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Renting and guarantors

0 replies

UnsureHmm · 21/06/2023 11:13

Just a quick question.

If it true that some buy-to-let mortgages can refuse a guarantor?

Just asking, as I am in the middle of referencing for a property.

I thought we would need a guarantor as my partner is on a fixed term contract.

I mentioned this to the agent but she said it was fine as our joint income is above the required level. But the referencing agency asked about his job being fixed term etc, and now we may not pass without a guarantor.

But now they are saying they have to check if the landlord's mortgage allows a guarantor. Is this actually a thing?
Or are they just lying to me (as I did bring this up before paying the security deposit, but it was brushed off).

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