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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think moving to a cheaper area is not that easy?

3 replies

malificent7 · 16/08/2023 10:34

This no longer applies to me as I have now got a mortgage but only due to inheritance from my dh mum and my mum...not working hard or living off beans or any of that shite.
However, when I was a single mum, many on here advised me to move up North where it was cheaper. So basically people are supposed to uproot their and their child's entire lives, away from family, friends and general support network in order to get on the property ladder? This advice probably comes from those with great houses anyway.
Obviously, trying to buy in Chelsea is not wise if on an average wage but why must " move up North" always be the answer?
Disclaimer...I did uni in Liverpool and it was fab but no support network there any more.

OP posts:
Wenfy · 16/08/2023 10:41

You need to weigh up the costs of houses, childcare against the cost of losing that support. For a lot of well paid professionals moving makes sense because they can afford to buy in childcare or travel out to family support (or move them to the new place). Example - I’m Indian origin in the UK. In my culture it’s quite common for professionals to move for house purchases and for parents to rent out their houses, pool incomes, and buy a new place (or several places) together. Not sure why white British professionals don’t tend to do this as it does save money.

Sunsnet · 16/08/2023 10:54

It's when people say that when someone on a low wage and a renter that amazes me. If someone can't afford their rent, how exactly do you expect them to save up for moving costs, deposit, first months rent...! Let alone find and secure a job up north before they move there (to an area with fewer jobs) so they can show they can afford to take on a new tenancy as well as house hunting in an area they don't live in. Then there's new schools and uniform to buy. Moving away from your support network and emergency childcare... the reasons it's not that easy are endless!

ComtesseDeSpair · 16/08/2023 10:54

I don’t think it’s often suggested that it’s easy to do; but if somebody is asking “I’m a single mum and I only want to work part-time around school hours, I earn about £25K which wouldn’t even get me a mortgage on a shed in London, how do I get on the property ladder?” then “move somewhere cheaper” is usually the most obvious answer. Though I suspect that oftentimes the OP posting that sort of question just wants a whinge and sympathy rather than advice, as it’s unlikely they really think there might be any magic or secret answers to the question that they haven’t thought of yet.

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