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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To never feel completely comfortable renting

70 replies

yippyde · 14/08/2023 23:07

I just so badly wish I was in a position to buy but I am not yet. And whenever I'm renting I have this underlying anxiety constantly.

It's knowing that we can be kicked out with two months notice at any time for any reason.

It's that even though we always pay rent on time, our landlord is always determined to find a way either not to fix things, fix them cheaply or insist that we caused it.

It's that most times I've moved out of a property they have tried to take charges from the deposit. Even though the deposit protection agency has never sided with them, it seems like fair game for landlords to have a try at a bit of extra money and it's still stressful to have to have the fight.

It's that at the moment I'm studying and waiting to start a job in a new career in approx two to three months while my DH is a SAHP so we are living off savings for the time being. If we had to leave we would not find anyone to accept us without income and would need to move in with my parents, cramped in a house with four adults, an infant and their dog until I start my new job and then actually find a place.

It's house inspections and how intrusive they feel.

It's that any time the landlord does come around to assess a problem I've reported I feel I have to make it sparkling clean. I also feel like I have to prepare for him to blame us for causing the problem even when it would be ridiculous to. He's coming tomorrow and I'm already worrying and know it's going to be a big thing that's on my mind all morning.

It's that we purposely went for an agency managed property hoping that they would help with landlord issues and know about tenant rights but they have been useless and I suspect dishonest. Any time we report an issue it takes constant phone, email and even office visiting follow ups because they ignore us all the time. They clearly don't like the landlord either but just shrug and say that there's nothing they can do when he drags his feet on sorting things that he's contractually obliged to sort.

It's that the answer isn't ONLY to get a better landlord (although it does help) because I've had one or two decent ones and even then I just don't feel completely comfortable knowing that my home can be taken from me at any time and I would have to start again, move furniture, set up bills etc.

It's that you can't fully make it your own. Yes you could paint rooms and paint them back at the end but it's not the same as owning a house and saving up so that you can get a new kitchen put in exactly as you want it etc and over the years being able to build something you love.

It's that everything's always a bit rough around the edges. Stiff doors or wonky drawers or little things that aren't "repairs" as such but are just evidence of how everything is done in the cheapest possible way by the cheapest person available.

I've grown up with a family of tradesman and everything in the house was solid and robust and fitted well and so I suppose the rented places I've lived in have been quite noticeably different.

With this house particularly I've just never settled and so I suppose the feeling is even stronger than usual. I loved it when viewing but ever since moving in I've disliked the house and the vibe. It's just doesn't feel homely no matter what I do. Its very old and things are just constantly going wrong with it.

In a few months we will financially be in a position to move to another rented place but when we found this one there were waiting lists for viewings and people making renter CVs. I don't think the situation has improved - I look regularly and there's just hardly any properties for rent and they go so quickly. So it's finding somewhere suitable and actually being picked out of probably a lot of prospective tenants (let's face it, young professionals are going to be more popular than a couple with a baby).

I know that if you can't afford to buy then this is just how it is. And I know that the answer from a lot of people is that I need to earn more money so I can buy. I'm trying - hence the career change - but it will be a good few years until we can consider it I suppose.

I just really wish in the mean time that I felt comfortable and secure in my home instead of having that constant underlying anxiety. I think it's so important to feel safe and for home to feel like home.

OP posts:
Singlespies · 16/08/2023 07:55

Renting sucks. My only ambition when I was young was to own a home and I bought before doing anything else. It was a different era, though, and I could but a flat on 3x a new grad salary.

Other Uni friends travelled or experimented with jobs or further study but I wanted a home.

Defiantjazz · 16/08/2023 08:08

I rent but I’ve been here for about 17 years so maybe I’ve been lucky. First place I rented I got a letter through the door after a year saying they were selling so I had to move. If that sort of thing kept happening it would of got very stressful very quickly.

The fittings and fixtures are a bit crap basic but the landlord does fix things. The idea of being solely financially responsible for the upkeep of a property does scare me a bit tbh.

