Do you think I have a chance re; store cards

[youshouldnthavetoask]

I got my first store card when I was 18, at university and earning £6 per hour, working 12 hours a week.
Over the years, my bad impulse control, youth and low income meant that I wracked up so much interest. Littlewoods just kept giving me more and more credit. At one point my minimum payment was £500! My mum had to bail me out more than once.
Now I'm older and slowly becoming better with money (although impulse control is still poor) I feel slightly annoyed that these companies were able to lend me so much and that no one ever questioned my eligibility.
I've seen companies which offer to look at these store cards in terms of offering you credit limits you weren't eligible for but I wondered if anyone had any personal experience of getting compensation.
I am not saying that I wasn't too blame but to be fair I was just an 18 year old, living on my own in an unfurnished house. I had never been offered 1000 of free credit before. I feel they should have asked more questions as a lender.

Declaring an income of £600 pm and being hit with repayments of £500pm is unaffordable.

Credit companies have to allow money to live on before issuing repayment schedules

Have you never heard of affordability tests? You think that someone who earns 2000 a month for instance should be given a mortgage of 1900 because they can afford it?

@CrotchetyCrocheting that's not the same as an 18 year old with very limited responsibilities who likes to splurge, is it.

For a mortgage they check everything. I wouldn't want to submit all that information every time I want a loan or some credit.

Years ago credit cards very much did target young people regardless of their ability to pay.

I remember one TV advert for Barclaycard where a young woman breaks up with her boyfriend, is distraught, then immediately sees a pair of extremely expensive red high gell shoes in a shop. Last scene is her wearing the shoes, having dried her tears.

Despicable and manipulative.

They tend to be more subtle nowadays in encouraging youngsters into debt.

They just get them to take out student loans 🙄

Apologies. You have been dealt a tough hand.
I agree with 99% of what you say. But I don’t think store card compensation is the hill to die on.
I wish you good luck and every success.

It's easily done I agree but nobody forced you to accept the card

Exactly. Might have been irresponsible lending, but as you say, the debt was on you. It was your choice to spend the max allowance.