Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Am I financially controlling?

34 replies

Donewiththisshit · 13/10/2023 17:22

My (d)H has always been shit with money. Over the years there has been a pattern of getting into credit card debt, hiding it, lying, I find out, I work harder to pay it off. This has happened to the tune of around £150k in total. Each time he promises he won’t do it again, promises he won’t lie, happens again nadda nadda nadda nadda.
I have worked harder and harder to ‘sort out the mess’ with the result that my career has benefited and I am now a relatively high earner (mid 6 figures). I work long hours.
He has his own business, the debt is related to this in the main although he does pay some bills. His income doesn’t cover his overheads and outgoings. He also attributes the debt to the fact that whenever he has time off work he does not earn (when we go away for example). I generally give him money to cover this but sometimes he declines and says he is fine.
We agreed he would work less when the children were small but they are almost adults now.
I pay for mostly everything else and give him a monthly amount ( around £1k). I do all the life admin but would prefer not to. He neglects his own admin which results in fines or wasting money.
I am resentful, angry and the marriage is shit as a result.
He is a popular bloke, great fun, great dad, does loads around the house.
His friend thinks I am financially abusing him, he doesn’t make much money and I ask too much of him to pay some bills. My (d)H says he lies because he is ashamed and scared of me.
Either way we have an issue.
I know this sounds cliched but despite knowing he will never change, I love him (although the marriage is not currently a loving one) and I know it will break my children if we split.
Am I financially abusing him? There are plenty of men out there with stay at home wives who contribute nothing financially. Should I encourage him to give up work and I ‘keep’ the whole family in the same way? Although I personally feel the resentment would be huge but when the gender roles are reversed resentment does not seem to be an issue.

OP posts:
Supersimkin2 · 13/10/2023 21:00

Your DC won’t be ‘broken’ by a divorce.

They’ll be relieved he’s not bleeding the family dry when they’ve got uni
and housing bills to pay.

Give them money now as a regular habit - reduces how much you have to pay DH to leave.

Doggymummar · 13/10/2023 21:01

If you are earning half a mill(mid six figures) and giving him a grand, from outside it looks mean. My oh earns 90k for example and gives me £1500 but I assume your oh is not telling his friend even half the truth of the situation.

Khvdrt · 13/10/2023 21:10

I can’t follow how you’re financially abusing him. Is it him that says this? I wonder if they even say it all. Stop pulling him out of financial holes; you are essentially bank rolling a hobby for him and I cannot see how that’s fair.

Hankunamatata · 13/10/2023 21:37

You love him it's worth giving counselling a try. If his business is causing debt then he needs to fold it and get a job, even part time but then he needs to be responsible for housework if your carrying mental load

Phleghm · 13/10/2023 21:40

Why is he scared of you?

C1N1C · 13/10/2023 21:49

If genders were switched, everyone here would be saying the man should pay everything proportionally... so if he earned 450k and the woman 50k, the split should be 9:1.

If they were being FAIR, they'd say you OP should be paying the same... OR they'd say all money should go into a joint pot.

The bit that people are getting worked up over is the 150k debt. It shoes he can't be trusted with large sums of money. I guess the question is, if you bailed him out and he kept getting back in debt, are you willing to keep bailing him out... or will you draw a line somewhere and bail yourself out.

LizzieSiddal · 13/10/2023 21:54

No you are not financially abusing him, you’re bending over backwards to keep the family finances on an even keel!

How did you find out what the frond said? Did he offer this information to you? I bet he did and it was done so you feel bad and give him more money!

Daffidale · 13/10/2023 22:50

You’re resentful and angry. He’s ashamed and scared. Before you get into the financial practicalities, if you want to try keeping your marriage together then you need some honest communication and to work through those emotions. Some counselling would help.

the financial situation sounds complicated by his business. If that really isn’t profitable and is in fact making a loss then that needs facing up to. Your family finances are propping up that business. That has to be a joint decision, not his alone.

Financially you could certainly make a go of him not working given your salary. If his business isn’t profitable that’s essentially what you have now anyway - you are the sole source of income. But the two of you need to work out what the quid pro quo is there. If he’s bad at admin, expecting him to take that on is unlikely to work. But can he contribute in other ways?

And you also need to be comfortable that your income is now joint household income - it’s all one pot, bills come out if that, and then you both get saving and spending money from what’s left. Are you happy splitting that equally? Or do you expect to have more money for luxuries to spend on yourself than he does?

Mydogmybestfriend · 13/10/2023 23:05

He's not your son and you aren't his mum
He knows you will always bail him out of the issues he has caused. His mum probably did the same with him

New posts on this thread. Refresh page
Swipe left for the next trending thread