Threenow · 16/08/2023 08:22

BeagleMum1 · 16/08/2023 07:10

If I may ask, What is the personal savings limit to qualify for social housing?

I'm not in the UK so I don't know what it would be there, but here it is a lot less than the amount of money I have.

larlypops · 16/08/2023 09:07

We had to move so many times when mine were young, 3 times before my son was 3 due to properties being sold, it’s expensive having to get deposits ready before you get yours refunded and moving vans etc.
it’s frustrating never knowing how long you will get to live there.
I stayed in my last one 6 years, the agency were good but never did any upkeep in the 6 years.
We then got offered a HA house which we’ve been in two years, The HA are still crap at repairs but I have security and can treat it like my home within reason decorating wise.
We’re moving again next month this time our choice and through the HA, hopefully that’ll be it now.

pinkdelight · 16/08/2023 09:20

Totally get it, but sure you're feeling it worse right now because neither of you is working. Whether I've been renting or had a mortgage, I'd never have dared to not work and study while DP was SAHP. Few people could do that and feel secure, esp with an infant in the mix, so the calculation must have been worth the risk and this period of stress. Hopefully it'll pay off soon and you'll be on the ladder. Things are often scary and money is often tight with a new baby but there's two of you and you have a plan. Good luck with it all!

yippyde · 16/08/2023 15:47

Honestly I'd never even considered we might be eligible for social housing as I thought it was for people on very low income and who received housing benefit. I just saw the maximum income you are allowed to earn and I am surprised by it. I definitely would love some extra security but I can't imagine we would end up very high on the list at all.

OP posts:
yippyde · 16/08/2023 15:50

I do understand that not all landlords are bad. We actually did have one really quite good one. I forgot but he was the only one who didn't try to take our deposit and thanked us for keeping the place so nice.

He also put new carpets in for us when we moved in without us needing to ask.

He was a nice guy and having a nice landlord really does help but he decided to move back into the house himself. He gave us a bit longer than two months notice but we still struggled to find somewhere else and still has to leave our home.

I don't blame him and he did nothing wrong - it's just that even when you have a good landlord there's still always the worry they can get you to leave and so I would be reluctant to really put money into a place and "make it my own"

OP posts:
Beeinalily · 25/09/2023 15:58

And here we go again - my landlady is selling the house. It's never possible to feel secure when renting.

Heb1996 · 25/09/2023 19:17

@LordSalem we are similar. Have been renting out our previous home for over 10 years to the same tenants and we’ve only increased the rent once by a very small amount during that time. We’ve allowed them to feel comfortable and secure but obviously at the end of the day it is our house and we’ve now got to the point where we need to sell it and have given the tenants 3 months notice. We’ve also given them first option of buying it but unfortunately that doesn’t seem to be an option as they haven’t got a deposit. It’s a shame and we feel for them that they have to move after 10 years but that is always going to be the problem with renting. It isn’t secure for life but not all landlords are awful people. We could have made a lot more money by raising the rent every year but we valued having settled and happy tenants more than extra money.

Royalbloo · 25/09/2023 19:19

I was the same and found a shared ownership house instead and my stress levels have plummeted.

The only thing I'd suggest is maybe asking for a longer tenancy agreement in the meantime so you feel more secure x

Yldzvdt · 25/09/2023 19:28

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

arcadiamadia · 25/09/2023 19:28

Yanbu renting sucks. I felt just like you and buying was a huge relief. Hope you're in a better situation soon.

PerfectYear321 · 25/09/2023 19:32

Coolasakebab · 15/08/2023 06:53

Sounds grim. I just don’t think the government properly understand this. So many people not having kids because they don’t feel ‘settled enough because that are renting precariously.

in other wily countries investment companies will build rental apartments and lease them. They have more of an incentive to repair things regularly, and have the funds to do so. They also don’t turf people out on a whim. I think these developments are what we need to encourage here. But yes in the meantime renting is 100% shit

Big corporations are probably worse than small time landlords. My friend has a council house and you would think they would be good at repairing things, right? Wrong. She's been complaining about damp and mould for three years and even complained to the housing ombudsman three months ago but has heard nothing back from them. She's had a separate repair issue that she was in tears about last week as they've let her down so many times since January about.

