DH is a Maths teacher in a very deprived area at a state secondary (requires improvement). Prior to the pandemic he was in a 'naice' area with kids who cared (a 'good' to 'outstanding' state school - of which this area has plenty) and he found his job pretty easy - some parts he hated (observations) but ultimately he enjoyed his job. Pandemic hit as he also moved schools, he didn't know the area as he followed me to my hometown in the South (he's from up north) we warned him that despite being only 20mins away, it was a different world.
Last academic year was awful. DH was punched a few times, two of his students were arrested and charged with murder/attempted murder type crimes, lots of gangs, parents selling vapes to the kids at school. But worst of all, it was the stress, the admin and the daily breakdowns to me where I would convince him to stay, get my head bitten off, and he was always in a bad mood.
DH has been a tutor for a while and balances A LOT. But now were are ttc and realistically, he can't do both if and, hopefully when, we do have a baby. DH and I formalised his tutoring through a company and began setting up a good website etc (I work in finance - DH can also code websites) and we are now very popular in a short space of time. We have a number of people working for us.
DH makes just over £50k as a tutor, the business makes £40k profit at present (50/50 partners) with the amount of work we put into it (weekends mainly, been running less than 2 years). I am not quitting my job and I earn £120k. We can easily survive without his teaching salary (£55k). However, DH is scared and the notable issue is that his pension would massively be impacted.
By quitting his job, my argument is 1) better health (less stress), 2) we can grow the business, it has amazing potential as we do something unique (outing) but to make it more impactful, we'd need more time from him in it and we could, genuinely, be a 7 figure business.
Teaching is easy to go back into - Maths jobs are everywhere and worse comes to worst, he could do supply work.
Now, AIBU to suggest (not actually 'tell') DH to take a risk now and quit. If things don't get better / we aren't successful, he can start a new job next September? I can't deal with the temper, the moaning, the stress that follows him.