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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

Aibu to think CMS should take the MIF into account?

12 replies

RandomUser54 · 02/06/2023 15:14

Ex dp, pays £30 a month for 2 dc as he gets universal credit. He's self employed. Now if you are Self Employed UCs assume you are earning NMW x 35 hours (for adult with no resident children) so £1458 a month. Yet because he gets UCs I only get £30. Now I don't know the ins and outs of all his and his partners (who works for ex dps company self employed too) finances, but surely something doesn't add up? Bought house (not sure about mortgage, apparently it was gifted to his partner) They have no dependent children living with them so not even sure how they get UCs. It's so unfair that he gets away with £30 a month.

OP posts:
Original poster
RandomUser54 · 02/06/2023 15:14

MIF = minimum income Floor BTW.

OP posts:
BungleandGeorge · 02/06/2023 15:19

realy they should look at his company finances a little more closely. Whether he’s paying his employees a fair rate and whether there is hiding of assets. If he’s hiding money he’s probably avoiding tax too. Wouldn’t they have to claim UC jointly though? Or are they not living together?

Original poster
RandomUser54 · 02/06/2023 15:22

Yes it's a joint claim

OP posts:
Original poster
RandomUser54 · 02/06/2023 15:23

Very small business. Just the 2 of them.

OP posts:
Original poster
RandomUser54 · 03/06/2023 08:45

Bump

OP posts:
GabriellaMontez · 03/06/2023 08:49

Contact CmS. Ask them to include his dividend payments.

CMS are a nightmare to deal with but they should be able with this. (Unless he's working for cash, in which case you've got no chance)

PensionPots · 03/06/2023 08:53

Is it the kind of business where he can be paid in cash and not declare it as it’s a service.

Original poster
RandomUser54 · 03/06/2023 10:34

Yes it's a trade, they do get paid via bank/paypal etc but cash too.
Unless he's savvied up a lot, he won't even know what dividends are.

OP posts:
Original poster
RandomUser54 · 03/06/2023 10:34

Do UCs take dividends into account?

OP posts:
MumsPett · 03/06/2023 10:36

Could be worse my ex is on UC but doesn’t have to pay as he has “priority debts” 🤣 I’ve given up ever getting anything for the children. Closing my claim they are useless.

GabriellaMontez · 03/06/2023 10:40

RandomUser54 · 03/06/2023 10:34

Do UCs take dividends into account?

I don't know anything about UC. But dividends are income, so I would think so.

CMS don't automatically take dividends into account. You have to ask them.

GabriellaMontez · 03/06/2023 10:43

There is a Facebook group called 'child maintenance service UK - questions, answers, advice and support'

There are loads of very knowledgeable people on there who could probably help you.

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