You should follow @Kwajotweneboa on Twitter who has been exposing the reality of the disrepair scandal concerning large housing providers in England

Sassoon · 25/09/2023 19:35

Yip. I know there will be defensive landlords hopping in here to say they're nothing like that and actually Mother Teresa but the reality is when it comes to profit they do what suits them 🤷‍♀️

Helenahandkart · 25/09/2023 19:39

Renting is utter utter bullshit. You feel like a perpetual child. Please can I put some posters up? No. Please can I paint my room? No. Please can I have a cat? No. Even if the landlord keeps things in good order they are never the way you want them to be, and to be honest not one of my landlords ever kept things in good order.
Water pissing through the ceiling, through the electrics. Cupboard doors falling off. Windows that won’t shut. Heating that doesn’t work. Damp that ruins all your possessions. Slugs. And no power to do anything about it.

HauntedPencil · 25/09/2023 19:52

I rented for years and felt the same, particularly with kids. It's horrible. And we had some shit houses for letting agents that did the referencing again every time we renewed and charged us a couple of hundred pounds.

mathanxiety · 25/09/2023 19:59

AlfietheSchnauzer · 15/08/2023 22:16

@LucyGru Take another example: I will never own a Birken bag because they are artifically restricted by the industry. That's fine. I think it's fine that Victoria Beckham owns more than 100 of them while I will never own one. Them's the breaks. She is richer than me. My mental health, social opportunities, career, and children's education are not limited in any way by me not owning a designer handbag. I don't need a designer handbag. What I do need, though, is a house. Need. Not want.
I want a system in which everyone is securely fed, housed, and educated before some people start profiting off those who aren't

Excellent post.

Winter2020 · 25/09/2023 20:25

Heb1996 · 25/09/2023 19:17

@LordSalem we are similar. Have been renting out our previous home for over 10 years to the same tenants and we’ve only increased the rent once by a very small amount during that time. We’ve allowed them to feel comfortable and secure but obviously at the end of the day it is our house and we’ve now got to the point where we need to sell it and have given the tenants 3 months notice. We’ve also given them first option of buying it but unfortunately that doesn’t seem to be an option as they haven’t got a deposit. It’s a shame and we feel for them that they have to move after 10 years but that is always going to be the problem with renting. It isn’t secure for life but not all landlords are awful people. We could have made a lot more money by raising the rent every year but we valued having settled and happy tenants more than extra money.

Hi,
You could investigate I it were possible to sell to your tenants by gifting them a 10% deposit (basically selling at a true bargain price reduced by 10% from full market value.

https://www.nationwide-intermediary.co.uk/lending-criteria/purchase-types#concessionaryPurchase

If you are interested I would look into it a little before approaching them as you wouldn't want to get their hopes up if there is no chance it is possible.

Purchase types | Nationwide for Intermediaries (NFI)

Read more about our concessionary purchase/ genuine bargain price, restricted resale price and restricted resale market criteria

https://www.nationwide-intermediary.co.uk/lending-criteria/purchase-types#concessionaryPurchase

Climbin · 25/09/2023 20:59

I hate it have brought our family up in London rentals and seem to spend half the year worrying about the next tenancy renewal. Have usually managed 3-4 years per property before the dreaded axe of sale falls, but horrible to lack that security. Rental prices now through the roof so goodness knows what will happen next time

Zebedee55 · 04/04/2026 16:47

Coolasakebab · 15/08/2023 06:53

Sounds grim. I just don’t think the government properly understand this. So many people not having kids because they don’t feel ‘settled enough because that are renting precariously.

in other wily countries investment companies will build rental apartments and lease them. They have more of an incentive to repair things regularly, and have the funds to do so. They also don’t turf people out on a whim. I think these developments are what we need to encourage here. But yes in the meantime renting is 100% shit

This government have made it worse with the Renters Bill. Landlords are selling up in droves. 🤷‍♀️

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