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WTF? £600 winter fuel allowance for all pensioners!

1000 replies

user1497207191 · 13/10/2023 13:34

No wonder the country has no money and the deficit/debt is getting bigger.

MIL just phoned up saying she'd got a letter telling her £600 was on the way to her and asking why, when she doesn't need it?

Just why??? She's not claiming means tested benefits. Her state and her husband's occupational pension are already far more than she needs to live on, meaning she saves a few hundred pounds a month into ISAs (which already stand at over £100k). Owns her own house, so no rent/mortgage.

Why the hell can't this money be directed at those who actually need it or more worthy causes? It's insane to keep throwing money at people who don't need it.

She doesn't need it, she doesn't want it. She wouldn't miss it if it wasn't paid to her.

If they can means test the child benefit and claw it back from those earning over £50k, why can't they come up with a way of ensuring winter fuel allowance is only paid to those who may need it? Why not only paid to those pensioners claiming pension credits, or rent allowance, or whatever?

OP posts:
Thread gallery
24
VeridicalVagabond · 13/10/2023 15:09

My gran is getting hers too and she's going to buy a load of stuff for the food bank with it.

It is a bit mental to be giving free money to people who truly don't need it when there's families struggling to feed their children.

margotmargeaux · 13/10/2023 15:09

Eustaciavile · 13/10/2023 13:53

Envy, Ageism and ignorance all on one thread.
such fun.

Exactly this

horseyhorsey17 · 13/10/2023 15:09

It's a £600 bung from the Tories to the people most likely to vote for them at the next election.

Immoralplant · 13/10/2023 15:11

I generally think non means tested benefits are a good thing. But 'pensioners' are a very heterogenous group.

My father, who is still in excellent health, has enjoyed over a third of his life on a very healthy final salary pension. He certainly doesn't need extra money from taxpayers who will have to work a lot longer and get a lot less money in their retirement.

MereDintofPandiculation · 13/10/2023 15:11

GertrudePerkinsPaperyThing · 13/10/2023 14:57

Got it in one.

Im quite in favour of universal benefits but what grates is the double standard. No CB if you earn over a fairly modest threshold even if that’s the sole household income, and hasn’t gone up in over a decade, but all pensioners can have benefits, even if billionaires?

That doesn’t seem fair to me!

I don’t think you’d save much money if you limited fuel allowance to those whose pension exceeded £50k

Frabbits · 13/10/2023 15:12

IClaudine · 13/10/2023 15:00

This issue has been done to death on MN. Always brings the ageists running to have a froth.

It's not ageist to question whether it makes sense to hand out winter fuel payments to what is the single wealthiest demographic in the UK unconditionally. There are people out there who do not need that money, and there are people out there who do need it but don't get it, or don't get enough. This is a fact.

Lots of people are coming out with the standard "it costs too much to means test" excuse but nobody has actually produced any figures around why that might be the case.

IClaudine · 13/10/2023 15:12

All the people moaning about this and the state pension etc , I take it you have plans in place to ensure you don't get old? That is the only reason I can see for the desperation to make your future lives less pleasant.

Thisisnotlikehim · 13/10/2023 15:12

AutumIsOrange · Today 13:35

Because Tories need the pensioners vote to win the next election.

First post nailed it. No need for further discussion. I think it’s appalling.

OhwhyOY · 13/10/2023 15:13

I don't see why you couldn't apply the same process as is applied for the high earners claiming child benefit. If you earn over X per year then you are expected to complete a self assessment tax return (even if you have no other income that would require you to do this eg rental income) and to include your child benefit details in that so that you return the amount that you are expected to return. Why could the same process not be applied to high earning pensioners? You could put in place the same process also as child benefit where you have to actively choose to claim it such that those people who didn't want to have to do a tax return and didn't want the money anyway could avoid the hassle.

AGovernmentOfLawsAndNotMen · 13/10/2023 15:13

If pensioners don’t want the money they can give it to charity, friends, neighbours, family who they believe are in greater need.
Perhaps OP yours could do the same.

