Been with partner about 20 years, house in his name as my credit rating was poor. Earn average wage after retraining for 4 years. Two kids in uni so unable to move out. If I moved out partner could not afford to keep up with all payments. If I moved out I could not afford rent for bedroom size needed and could definitely not afford to run a car. Have put name and on housing association list but do not meet criteria. If I won the lottery I’d be out in a min but it seems financially impossible. Just a lot of people on here say LTB as if it’s easy!