I've been in a very complex situation with my 'DH' that started after he told the whole family to fuck ourselves and double-birded us all over Christmas dinner then told me he'd never been in love with me after frequently disappearing to America, running up high debts, surveilling me and hiding serious money trouble (failing company).
I had a big AIBU thread which was very helpful as I was getting serious abuse from him because I wouldn't remove my matrimonial rights marker on the house (he tried to trick me) and allow a remortgage that again he lied saying it was for renovation when he then later revealed huge debts (60k in January alone probably spent on an OW).
My AIBU is, he has been selling things to get by with no income but is running out of things to sell. the remortgage offer expires end of June and still stands, but to allow that I would have to sign a permanent retraction of my matrimonial rights. he says he will have to file for bankruptcy by the end of June if I do not accept an agreement for him to buy me out, after which he will rent the main house to pay the mortgage.
The bank was valued at 850k in January by the bank so I estimated about 350k equity but he now says valuation last week was 795k and so he can only afford to do a settlement of 150k but it has to be in the next few weeks. he says this would be a separation agreement using 80k of remortgage and rest borrowed, held by solicitor before I sign forms.
I'm worried he's trying to trick me as if what he says is true (had to borrow £40 off me to sell stuff the other week) not paid mortgage or secured loan, can't get a job, company basically finished etc, then it doesn't make sense to me how he can afford to keep the house, as renting would only make 4-5k which is more than (2+k a month mortgage, 1k a month car, 1k a month just to repay 60k amex) plus the house would need fixing up a bit to rent plus other costs.
Another big factor here is that I found out he did similar to his ex wife. he's a conman that has used me and other woman for free childcare and financially, he only got this big house because of me (dad's money) and I feel like why should he keep it after the way he treated me. he's a monster and should be stopped. I feel like calling his bluff as even if I get less money at least he wouldn't have tricked me and a settlement would be done based on facts!
Also aware however that him going bankrupt right before divorce could be horrendous as would affect a financial order, and it may be a ploy for him to stop me getting equity and to keep the house. But It doesn't make sense that he'd want to go bankrupt as he has a company here (owes huge pay bill plus vat penalties) and a company in America that got 3m last year, he has no intention of working a normal job and wants to be the next Elon musk making billions from that company. going bankrupt would be a big problem surely. so I don't know what to do.