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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To put a dream holiday on a credit card - even though I can't afford it

181 replies

Notcool1984 · 26/04/2023 13:40

Would I be crazy?
Reeaaallly crappy year with health issues, family stuff, kid dramas.
I've always dreamed to go to a particular long haul destination.
I have around £2k saved, but realistically need around £2K more.
Would I be mad to put it on a credit card?
As background, I have no credit card or student load debt. I earn around £3k pre month, although single parent, but still £500 savings per month is doable, so it would take up to 6 months realistically to pay back.
Would you risk it?

OP posts:
EveryWitchWaybutLoose · 28/04/2023 20:38

YABU

You take yourself (and your family) with you. There’s no such thing as a “dream” holiday. You’ll waste your money.

A holiday within your means without all this burden of expectation will be a far more effective and relaxing time.

PoseyFlump · 29/04/2023 06:51

whatcanidotobelieve · 28/04/2023 19:50

Go for it!! Make the memories and share this place with your kids...

I've just been diagnosed with a terminal illness, I have some years left for sure but travelling is now too difficult. I'm only in my 30's and have young kids.

You never know what life will throw at you...go on the trip and enjoy every minute of it!!

No better reason than this OP! And of course there is such a thing as a 'dream' holiday @EveryWitchWaybutLoose I know many people who have been on theirs.

Beeinalily · 13/05/2023 08:04

Have you booked it @Notcool1984 ?

Reality25 · 13/05/2023 08:45

Depends on your net worth.

E.g. if it's £100k+ then suppose you could if you really have no patience to wait.

If it's less than maybe £30k then you shouldn't really be going on a £4k holiday in my opinion.

HT56 · 13/05/2023 09:08

On your salary, I would.

be careful on your timing to Thailand as you don’t want to hit the rainy season.

Notcool1984 · 18/05/2023 12:41

Haha still swithering tbh!

OP posts:
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