To be fed up with the amount of tax / ni I pay

[Elephantstone1]

although my salary looks decent from the outside. I’m beginning to get really fed up with the amount of tax / ni I pay.

so on £60k end up coming out with just around £3k per month from £5k after all taxes (including council tax) have been paid.

we’re not entitled to any help that others may get

my commute costs about £400 a month, but I’ve already paid tax on that money, so i have to earn about £600 a month to pay for it.

i know I’m lucky to be on a decent salary. Just with the col increasing, I’m getting a bit fed up

You think the "rich" neighbourhoods are Scotland and Wales?

Or is it more likely that the labour devolved governments have had a bigger impact on council spending in these places?

Did you even read the study? The authors said the only reason why Scotland and Wales’ deprived were less hit than England’s deprived areas was due to devolved powers making it more fair.

”A “fine-grained” analysis of local authority budgets across Britain since 2010 has found that the average reduction in service spending by councils was almost 24% in England compared to just 12% in Wales and 11.5% in Scotland.
While some areas – Glasgow, for example – experienced significant service loss, the new study suggests that devolved powers have allowed Scottish and Welsh governments to mitigate the harshest local cuts experienced in parts of England. University of Cambridge researchers found that, across Britain, the most severe cuts to local service spending between 2010 and 2017 were generally associated with areas of “multiple deprivation”.”

The study is about how deprived areas suffered the worst cuts to public services. It doesn’t say Scotland and Wales were not deprived or are rich.

Pretty much this.

People who pay lower taxes and benefit more aren't going to have as much of an issue with it.

Yabu

I earn a bit more than you but I don’t have your mindset.

Also saying your commute is £400 but you need to earn £600 to pay for it is wrong as you’re forgetting the personal allowance.

The tax system in this country means the more you earn the more your take home pay is. Yes this doesn’t increase as fast in the higher rate tax bracket but it does still increase so any payrise I get I still take home more.

We’ve got our first child on the way and I’ll be going part time (£56k) so won’t be getting child benefit because we are relatively well off in comparison to others.

Agreed!
Slightly higher taxed than yourself and as usual is the squeezed middle that feel the pain.
There arent enough net contributors, the state needs to be smaller, more dynamic and less generous and a lot less wasteful.

She's in Scotland. We already pay an abnormally high amount of tax.

It's frustrating that those who pay the most get to claim the least back. I think the Conservatives might give a tax cut in the Autumn statement, as it's their only shot of clinging on to power. I suspect when Kier gets in tax will go up to pay for the better public services he is always promising if he gets in.

Council tax includes water in Scotland.

Are you in council tax band E/F? Nice area?

Band A will cost less. Think about moving to an area of socio economic deprivation or a much smaller property- would work out less per month .

This was never going to be popular on Mumsnet, but OP I feel the same as you.
I earn less than you, but I do feel put out when I see my tax deductions on my pay slip.
I can't register with an NHS dentist- none in my country have been open to new patients in years. I am registered with a local GP surgery but actually getting an appointment is basically impossible (they put it the same "we're short staffed #BeKind" post on Facebook every week - they've been short staffed since COVID started so the situation doesn't seem to be changing). I don't have children, so no maternity leave or school places.
I seem to be paying out so much but not getting much in return.

Brilliant post

Bet many people would find jobs if benefits got taken away

Yeah once you’re a higher rate tax payer you have to think v v carefully about whether a promotion is worth it or not.

because realistically you won’t see around 45% of the increase after tax and NI.

So if you’re offered £10k more for a promo, you’ll only see around £5,500 of that. Over the year that’s about £450 extra each month. So the question becomes is all this new responsibility worth £450 to me?

🎻

A tiny violin and a MASSIVE one haha

This is why I never do overtime now and it's something I used to enjoy - in a job that helps people and with backlogs.

🙄 Im guessing thats a net recipient donating a violin

It's also why so many GPs went part time. So it's much harder to get an appointment.

Ultimately, people feeling as OP does is what we choose when we have a system that taxes earned income more highly than unearned, and when we focus taxation more on income than wealth.

Not everyone in OPs position is going to be bothered, and not everyone who is bothered will do anything about it. But some will.

And the absolute numbers are going to increase, because fiscal drag plus inflation means more people are going to be reaching the various bottlenecks (40% tax rate esp combined with CB, student loan repayment threshold, loss of personal allowance, loss of 15 free nursery hours at 100k etc). It would be a good idea if we as a society were aware of this and had thought about the potential implications.

Net contributor here.

Happy to add to the orchestra 🎻

That's a big assumption.

I recently bought a small house (small two bed terrace) that's band E council tax. The bottom of the street is a deep red on the SIMD map.

Just a higher rate payer who understands how the tax system works in the country I reside.

You don't have that? We do. Commuter tickets are bought through work and qualify for massive tax relief, up to a 51% saving on the cost of the commute.

Not all ways of working allow this. I have to work through an umbrella company, so have PAYE levels of tax, plus £23 a week to get my own payslip. No expenses allowed. No employee benefits.

YANBU OP.
Actually it's our middle earners not paying enough tax.Higher rates are equal to or more competitive than other countries.

https://ifs.org.uk/taxlab/taxlab-key-questions/how-do-uk-tax-revenues-compare-internationally

In the famed nordic EVERYONE pays more tax., In the UK everyone wants 'other people' to pay more, not them.

If you keep squeezing a smaller pool of higher PAYE earners guess what they're just going to go part-time. Or leave.

At least you admit it. Most people don't.

That's why the Tories are elected again and again.

This is fun reading

www.thisismoney.co.uk/money/news/article-2215070/amp/Are-contributor-burden-nations-finances--Squeezed-middle-increasingly-dependent-state.html

I think OP is in the net contributions side given her substantial income