to think living comfortably means you're saving at least 20% of your salary?

[rosiesfarm]

Wasn't sure how to title this but don't want to write the whole backstory as I worry it will be identifying but AIBU to think if someone claims to be "living comfortably" it's not having nothing of your salary left at the end of the month, even if you didn't have to think about your spending?

I'd say if you were saving 20% and then it was that way on top, that's living comfortably, but just affording your current lifestyle, but without saving doesn't mean living comfortably to me? Just curious if most people feel this way

Depends if you want to save though surely? We have good pensions and a small mortgage and made a decision we would holiday to the max while we can. We have a job where we can easily pick up more work if we lost our job (I have lost my job a few times).
I'd have to say we're comfortable, even without saving, because I can pull out reasonably large sums if I have to, access to overdrafts worse case. A lot of the time people who love to save just end up leaving it to family members when they pass away and the family members have it spent within weeks. I'll never be a saver - my parents never were either.

I think it's not about saving. It's about having money left over to do things you want. Holidays , nights out. Etc

OP didn't actually say they'd achieved this though.

So quick to "start'!