yanbu: rein it in and save

OP posts:
Gazelda · 15/10/2023 21:15

Do you mean you're living off a pension? Are you pension age?

Is he looking to get another job?

What savings do you have?

towriteyoumustlive · 15/10/2023 21:16

He is spending his pension pot?!?!?!

If he isn't working then you need to budget and not over spend.

He needs to get a job!

Ragwort · 15/10/2023 21:18

using money in a pension pot should be your absolute last resort!

Summer2424 · 15/10/2023 21:21

Hi @wurlycurly
Yanbu, rein it in and save x
I wouldn't touch the pension pot, ideally it would be better if your husband gets a job asap.

wurlycurly · 15/10/2023 21:21

He is trying to find work! But he is sort of viewing his career break as a holiday and I'm panicking a bit (a fair bit)

OP posts:
Hankunamatata · 15/10/2023 21:22

Isn't there penalties withdrawing money from pension pot?

wurlycurly · 15/10/2023 21:33

Hankunamatata · 15/10/2023 21:22

Isn't there penalties withdrawing money from pension pot?

It's not a 'pension' it's money invested for the future iyswim

OP posts:
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