I'm calling her Liz, not Betty, because I cannot with a 46 year old woman being called Betty.
Lovely 2-3 bed apartment in a Victorian conversion, and her own garden; mortgage nearly paid off (she bought a smaller place in her early thirties and made a mint on it when she sold it a few years ago). One cat, very chunky and amiable The flat is beautiful - lots of original art, band/gig posters (drone metal, experimental EDM), top-of-the-line coffee grinders, Japanese knives etc. Her friends love coming over, but Liz also likes time for herself there.
She's near the top of her game professionally in the arts, hence the comparatively low salary (she'd be making 3-4 times that if she took a similar role in the private sector). She's havering about whether to make the push for really senior management and a proper pay rise, or staying where she is with less stress. If you work in her field, you would have heard of Liz - she's very well-known and respected for having pioneered radical work.
Loads of friends who adore her, and some family nearby. Liz loves her 7 year old nephew, and she loves not having full responsibility for him. She's between partners at the moment - there was a fiance who adored her but struggled with her work ethic (he was quite laid back), and then a slightly younger girlfriend who wasn't ready then for a serious relationship. Liz would like to be with someone - what's been a surprise is that she's been courted (for lack of a better word) by so many younger men and women. Secretly she'd quite like to be part of a power couple with someone else in her line of work. You'll be pleased to hear that in two years time, Ms Right will have turned up - they'll meet through mutual friends in Liz's weightlifting gym.
She's pretty careful with her money on the day-to-day but, with no kids and low mortgage repayments, she has enough stashed away to spend on gigs and international festivals; some lovely pieces of clothes and jewelry from her favourite designers, and also some bespoke clothing. She also loves the occasional splurge on a business-class flight or a fancy hotel somewhere, just because she can.