Please or to access all these features

Add post

Watch this thread

Save thread

Start a new thread

Flip thread

Hide thread

My feed

Active Unanswered threads

Getting started FAQ's

Unanswered threads Acronyms Talk guidelines

Hide shortcut buttons

Talk

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Flip

1 2

Original poster

Send you £10

50 replies

Itsacrazyworldisntit · 14/07/2023 08:58

Do you all have someone who could send you £10 if you needed it? Or in a financial emergency someone who could help with an unexpected bill?
Or does the buck stop with you?

OP posts:

kindmama15 · 14/07/2023 09:48

£10 possibly a close friend but I’d rather not and nothing more. I have no family to help out and every bill is on me. It’s very tight sometimes to keep the wolf from the door and yes I do work before anyone assumes I don’t.

Original poster

Itsacrazyworldisntit · 14/07/2023 09:53

My parents are both dead and I have 2 bothers who wouldn’t be able to help. I have a couple of very good friends who wouldn’t be in a place to help @Dacadactyl

The buck stops with me.

OP posts:

IfItAintBrokeBreakIt · 14/07/2023 09:58

Yes, any of my friends. Thankfully none of us have ever been in a bad financial position but we’ve always been there for each other in other ways.

I wouldn’t ask my family for anything.

CrystalPalaceAlice · 14/07/2023 10:02

Yes, but I’d never ask.

CeeJay81 · 14/07/2023 10:12

Yes but the only person I would feel totally comfortable asking is my brother though. He's that one person that I know I can depend on 100%. Thankfully I've never had to ask for money as yet and hope I don't need to in future either.

Blanketsburg · 14/07/2023 10:13

Yes, my mum. If she wasn't around, I could ask a sibling. None of us are close, but we get on OK.

DH's sister would help in a heartbeat.

In extremis, there's a friendly neighbour I feel would want to help.

I mean, £10 is a very small sum. I'd give that to a stranger in need and think most would.

Ap24 · 14/07/2023 10:14

No. I could probably ask friends but I'd never do that. Out of family we are the most financially savvy and well off. There is a member of DHs family who we no longer lend money to, they came to expect us to bail them out whilst continuing to make poor decisions.

Whichwhatnow · 14/07/2023 10:17

A tenner, yes, no problem - two of my three siblings (third lives overseas and is literally scraping for pennies for food shopping so I'd never ask), my parents and several friends. I'd have to pay it back though.

I wouldn't ask for more than that - maybe up to £50 from family if I could guarantee I could repay it within the next couple of weeks. Definitely not more than that - my parents are pensioners on benefits (not sure of details but I think partial state pension, pension credit top-up and housing benefit) and both my UK-based siblings earn low enough wages that they receive UC top-ups for their respective families, as do most of my friends.

Just thinking about it I have never been given or borrowed a penny from family since I moved out at 16 - my family are really close and would do absolutely anything practical to help if needed, but wealthy they are not! I am generally the one lending/giving money both within my family and my friendship circle 🙂

UndercoverCop · 14/07/2023 10:23

Yes, even work colleagues would lend me £10 , but I think a reason for this is that I don't borrow/ask for money, and my family and friends know I'm financially conservative, earn reasonably well, but I'm relatively frugal and save, so if I was suddenly asking for £10 they would know I would be in dire need because something had gone horrifically wrong or it was a momentary thing left cards at home and phone died and they'd get it back same day.

Weedoormatnomore · 14/07/2023 10:24

Family yes but only to a max of £100. Friends never borrowed or asked !

thecatsthecats · 14/07/2023 10:24

Yes.

One of my oldest friends has gone self employed very successfully, earns about £750/day. She'd merrily chuck me a grand I reckon, and she'd start putting work my way too (we were doing this already before I switched work when pregnant).

But my parents are selling a property and have offered us an advance on our share if we need it. This is after a family owned property was sold last year, and they already gave us an advance on that. Possibly, my in laws intend to do the same when they retire. And grandparents on that side are very generous too.

