As you gained experience? Yet it has shot up again this year after slowly going down over the last 7 years I've been driving (full no claims, no convictions etc)
I just replaced my car, previous car was an 09 plate 308sw with a 1.6l engine, now I have a 13 plate scenic with a 1.5l engine. Today I went to buy the insurance after getting quotes when considering the car (didn't purchase at the time because I didn't know if I'd get it) and while going through the bits on the insurer's site the price jumped from £53pm to £80+, nothing had changed in the 2 days since I got the quote 🤔
Finally found one that didn't jump up after being redirected but I had to insure it from tomorrow as it they wanted an extra £5 a month (so £60) to insure me for the extra 12 hours! I only wanted to go shopping! 🙈
All this was after phoning my current insurer to change the car, for them to say it would be £77 a month up from £55 I was paying on my old car (which has already jumped up from £43 when renewed in June).
I've only been driving 7 years, so I thought my price would keep dropping for a bit yet, my parents pay half what I do but now mines going up not down! I get it's a newer car and it's slightly bigger generally (though smaller engine), but I perhaps wrongly assumed that they would consider a 10 year old car with half the amount of miles on it would be a tad safer to drive than one 5 years old, I'm sure when I changed from an 04 plate 207 to the 308 it went down! And what has changed since 31st July when I checked it would be similar to what i was paying, to getting quotes £30 more!?
I did a quick Google search and a couple of sources said it's happening a lot this year, so has anyone else been taken by surprise at their renewal quotes? Is this a temporary issue or will car insurance be something that stays high do you think?