Or maybe back to the Government, although I seem to remember someone on MN before said giving it back wasn’t possible.

Highandlows · 13/10/2023 15:14

Another reason we are leaving. The hate to the elderly in this country. I can’t believe people can start a threat like this. Others wishing them to freeze so that they can get their houses. All because this stupid narrative that they vote for the tories. Even more concerning people saying that their own parents and family should not get it as more well off than themselves. Disgusting!

VanGoghsDog · 13/10/2023 15:14

NoSquirrels · 13/10/2023 13:46

Why not only paid to those pensioners claiming pension credits, or rent allowance, or whatever?

My MIL also owns her own flat, so no rent to pay. But she only gets the state pension and then a tiny occupational pension (like, £200 a year or something). This tiny bit of extra pension renders her ineligible for pension credit or any other benefits. Usual story, she was divorced in her late 50s with no career to speak of and thus no wealth - she’d expected to retire with her husband. Last winter she didn’t put the heating on at all hardly, due to fear of the bills, and got damp patches appearing everywhere. She absolutely does need the winter fuel allowance. In contrast, my dad - also a home owner - absolutely does not.

My MIL is one of the pensioners who’d probably be much better off if she’d never saved/owned and was in council housing with all the attendant benefits. There’s lots like her.

It’s way too simplistic to think there’s s solution that doesn’t have a disadvantage to someone. At least this way my MIL does get £600 for heating, even if my dad who doesn’t need it gets it too. Under any of the current means-testing like ‘only if you’re in receipt of pension credit’ she’d miss out and be even more scared to hear her home.

She could ask her pension provider if they offer a single lump sum buy out for this small pension and then do the maths on what they offer. They probably will, most do. Then she won't have it as "income" and can reapply for pension credit.

It won't be much I shouldn't think, and there's nothing to stop her just spending it. I expect she needs a new washing machine anyway!

butterpuffed · 13/10/2023 15:14

IClaudine · 13/10/2023 15:04

Older people are far more likely to vote Tory

True. Anyone over 40 is more likely to vote Tory.

Winter Fuel Allowance has been around since the late 1990s , introduced by Labour .

JPSully · 13/10/2023 15:15

IClaudine · 13/10/2023 15:04

Older people are far more likely to vote Tory

True. Anyone over 40 is more likely to vote Tory.

Possibly more 50+

WTF?  £600 winter fuel allowance for all pensioners!
Fionaville · 13/10/2023 15:15

GasPanic · 13/10/2023 14:49

Then the correct approach is to argue that the threshold for pension credits should be increased, not that all pensioners regardless of their financial status should get money.

And no, I don't think asset rich cash poor people should be subsidised simply because they hold their wealth in one particular type of asset. It's very wrong thinking to me because it just encourages people to focus on that asset and not prepare themselves for the greater flexibility in finances that is necessary in old age.

The good news is that it simply won't go on forever, because the country can't afford it. This has been pointed out by many people on this site before. It's simply a matter of time and the clock is ticking.

'Wrong thinking' For being a home owner? My parents and their generation were encouraged to buy their homes by the government. They scraped through the massive interest rate increases, strikes and civil unrest of the 70s and 80s. And now they are 'asset rich' because they own their £90K home? So what should they do? Sell it and rent? In todays rental market, how long would that last? So take that £90k house they worked hard for, rent a flat and pay it to a profiteering landlord?
Give it a rest. I don't know what lifestyle you posters think the majority of pensioners are living. You should try spending a few days in the community centres round here and see pensioners coming for OAP lunch lunch, to keep warm. Come and tell the home owners in their ex council houses and bungalows, that they are asset rich, so don't deserve a bit of money towards their heating.

MereDintofPandiculation · 13/10/2023 15:15

Alstroemeria123 · 13/10/2023 14:59

Agreed, but they are also at home more so have higher heating costs.

I just don’t think pension credit would be a sensible cut off for winter fuel allowance. It’s too low.

I do think it should be given as a credit on bills, however, not a cash sum.

Also higher heating costs as they can’t tolerate lower temperatures or compensate by vigorous activity.