We don't need it, but I'm thankful that there are several huge steps between us and poverty, even if we weren't well off ourselves.

I think it does the genuinely financial vulnerable a disservice to pretend that for many there is a massive amount of support.

AllOfThemWitches · 14/07/2023 10:25

Yes I do, just as well as I've really fucked up financially in the past. I rarely borrow though, I'm poor and so very frugal.

caitlinn · 14/07/2023 10:26

I'm the same, the buck stops with me. We live week to week, we've had to use food banks and get help from our energy provider. I'm hoping my kids don't need to live like this forever.

UndercoverCop · 14/07/2023 10:27

Years ago before I earned what I do now and before I was with DH I'd not long bought my first flat on my own so things were tight, my car blew up and I needed it to work. I was looking at HP/finance, my dad came to me and said don't do that and pay interest, I'll lend you the money and pay me back what you can afford. We agreed a payment plan (he was willing to take less but I wanted to pay it off asap),I paid for more than half the car and he started sending any future payments back. As soon as I noticed I queried it and he said, you've worked hard you're doing it on your own and you paid back exactly what and when you said you would, I don't want the rest of it. So yes I have people to get me out of a bind

johnnydeppsslipper · 14/07/2023 11:37

Good question here.

So one set of parents (mine)yes defiantly but not for many years have I had to ask thank god.

In laws def not as even though t he y have plenty they don't share and squabble over £1 let alone £10.

Other than that the buck always bloody stops with me in my family

Since I've stopped being available with the buck there doesn't seem to have been any coffees or brekkies or lunches out at all.

Funny that

Oysterbabe · 14/07/2023 11:38

Yes, lots of people. I expect most people do?

Loodally · 14/07/2023 11:48

Nope, the buck stops with me.
It's very tough, lone parent of 11 year old twins and things are always very tight.
I've had to use food banks in the past and do occasionally skip meals.
It would be lovely to have that safety net of knowing that family would help out if necessary but it is what it is..

Elephantinasandstorm · 14/07/2023 11:51

Yes. In UK and back in my native country. They could also aak me

GeraltsBathtub · 14/07/2023 12:00

Yes, I’m very lucky. Not only that I have people I could probably get £10k from as pp said, but also that I can’t imagine myself in a situation where I would need to ask someone for £10. My employer also has arrangements to help employees in financial difficulties even if I didn’t have any family or friends willing to help.

nicky2512 · 14/07/2023 12:13

My parents don’t have loads but they would give me their last penny if I needed it. My aunt would help me too though I wouldn’t ask her. Brother on the the other hand wouldn’t give me a slice of bread if I was starving. He would find it funny. Yet I would still help him if he really needed it.

Armychefbethebest · 14/07/2023 12:18

We don't have anyone to ask my partners parents have both died as has my dad and I'm nc with my mum , I have 2 friend who I would lend in an emergency but now even that stopped as a one in a year quick borrow of a tenner turn to can you do 50 quid. It really changed our dynamic and I felt like a bank so just said I couldn't and it wasn't on the table again, we just lend the older kids now if they need x

mondaytosunday · 14/07/2023 12:19

Yes. If I was truly desperate there are several people who'd lend me much more than that.

Thelnebriati · 14/07/2023 12:27

The buck stops here - but I can get a stupid amount of credit for someone on disability benefits.

Clementineorsatsuma · 14/07/2023 12:41

I have had many many years where the Buck stopped with me, and I had no access to credit following disasters with relationships and damaged credit rating. Being poor with no access to proper credit is horrendous. Sleeplessness, worry and debt become a way of life.
I am now in a much better place. However as my income has increased, so have my outgoings and so although debt is no longer a worry, it's still month to month.
And the Buck still stops with me.

Beautiful3 · 14/07/2023 13:10

No I don't have anyone like that. I'm glad other people do, because it's not a nice predicament.

Flip

1 2