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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Outgoings more than incoming

27 replies

TwentyTwenty20 · 26/09/2023 19:18

My outgoings every month are either more than my outgoings or just under. My rent is 950, food, petrol, council tax, gas and electric, water etc all adds up. I get a little bit of universal credit and also have some debt as I had high childcare fees until my son recently started school.

I need to increase my income. Is there such thing as an evening job that can be done from home?

I've even resorted to raking surveys which make me about £3 a day. I'm budgeted up to my eyeballs. Looking for a cheaper house but every one I apply for I get turned down. Have sold lots of things.

Does anyone have any advice because I just can't keep going on like this.

OP posts:
larlypops · 26/09/2023 21:33

If you do deliveries remember it racks up your mileage and wear and tear on the car, you also need special insurance and by the time you work out your hourly rate it’s mostly a few quid an hour after fuel, I used to do it every Friday, most people pay on card so rarely make a lot of tips.

do you get your rent paid or a % paid through UC?

If you want to clear your overdraft speak to your bank or get debt advice about closing it and setting up interest free repayments.

MrsMoastyToasty · 26/09/2023 21:36

Shop around for everything - cheaper insurance, utilities, broadband .
Are you getting single adult discount on your council tax? Can you pay over 12 instalments if currently paying over 10?
Are you on a water meter? If you are then ask your water company for water saving devices. If not, look to see if it would be cheaper than paying water rates.
Do you have a drive you can rent out?
Is your tax code correct?

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