And lots of extra costs because of being unable to do things for theirselves as they would have done when younger.

VanGoghsDog · 13/10/2023 15:15

AGovernmentOfLawsAndNotMen · 13/10/2023 15:13

If pensioners don’t want the money they can give it to charity, friends, neighbours, family who they believe are in greater need.
Perhaps OP yours could do the same.

Or maybe back to the Government, although I seem to remember someone on MN before said giving it back wasn’t possible.

It's always possible to give money to the government, voluntary taxes have always been a thing.

YetMoreNewBeginnings · 13/10/2023 15:15

OhwhyOY · 13/10/2023 15:13

I don't see why you couldn't apply the same process as is applied for the high earners claiming child benefit. If you earn over X per year then you are expected to complete a self assessment tax return (even if you have no other income that would require you to do this eg rental income) and to include your child benefit details in that so that you return the amount that you are expected to return. Why could the same process not be applied to high earning pensioners? You could put in place the same process also as child benefit where you have to actively choose to claim it such that those people who didn't want to have to do a tax return and didn't want the money anyway could avoid the hassle.

Because then it would become even more apparent that the “savings” in means testing child benefit are actually outweighed by the cost of doing so, even taking into account that lots of people don’t claim.

Fightyouforthatpie · 13/10/2023 15:16

Frabbits · 13/10/2023 15:12

It's not ageist to question whether it makes sense to hand out winter fuel payments to what is the single wealthiest demographic in the UK unconditionally. There are people out there who do not need that money, and there are people out there who do need it but don't get it, or don't get enough. This is a fact.

Lots of people are coming out with the standard "it costs too much to means test" excuse but nobody has actually produced any figures around why that might be the case.

Edited

No-one has produced any figures at all on the costs of means testing winter fuel allowance - just vague assertions.

RedCrossSupporter · 13/10/2023 15:16

Frabbits · 13/10/2023 15:12

It's not ageist to question whether it makes sense to hand out winter fuel payments to what is the single wealthiest demographic in the UK unconditionally. There are people out there who do not need that money, and there are people out there who do need it but don't get it, or don't get enough. This is a fact.

Lots of people are coming out with the standard "it costs too much to means test" excuse but nobody has actually produced any figures around why that might be the case.

Edited

The over 65s are only the wealthiest because they are sitting in houses that have inflated massively in value and they have pension savings that they will draw down to survive on until they die, although many more are having to return to work as they have no pension savings and state pension isn’t enough.

It is normal that the older you are, the more assets you have because that is what you work for and save up for your entire work life.

EverythingYouDoIsaBalloon · 13/10/2023 15:19

maddiemookins16mum · 13/10/2023 14:04

For every ‘Pensioner’ on MN with thousands in the bank, there are hundreds of thousands with nothing, sitting there freezing.

Exactly. There are some really clueless comments on this thread.

Day0fNOReturn754 · 13/10/2023 15:19

We have the same discussion every year !

If you are in your 20s, 30s, 40s, 50s in good health & able to work

Could you really say to someone in their 80s, 90, 100s that they should not have this money?

Society is supposed to be how we treat our children, sick & elderly !

user1497207191 · 13/10/2023 15:20

@Fightyouforthatpie

No-one has produced any figures at all on the costs of means testing winter fuel allowance - just vague assertions.

Exactly. And people are acting as if it costs nothing to pay it to all pensioners. There will be small armies of administrators, managers, etc., managing and administering the payment of the winter fuel allowance. It doesn't happen by magic. Yes, obviously there'd be a admin/management cost to means testing (or limiting in other ways), but if it was paid to only half the existing recepients, there'd be a saving in admin/mgmt (less people to pay), to offset the costs of means testing.

OP posts:
AGovernmentOfLawsAndNotMen · 13/10/2023 15:21

EverythingYouDoIsaBalloon · 13/10/2023 15:19

Exactly. There are some really clueless comments on this thread.

Exactly.
Its very sad to read comments on this post.

User1748953 · 13/10/2023 15:21

I shall look forward to receiving my £600 next year then.

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